Vesta Heights
Homes for Sale in Fort Walton Beach, FL
All 380 homes for sale in Fort Walton Beach, FL · median $399,950 · 273 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Vesta Heights 4TH Addn in Fort Walton Beach, FL has 1 home for sale. Over the 12 months ending 2026-11-09, 4 recorded sales closed at a median of $343,500, a median 41 days on market, sellers accepting 92% of original asking. Homes listed or recently sold were built 1962–1964; none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 32 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,430 ($3,920 with the full homestead exemption).
Last 30 days in Vesta Heights: 1 closed sale (median $265,000). As of November 11, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Vesta Heights 4th Addition is an established Fort Walton Beach pocket where the housing stock does the talking. With a median build year of 1964 and homes ranging from 1950 all the way to 2024, the price you pay here is driven almost entirely by condition and updates rather than by the address itself. Two nearly identical footprints can trade far apart depending on whether the roof, systems, and interior have been touched. The median living area sits around 1,729 square feet, so you're generally looking at right-sized, single-story-era homes rather than sprawl.
Right now there are only two active listings against 348 homes, which is a thin shelf of inventory. That scarcity gives well-priced, updated sellers leverage, but it also means buyers have little to compare against on any given week. With roughly 70% of homes held as homestead, turnover is limited and listings that do come up tend to matter. Move deliberately, underwrite condition carefully, and don't assume the next comparable home is coming soon.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Vesta Heights right now
🔴 Seller-leaning market. 2.4 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Low (1 active and pending listings, 4 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Vesta Heights market snapshot (as of November 9, 2026): the median sale price is about $344K, a median 42 days on market for closed sales, and 2.4 months of supply, a seller-leaning market.
In ZIP 32548 (Fort Walton Beach), 51 homes closed in the last 12 months at a median of $325K, up 10.3% year over year, with a median 57 days on market. Right now 37 active and 10 pending listings put supply at about 8.7 months — a buyer's market. See the live ZIP 32548 housing market and the Okaloosa County market.
Vesta Heights is a community of 23 homes in Fort Walton Beach, Okaloosa County, built between 1964 and 1969 (median 1964), with a median living area of about 2,003 square feet. 96% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a mature, mostly owner-occupied Fort Walton Beach neighborhood inside Okaloosa County, where a long build history means the real variable is how much work a given home has already had done.
The setting & the homes.
Aerial and on-site photos of Vesta Heights. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Vesta HeightsPhotos from Emerald Coast MLS listings in Vesta Heights; content deemed reliable but not guaranteed.
Who Vesta Heights is best for.
Best for
- Buyers wanting an established Fort Walton Beach address who will underwrite each home on its condition and updates
- Renovation-minded buyers comfortable budgeting for roof and systems on an older home
- Long-hold owners who value a settled, mostly owner-occupied street over amenities
Probably not for
- Buyers who need pool, clubhouse, or other shared amenities
- Shoppers who want many comparable listings to choose from at any given moment
- Buyers wanting turnkey new construction with no possibility of deferred maintenance
Homes For Sale Right Now in Vesta Heights
Live MLS inventory for Vesta Heights. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Vesta Heights listings as of 2026-11-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Vesta Heights on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Edwins · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Vesta Heights listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Vesta Heights address.
Shop the zone: Homes zoned for Fort Walton Beach High School
The Vesta Heights buying strategy.
If we were buying in Vesta Heights today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Vesta Heights.
A condition-driven older neighborhood
The build range from 1950 to 2024 tells you two things at once: this is an older core, and infill or full rebuilds have happened over time. That mix is why a single median price tells you very little about what you'll actually pay. An untouched mid-century home and a rebuilt or heavily renovated one can sit in the same block at very different numbers. Budget for inspection and, where needed, for updating roof, HVAC, plumbing, and electrical on the older end of the stock.
No community amenities were identified from current MLS listings, so value here comes from the home and its location within Fort Walton Beach rather than from shared facilities or an HOA package. With homestead ownership near 70%, this reads as a settled, hold-long neighborhood rather than a churn-heavy one, which supports stability but keeps the supply of available homes tight.
The location and the amenities are priced into every listing in Vesta Heights. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Vesta Heights buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.2). Basis: Liquidity & Demand 2.4 months of supply; Owner Commitment 96% owner-occupied; Pricing Power 91.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a neighborhood with only a couple of active listings and a wide condition spread, pricing and underwriting are everything. We help sellers position updated homes to capture the scarcity premium, and we help buyers separate a genuinely renovated property from a cosmetic refresh over an aging structure. That judgment call is where money is won or lost here.
Vesta Heights in 15 seconds.
Tools for a Vesta Heights buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Vesta Heights sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Vesta Heights, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Vesta Heights home worth?
Get a no-obligation home value based on real comparable sales in Vesta Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in VESTA HEIGHTS 4TH ADDN
Homes in VESTA HEIGHTS 4TH ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.
- 134 Virginia Drive · off market
- 138 NW Virginia Drive · off market
- 313 NW Holmes Boulevard · off market
- 322 NW Leah Miller Drive · off market
- 339 NW Barbara Drive · off market
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 23 (FL DOR 2025 assessment roll) |
| Years built | 1964–1969 (median 1964) |
| Typical living area | 2,003 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Sale prices, last 12 months | $343,500 median across 4 closed sales |
| Days on market (closed sales) | 41 median |
| For sale right now | 1 active, 0 pending · median asking $374,000 · 2.4 months of supply |
| Owner-occupied (homestead) share | 96% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Vesta Heights key facts,” movewithmomentum.com/neighborhoods/vesta-heights-4th-addn, data as of November 9, 2026.
Housing distress & ownership in VESTA HEIGHTS 4TH ADDN, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Vesta Heights 4Th Addn Right Now (1)
All 1 active and pending Vesta Heights 4Th Addn listings with a detail page, newest first, refreshed twice a day from the MLS.
- 101 NW Destin Drive · $374,000 · 4 bd / 2 ba · listed Sep 29, 2026 · listed by Coastal Realty Services
Recently sold in Vesta Heights 4Th Addn
- 339 Nw Barbara Drive · sold $265,000
- 138 Nw Virginia Drive · sold $355,000
- 313 Nw Holmes Boulevard · sold $370,000
- 134 Virginia Drive · sold $332,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Fort Walton Beach home searches
- All homes for sale in Fort Walton Beach, FL
- Homes for sale in Okaloosa County, FL
- Fort Walton Beach pool homes for sale
- Fort Walton Beach waterfront homes for sale
- Gated communities in Fort Walton Beach
- Fort Walton Beach home values: what is my house worth?
- ZIP 32548 housing scorecard
Fort Walton Beach guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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What it really costs to own in Vesta Heights
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,862/yr across 3 listings here (MLS tax records, 2026-11-12). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1964 across 4 listings. An original roof here would be about 62 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Vesta Heights
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Vesta Heights
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Vesta Heights will answer, and the answer is published on this page for the next buyer.
11% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-10).
Frequently Asked Questions
What is the median home price in Vesta Heights?
How long do homes in Vesta Heights take to sell?
Is Vesta Heights a buyer's or seller's market right now?
How many homes are in Vesta Heights?
What share of Vesta Heights is owner-occupied?
When were the homes in Vesta Heights built?
Who is the best real estate agent for Vesta Heights?
How do I find a top Fort Walton Beach real estate agent who knows Vesta Heights?
Can Momentum Realty connect me with an agent for Vesta Heights?
Where is Vesta Heights, and what county is it in?
Should you buy in Vesta Heights?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending November 9, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how VESTA HEIGHTS 4TH ADDN fits the bigger picture — live prices, inventory, and Momentum Scores: