Villages At Harmony St Cloud
Homes for Sale in HARMONY, FL
True comps, carrying-cost math, and listings before the portals.
Villages At Harmony St Cloud right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of July 15, 2026. Confidence: High (14 active and pending listings, 7 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($350K) is down 7.3% from the prior 12 months ($378K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Medium (7 and 10 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Villages At Harmony St Cloud market snapshot (as of July 15, 2026): the median sale price is about $350K ($196 per sq ft over the trailing 12 months of closed sales), a median 51 days on market for closed sales, and 24.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 7% from the prior 12 months, computed from record-level Stellar MLS closed sales (7 closings in the current window).
Villages At Harmony St Cloud is a community of 1,266 homes in HARMONY, Osceola County, built between 2021 and 2024 (median 2023), with a median living area of about 2,122 square feet. 46% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Villages At Harmony St Cloud. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Villages At Harmony St Cloud
Villages At Harmony St Cloud
Villages At Harmony St Cloud
Villages At Harmony St Cloud
Villages At Harmony St Cloud
Villages At Harmony St CloudHousing distress & ownership in Villages At Harmony St Cloud, HARMONY
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Villages At Harmony St Cloud
Live MLS inventory for Villages At Harmony St Cloud. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 43 daysTop listing
Active · 2 days
Active · 266 days
Active · 19 days
Active · 478 days
Active · 138 days
Active · 76 days
Active · 10 days
Active · 36 days
Active · 156 days
Active · 41 days
Active · 113 daysActive and pending Villages At Harmony St Cloud listings as of 2026-08-17, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.
Villages At Harmony St Cloud on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Villages At Harmony St Cloud
- Fitness Center · reported on 12 of 16 listings
- Playground · reported on 11 of 16 listings
- Clubhouse · reported on 10 of 16 listings
- Pool · reported on 10 of 16 listings
- Deed Restrictions · reported on 5 of 16 listings
- Dog Park · reported on 4 of 16 listings
- Community Mailbox · reported on 4 of 16 listings
- Park · reported on 3 of 16 listings
- Trail(s) · reported on 2 of 16 listings
- Tennis Court(s) · reported on 2 of 16 listings
- Recreation Facilities · reported on 2 of 16 listings
- Association Recreation - Lease · reported on 1 of 16 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Harmony Community School (K-5) · Elementary
- Harmony Middle · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Villages At Harmony St Cloud listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Villages At Harmony St Cloud address.
The Villages At Harmony St Cloud buying strategy.
If we were buying in Villages At Harmony St Cloud today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villages At Harmony St Cloud.
A closer look at the Villages At Harmony St Cloud market
At a median of $196 per square foot, Villages At Harmony St Cloud prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 24.0 months of supply, a buyer-leaning market and the trailing-12-month median down 7% year over year. Homes that do trade take a median 51 days on market, useful leverage on any listing that has lingered.
The housing stock is 1,266 homes built between 2021 and 2024, and 46% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Villages At Harmony St Cloud. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Villages At Harmony St Cloud buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.2). Basis: Recent Direction -7.3% year-over-year; Liquidity & Demand 24.0 months of supply; Owner Commitment 46% owner-occupied; Pricing Power 97.3% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Villages At Harmony St Cloud buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villages At Harmony St Cloud sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Villages At Harmony St Cloud, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Villages At Harmony St Cloud home worth?
Get a no-obligation home value based on real comparable sales in Villages At Harmony St Cloud, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Villages At Harmony St Cloud on the map →
Frequently Asked Questions
What is the median home price in Villages At Harmony St Cloud?
How long do homes in Villages At Harmony St Cloud take to sell?
Is Villages At Harmony St Cloud a buyer's or seller's market right now?
How many homes are in Villages At Harmony St Cloud?
What share of Villages At Harmony St Cloud is owner-occupied?
When were the homes in Villages At Harmony St Cloud built?
Do cash buyers compete in Villages At Harmony St Cloud?
Who is the best real estate agent for Villages At Harmony St Cloud?
How do I find a top HARMONY real estate agent who knows Villages At Harmony St Cloud?
Can Momentum Realty connect me with an agent for Villages At Harmony St Cloud?
Nearby Communities
Explore more neighborhoods near Villages At Harmony St Cloud with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: July 16, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2022 (29 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Villages At Harmony St Cloud fits the bigger picture — live prices, inventory, and Momentum Scores: