Villages/Harmony
Homes for Sale in Harmony, FL
All 49 homes for sale in Harmony, FL · median $385,000 · 50 homes for sale in 34773 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, the MLS records 38 closed sales in Villages/Harmony Ph 1C-1 & 1D in Harmony, FL since 2022, the most recent in April 2024. Recorded prices across those 38 sales ran from $315,175 to $560,000 (median $385,000), on homes of 1,504 to 2,841 sq ft. Across Harmony as a whole, 54 homes closed in the last 12 months at a median of $414,990, 39 median days on market, with 9 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,860 ($5,260 with the full homestead exemption).
Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (151 listings across 45 villages and sections in the MLS).
| Location | Harmony, Osceola County, FL · ZIP 34773 |
|---|---|
| Homes in the community | 282 (FL DOR 2025 assessment roll) |
| Years built | 2021–2024 (median 2022.0) |
| Typical living area | 2,122 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 86% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2024; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Villages/Harmony Ph 1C-1 & 1D key facts,” movewithmomentum.com/neighborhoods/villages-harmony-ph-1c-1-1d, data as of September 20, 2026.

This is a newer pocket of Harmony, with all 282 homes built between 2021 and 2024 and a median year built of 2022. When the stock is this uniform and this recent, price is driven less by vintage and more by condition, lot position, and finish level. Expect a wide spread rather than a clean tier: two homes of similar size can settle far apart depending on upgrades and how the builder-era warranty period has played out.
The closings window here is thin, so recent comparable sales are scarce and any single sale carries outsized weight in the story. For a seller, that means pricing off condition and the median living size of roughly 2,122 square feet, not off a neighbor's list price. For a buyer, it means doing your own homework on comparable finishes rather than assuming a headline number applies to the specific house in front of you.
Nearby homes for sale
No active listings inside Villages/Harmony Ph 1C-1 & 1D right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Villages/Harmony Ph 1C-1 & 1D is a compact, almost entirely new-construction enclave in Harmony, Osceola County, where a homestead share of about 86% points to a community held largely by owner-occupants rather than short-term holders.
Stellar MLS sales records identify 166 homes in Villages/Harmony that have changed hands since 2021, built between 2021 and 2025 (median 2022), with a median living area of about 1,828 sq ft and a typical 4-bedroom, 2-bath layout; 89% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 16 qualified sales in Villages/Harmony across 2024–2025 (12 in 2024, 4 in 2025), median $409,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Villages/Harmony is best for.
Best for
- Buyers prioritizing newer construction and original systems over an established, older neighborhood
- Owner-occupant purchasers planning to hold, comfortable in a low-turnover community
- Buyers who want a predictable floor plan near 2,122 square feet and will pay for verified condition
Probably not for
- Investors who need a steady stream of recent comparable sales to underwrite a purchase
- Buyers wanting mature landscaping and the character of an older, established build
- Anyone needing to buy and resell quickly in a high-liquidity, fast-turning market
The market around Villages/Harmony
Villages/Harmony is too small for its own price trend, so here is the market around it.
In ZIP 34773, 198 homes are on the market and 27% are under contract — a steady corner of Harmony.
Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).
In ZIP 34773 (Harmony), 677 homes closed in the last 12 months at a median of $412K ($213/sq ft), up 1.2% year over year, with a median 54 days on market. Right now 120 active and 41 pending listings put supply at about 3.3 months — a balanced market. See the live ZIP 34773 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Villages/Harmony specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Villages/Harmony Ph 1C-1 & 1D, Harmony
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Villages/Harmony buying strategy.
If we were buying in Villages/Harmony today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villages/Harmony.
A new-build enclave still finding its resale rhythm
With 282 homes delivered in a tight 2021-to-2024 span and a median build year of 2022, this is essentially a first-cycle community. Most homes are just entering the age where roofs, systems, and finishes are still original and the earliest builder warranties are winding down. That uniformity is a buyer's friend for predictability and a seller's challenge for standing out, since differentiation comes down to lot, layout, and the improvements an owner has actually made.
The high homestead share of roughly 86% suggests these are primarily owned as principal residences, which tends to keep turnover measured and inventory limited. Combined with a near-empty recent closings window, that low-supply posture means the few homes that do list can set the tone. Both sides should treat the median living size near 2,122 square feet as the anchor and price the specific condition around it.
The location and the amenities are priced into every listing in Villages/Harmony. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this new and this thinly traded, the wrong comp can move a price by tens of thousands. We read the individual house — its finishes, lot, and condition against a median living size around 2,122 square feet — rather than leaning on a headline number that may not fit. That discipline protects sellers from underpricing and buyers from overpaying in a market where every sale counts.
Villages/Harmony in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $33/month (about $396/yr) · median of 22 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $33 per month ($396 a year) — the median AssociationFee across 22 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Villages/Harmony buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villages/Harmony sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Villages/Harmony, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Villages/Harmony home worth?
Get a no-obligation home value based on real comparable sales in Villages/Harmony, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Harmony →
Frequently Asked Questions
How many homes are in Villages/Harmony?
What share of Villages/Harmony is owner-occupied?
When were the homes in Villages/Harmony built?
Who is the best real estate agent for Villages/Harmony?
How do I find a top Harmony real estate agent who knows Villages/Harmony?
Can Momentum Realty connect me with an agent for Villages/Harmony?
Where is Villages/Harmony, and what county is it in?
Should you buy in Villages/Harmony?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34773)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2022 (38 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Villages/Harmony Ph 1C-1 & 1D fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Villages/Harmony with Momentum Realty’s local guides.






