Water Creek
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of WATSON REALTY CORP · via realMLS
Water Creek's 185 homes span construction from 1977 through 2007, with a median year built of 1983 — meaning most of the neighborhood is older stock and condition/updates, not size or era, is what actually separates one home's value from the next. At a median of 1,709 square feet and with no formal community amenities identified from current MLS listings, buyers here are paying for the lot and the structure itself, not a clubhouse or pool package.
There are zero active listings in Water Creek at this snapshot, so this isn't a community where a buyer can currently shop several comparable homes side by side — anything that does come to market has no live competition to be priced against. A 78% homestead share points to ownership here leaning heavily owner-occupied rather than investor-held, which is useful context for a seller thinking about how the neighborhood behaves when something does list.
The 60-Second Overview
Water Creek market snapshot (as of September 12, 2026): the median sale price is about $385K ($251 per sq ft over the trailing 12 months of closed sales), and a median 142 days on market for closed sales.
Water Creek is an established Duval County subdivision of 185 homes built out over three decades, from 1977 through 2007, with a median year built of 1983 and a median home size of 1,709 square feet. No formal amenities package is identified from current MLS listings, and a 78% homestead share suggests ownership here skews owner-occupied.
The setting & the homes.
Aerial and on-site photos of Water Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Water CreekPhotos from realMLS listings in Water Creek; content deemed reliable but not guaranteed.
Who Water Creek is best for.
Best for
- Buyers focused on an established Duval County location who are budgeting for updates rather than expecting a turnkey home.
- Buyers comfortable purchasing without a formal community amenities package and who value the lot and home over shared perks.
- Buyers ready to move decisively when a home does list, given there are currently zero active listings to compare against.
Probably not for
- Buyers who want to compare several active listings side by side before deciding — there is nothing currently on the market in Water Creek to compare.
- Buyers who need a defined community amenities package, such as a pool or clubhouse, as part of the purchase.
- Buyers seeking a uniform, recent build year — Water Creek's homes span three decades of construction, from 1977 to 2007.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($385K) IS the median in the snapshot above.
Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
36% of homes for sale in ZIP 32257 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Water Creek Market Scorecard
Water Creek is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Water Creek, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Water Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
The Water Creek buying strategy.
If we were buying in Water Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Water Creek.
An Owner-Occupied Pocket with a Wide Build-Year Spread
The 1977-to-2007 build-year range across Water Creek's 185 homes is wide enough that this isn't a single-phase subdivision with one look and one construction standard — it's a neighborhood assembled over three decades, with a median year built of 1983 anchoring the bulk of the stock toward the older end. That spread matters for a buyer: two homes at the same price point can represent very different levels of system age and renovation history, and there's no shortcut around walking each one individually.
At a median of 1,709 square feet, homes here are modest rather than expansive, and with no community amenities identified in current MLS data, the value proposition is the home and the location, not a shared clubhouse, pool, or gate. Right now there are zero active listings in Water Creek, so current supply offers no live comparables — pricing has to be built from what has actually closed and from the character of the surrounding stock.
The location and the amenities are priced into every listing in Water Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings in Water Creek at present, there's nothing on the market to anchor a price to — that's exactly the situation where a Duval County-focused broker's closed-sale data and neighborhood familiarity matter more than a search portal. Momentum can help a buyer get in front of a listing before it's widely shopped, and help a seller price against a 185-home neighborhood with a 1977-to-2007 build-year spread where the wrong comp can be a decade or more off.
Water Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Water Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Water Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Water Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Water Creek home worth?
Get a no-obligation home value based on real comparable sales in Water Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Water Creek on the map →
Frequently Asked Questions
What is the median home price in Water Creek?
How long do homes in Water Creek take to sell?
Who is the best real estate agent for Water Creek?
How do I find a top Jacksonville real estate agent who knows Water Creek?
Can Momentum Realty connect me with an agent for Water Creek?
Should you buy in Water Creek?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Water Creek with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2014 (38 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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