Water Creek
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 87 homes for sale in 32257 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of WATSON REALTY CORP · via realMLS
Over the 12 months ending 2026-10-01, 3 recorded sales closed at a median of $385,000, $251 per square foot, a median 142 days on market, sellers accepting 89% of original asking. Homes listed or recently sold were built 1977–1981; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 28 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $6,880 ($6,140 with the full homestead exemption).
Water Creek's 185 homes span construction from 1977 through 2007, with a median year built of 1983 — meaning most of the neighborhood is older stock and condition/updates, not size or era, is what actually separates one home's value from the next. At a median of 1,709 square feet and with no formal community amenities identified from current MLS listings, buyers here are paying for the lot and the structure itself, not a clubhouse or pool package.
There are zero active listings in Water Creek at this snapshot, so this isn't a community where a buyer can currently shop several comparable homes side by side — anything that does come to market has no live competition to be priced against. A 78% homestead share points to ownership here leaning heavily owner-occupied rather than investor-held, which is useful context for a seller thinking about how the neighborhood behaves when something does list.
Nearby homes for sale
No active listings inside Water Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Water Creek market snapshot (as of October 1, 2026): the median sale price is about $385K ($251 per sq ft over the trailing 12 months of closed sales), and a median 142 days on market for closed sales.
In ZIP 32257 (Jacksonville), 807 homes closed in the last 12 months at a median of $354K ($202/sq ft), down 1.0% year over year, with a median 36 days on market. Right now 147 active and 71 pending listings put supply at about 3.6 months — a healthy market. See the live ZIP 32257 housing market and the Duval County market.
County records show 7 qualified sales in Water Creek across 2024–2025 (5 in 2024, 2 in 2025), median $315,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Water Creek is a community of 186 homes in Jacksonville, Duval County, built between 1977 and 2007 (median 1983.0), with a median living area of about 1,690 square feet. 77% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Water Creek is an established Duval County subdivision of 185 homes built out over three decades, from 1977 through 2007, with a median year built of 1983 and a median home size of 1,709 square feet. No formal amenities package is identified from current MLS listings, and a 78% homestead share suggests ownership here skews owner-occupied.
The setting & the homes.
Aerial and on-site photos of Water Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Water Creek
Water Creek
Water Creek
Water Creek
Water Creek
Water CreekPhotos from realMLS listings in Water Creek; content deemed reliable but not guaranteed.
Who Water Creek is best for.
Best for
- Buyers focused on an established Duval County location who are budgeting for updates rather than expecting a turnkey home.
- Buyers comfortable purchasing without a formal community amenities package and who value the lot and home over shared perks.
- Buyers ready to move decisively when a home does list, given there are currently zero active listings to compare against.
Probably not for
- Buyers who want to compare several active listings side by side before deciding — there is nothing currently on the market in Water Creek to compare.
- Buyers who need a defined community amenities package, such as a pool or clubhouse, as part of the purchase.
- Buyers seeking a uniform, recent build year — Water Creek's homes span three decades of construction, from 1977 to 2007.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 1 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($385K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
34% of homes for sale in ZIP 32257 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Water Creek Market Scorecard
Water Creek is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Water Creek, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Water Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
The Water Creek buying strategy.
If we were buying in Water Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Water Creek.
An Owner-Occupied Pocket with a Wide Build-Year Spread
The 1977-to-2007 build-year range across Water Creek's 185 homes is wide enough that this isn't a single-phase subdivision with one look and one construction standard — it's a neighborhood assembled over three decades, with a median year built of 1983 anchoring the bulk of the stock toward the older end. That spread matters for a buyer: two homes at the same price point can represent very different levels of system age and renovation history, and there's no shortcut around walking each one individually.
At a median of 1,709 square feet, homes here are modest rather than expansive, and with no community amenities identified in current MLS data, the value proposition is the home and the location, not a shared clubhouse, pool, or gate. Right now there are zero active listings in Water Creek, so current supply offers no live comparables — pricing has to be built from what has actually closed and from the character of the surrounding stock.
The location and the amenities are priced into every listing in Water Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings in Water Creek at present, there's nothing on the market to anchor a price to — that's exactly the situation where a Duval County-focused broker's closed-sale data and neighborhood familiarity matter more than a search portal. Momentum can help a buyer get in front of a listing before it's widely shopped, and help a seller price against a 185-home neighborhood with a 1977-to-2007 build-year spread where the wrong comp can be a decade or more off.
Water Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Water Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Water Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Water Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Water Creek home worth?
Get a no-obligation home value based on real comparable sales in Water Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Recently off market in Water Creek
Homes in Water Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 10706 Saddlebred Drive · off market
- 10710 Clydesdale Drive · off market
- 10764 Lippizan Drive · off market
Frequently Asked Questions
What is the median home price in Water Creek?
How long do homes in Water Creek take to sell?
How many homes are in Water Creek?
What share of Water Creek is owner-occupied?
When were the homes in Water Creek built?
Who is the best real estate agent for Water Creek?
How do I find a top Jacksonville real estate agent who knows Water Creek?
Can Momentum Realty connect me with an agent for Water Creek?
Where is Water Creek, and what county is it in?
How far is Water Creek from downtown Jacksonville and the beach?
Should you buy in Water Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 1, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32257)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2014 (38 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Water Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Thoroughbred Boulevard (14 homes on record)
- Lippizan Drive (10 homes on record)
- Lippizan Drive (9 homes on record)
- Thoroughbred Boulevard (7 homes on record)
- Pinewood Avenue (1 homes on record)
Nearby Communities
Explore more neighborhoods near Water Creek with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Water Creek. These are the public schools most often assigned to other communities in ZIP 32257; zones change and vary by address, so confirm with the district before you buy.
- Mandarin Middle School · 6-8 · FLDOE grade A (assigned to 51 nearby communities)
- Mandarin High School · 9-12 · FLDOE grade A (assigned to 50 nearby communities)
- Mandarin Oaks Elementary School · PreK-5 · FLDOE grade A (assigned to 23 nearby communities)
- Crown Point Elementary School · PreK-5 (confirm by address) · FLDOE grade C (assigned to 9 nearby communities)
- Beauclerc Elementary School · PK-5, Gifted/Talented and Dual Language magnet · FLDOE grade C (assigned to 8 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).