WATERFORD OAKS
Homes for Sale in WINTER HAVEN, FL
True comps, carrying-cost math, and listings before the portals.
The 60-Second Overview
WATERFORD OAKS market snapshot (as of August 2, 2026): the median sale price is about $730K ($227 per sq ft over the trailing 12 months of closed sales), and a median 8 days on market for closed sales.
WATERFORD OAKS is a community of 114 homes in WINTER HAVEN, Polk County, built between 1992 and 2016 (median 1998), with a median living area of about 3,007 square feet. 92% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of WATERFORD OAKS. Swipe to explore the community.
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WATERFORD OAKSPrice History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($730K) IS the median in the snapshot above.
Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
25% of homes for sale in ZIP 33884 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
WATERFORD OAKS Market Scorecard
WATERFORD OAKS is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent WATERFORD OAKS listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any WATERFORD OAKS address.
The WATERFORD OAKS buying strategy.
If we were buying in WATERFORD OAKS today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in WATERFORD OAKS.
A closer look at the WATERFORD OAKS market
At a median of $227 per square foot, WATERFORD OAKS prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The housing stock is 114 homes built between 1992 and 2016, and 92% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in WATERFORD OAKS. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a WATERFORD OAKS buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed WATERFORD OAKS sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in WATERFORD OAKS, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your WATERFORD OAKS home worth?
Get a no-obligation home value based on real comparable sales in WATERFORD OAKS, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in WATERFORD OAKS on the map →
Frequently Asked Questions
What is the median home price in WATERFORD OAKS?
How long do homes in WATERFORD OAKS take to sell?
How many homes are in WATERFORD OAKS?
What share of WATERFORD OAKS is owner-occupied?
When were the homes in WATERFORD OAKS built?
Do cash buyers compete in WATERFORD OAKS?
What schools serve WATERFORD OAKS?
Who is the best real estate agent for WATERFORD OAKS?
How do I find a top WINTER HAVEN real estate agent who knows WATERFORD OAKS?
Can Momentum Realty connect me with an agent for WATERFORD OAKS?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 25, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (28 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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