Westwood Beach Estates
Homes for Sale in Panama City Beach, FL
All 791 homes for sale in Panama City Beach, FL · median $369,900 · 654 homes for sale in 32413 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of September 2026, Westwood Beach Estates in Panama City Beach, FL has 2 homes for sale. Homes listed or recently sold were built 1992–2026 with 2 new construction; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 31 ft).
| Location | Panama City Beach, Bay County, FL · ZIP 32413 |
|---|---|
| Homes in the community | 58 (FL DOR 2025 assessment roll) |
| Years built | 1983–2022 (median 1995.5) |
| Typical living area | 1,244 sq ft (median) |
| For sale right now | 2 active, 2 pending · median asking $549,900 |
| Owner-occupied (homestead) share | 38% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Westwood Beach Estates key facts,” movewithmomentum.com/neighborhoods/westwood-beach-estates, data as of September 20, 2026.
Westwood Beach Estates is a small inventory pool, 73 homes total, so any single closing can move the read on the community more than it would in a larger subdivision. With only one closing in the most recent window, we treat pricing signals here as directional, not statistical, until more transactions stack up.
The bigger story is the ownership pattern: homestead exemptions cover just under 35% of homes, meaning the majority are held as second homes, rentals, or investment property rather than primary residences. That tilts the market toward buyers and sellers who think in terms of usage and carrying cost more than daily commute or school zones, and it means turnover can be driven by season and by owner intent as much as by rate environment.
The 60-Second Overview
Homes here span original 1978 construction through builds as recent as 2024, with a median year built of 1996 — a mix of dated coastal stock and newer or rebuilt product on the same streets. Typical living space runs around 1,434 square feet, and no community amenities are listed in current MLS data, so buyers are paying for the lot and location, not a shared clubhouse or pool.
CPAR sales records identify 9 homes in Westwood Beach Estates that have changed hands since 2016, built between 1983 and 2026 (median 2000), with a median living area of about 1,457 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Westwood Beach Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Westwood Beach Estates
Westwood Beach Estates
Westwood Beach Estates
Westwood Beach EstatesPhotos from CPAR MLS listings in Westwood Beach Estates; content deemed reliable but not guaranteed.
Who Westwood Beach Estates is best for.
Best for
- Buyers looking for a second home or investment property near the beach without amenity fees
- Renovation-minded buyers comfortable evaluating a wide range of construction years
- Sellers holding older or updated homes who want a broker that tracks individual comps, not averages
Probably not for
- Buyers who want a community pool, clubhouse, or organized amenities as part of the purchase
- Buyers who need a large pool of recent comparable sales before making a decision
- Anyone assuming architectural or condition consistency across the neighborhood without an inspection
The market around Westwood Beach Estates
Westwood Beach Estates is too small for its own price trend, so here is the market around it.
In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Westwood Beach Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Westwood Beach Estates, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Westwood Beach Estates
Live MLS inventory for Westwood Beach Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Westwood Beach Estates listings as of 2026-09-26, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Westwood Beach Estates Right Now (4)
All 4 active and pending Westwood Beach Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 745 Westwood Beach Circle, Panama City Beach, Fl 32413 · $299,900 · 5 bd / 4 ba · pending · listed Aug 31, 2026 · listed by Empire Real Estate of Florida LLC
- 769 Westwood Beach Circle, Panama City Beach, Fl 32413 · $549,900 · 3 bd / 2 ba · listed Jun 27, 2026 · listed by Beachy Beach Real Estate
- 771 Westwood Beach Circle, Panama City Beach, Fl 32413 · $549,900 · 3 bd / 2 ba · listed Jun 27, 2026 · listed by Beachy Beach Real Estate
- 749 Westwood Beach Circle, Panama City Beach, Fl 32413 · $198,500 · 2 bd / 2 ba · pending · listed Jun 27, 2026 · listed by Counts Real Estate Group Inc
Westwood Beach Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Westwood Beach Estates buying strategy.
If we were buying in Westwood Beach Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Westwood Beach Estates.
A small, owner-mixed pocket near the beach
With a median year built of 1996 inside a range stretching back to 1978 and forward to 2024, Westwood Beach Estates is not architecturally uniform. Some buyers will find older homes that have been substantially updated or rebuilt; others will find structures closer to original condition. That spread means condition, not just square footage, does a lot of the work in setting value here, and it rewards a buyer willing to inspect closely rather than assume consistency block to block.
The homestead share, just under 35%, is the clearest structural fact about this community: most owners are not filing it as their sole residence. That is common in Panama City Beach markets close to the water, where investment and seasonal use are part of the normal ownership pattern rather than the exception. It affects how you should think about resale timing, rental restrictions if any apply at the individual property level, and how much weight to put on any single comparable sale.
The location and the amenities are priced into every listing in Westwood Beach Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A 73-home community with thin recent closing volume is exactly where local, transaction-level knowledge matters more than aggregate market reports. We track individual sales and condition notes as they happen in Bay County, so when you are pricing a listing or making an offer here, you are working from what actually closed and why, not a generic zip-code average.
Westwood Beach Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Westwood Beach Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Westwood Beach Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Westwood Beach Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Westwood Beach Estates home worth?
Get a no-obligation home value based on real comparable sales in Westwood Beach Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
16% of homes for sale in ZIP 32413 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).
Frequently Asked Questions
How many homes are in Westwood Beach Estates?
What share of Westwood Beach Estates is owner-occupied?
When were the homes in Westwood Beach Estates built?
Who is the best real estate agent for Westwood Beach Estates?
How do I find a top Panama City Beach real estate agent who knows Westwood Beach Estates?
Can Momentum Realty connect me with an agent for Westwood Beach Estates?
Where is Westwood Beach Estates, and what county is it in?
Should you buy in Westwood Beach Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32413)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Westwood Beach Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Westwood Beach Estates with Momentum Realty’s local guides.