Lake Powell Estates
Homes for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 653 homes for sale in 32413 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Lake Powell Estates in Panama City Beach, FL has 1 home for sale. As of October 2026, the MLS records 16 closed sales in Lake Powell Estates in Panama City Beach, FL since 2012, the most recent in July 2025. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).
| Location | Panama City Beach, Bay County, FL · ZIP 32413 |
|---|---|
| Homes in the community | 247 (FL DOR 2025 assessment roll) |
| Years built | 1940–2024 (median 1996) |
| Typical living area | 1,885 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $499,000 |
| Owner-occupied (homestead) share | 42% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Powell Estates key facts,” movewithmomentum.com/neighborhoods/lake-powell-estates, data as of September 20, 2026.
Last 30 days in Lake Powell Estates: 1 new listing (median asking $689,900). As of October 2, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Lake Powell Estates is an older, established pocket of Panama City Beach — the build years stretch from 1940 to 2024, but the median year built of 1995 tells you most of the stock is a few decades in, not new construction. That spread means condition, not just square footage, is doing a lot of the work on price here. Two homes with similar living area can land in very different places depending on how much has been updated.
With a homestead share of roughly 45%, this is a market with a meaningful mix of owner-occupied and non-homestead property — investment and second-home activity is part of the picture, not the exception. For buyers, that means more variability in how a home has been maintained; for sellers, it means presenting a well-documented condition history matters more than in a tract where every house was built the same year.
The 60-Second Overview
Lake Powell Estates is a 213-home community in Panama City Beach (Bay County) with a wide build-year range — 1940 through 2024 — centered on a median year built of 1995 and a median living area of 1,979 square feet.
County records show 16 qualified sales in Lake Powell Estates across 2024–2025 (9 in 2024, 7 in 2025), median $587,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake Powell Estates is best for.
Best for
- Buyers comfortable evaluating condition and renovation history home-by-home rather than relying on a uniform build standard
- Buyers who want a Panama City Beach location without paying for a formal amenity package
- Buyers open to a mix of vintage and newer construction within the same community
Probably not for
- Buyers who want a managed community with a defined clubhouse, pool, or recreational amenity
- Buyers who want the certainty of a single build era with consistent systems and finishes across the community
- Buyers unwilling to budget for inspection contingencies on older systems
The market around Lake Powell Estates
Lake Powell Estates is too small for its own price trend, so here is the market around it.
In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Lake Powell Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Lake Powell Estates, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Lake Powell Estates
Live MLS inventory for Lake Powell Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Powell Estates listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Lake Powell Estates Right Now (2)
All 2 active and pending Lake Powell Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 22421 Lakeview Lane, Panama City Beach, Fl 32413 · $689,900 · 3 bd / 3 ba · listed Sep 29, 2026 · listed by CENTURY 21 Commander Realty
- 704 Gulf View Drive, Panama City Beach, Fl 32413 · $498,800 · 3 bd / 2 ba · listed Sep 1, 2026 · listed by Savvy Avenue LLC
The Lake Powell Estates buying strategy.
If we were buying in Lake Powell Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Powell Estates.
A market built on condition, not a template
There is no single 'typical' Lake Powell Estates house. The build years span more than eight decades, and current MLS listings do not point to a shared amenity package or association structure tying the community together — no clubhouse, pool, or gate is identified in the current inventory. That means each property largely stands on its own condition, lot, and updates rather than a community amenity backdrop.
The median living area of 1,979 square feet puts this squarely in a standard single-family range for the area, but with a median year built of 1995, expect a meaningful share of homes carrying original systems, finishes, or additions that a buyer will want inspected closely. This is a community where a solid inspection and a clear-eyed look at what's been renovated versus what hasn't will tell you more than the listing photos.
The location and the amenities are priced into every listing in Lake Powell Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this much variation in build year and no shared amenity structure to lean on, pricing a home correctly — or evaluating whether an asking price is justified — comes down to comparing condition and updates house by house. We pull the actual comparables, not a neighborhood average, and walk you through what's driving value on the specific property in front of you.
Lake Powell Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Powell Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Powell Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Powell Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Powell Estates home worth?
Get a no-obligation home value based on real comparable sales in Lake Powell Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
14% of homes for sale in ZIP 32413 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Frequently Asked Questions
How many homes are in Lake Powell Estates?
What share of Lake Powell Estates is owner-occupied?
When were the homes in Lake Powell Estates built?
Who is the best real estate agent for Lake Powell Estates?
How do I find a top Panama City Beach real estate agent who knows Lake Powell Estates?
Can Momentum Realty connect me with an agent for Lake Powell Estates?
Where is Lake Powell Estates, and what county is it in?
Should you buy in Lake Powell Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32413)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Lake Powell Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
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