Lake Powell Estates in Panama City Beach

Lake Powell Estates
Homes for Sale in Panama City Beach, FL

All 731 homes for sale in Panama City Beach, FL · median $365,000 · 628 homes for sale in 32413 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32413
247 homesBuilt 1940–2024
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Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Lake Powell Estates in Panama City Beach, FL has 1 home for sale. As of October 2026, the MLS records 16 closed sales in Lake Powell Estates in Panama City Beach, FL since 2012, the most recent in July 2025. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 5 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).

Last 30 days in Lake Powell Estates: 1 new listing (median asking $689,900). As of October 20, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Lake Powell Estates Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 17% (528 of 3,043)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
42%
Owner-occupied · Lake Powell Estates
124 of 294 parcels homesteaded (FL DOR 2025)
58%
Non-owner-occupied · Lake Powell Estates
incl. 11% trust or LLC-held · 36% out-of-state
247
Homes in the community
plus 47 vacant residential lots · 294 residential parcels (FL DOR 2025)
Track record · 14 years of records
16
Recorded sales · 2024-2025
median $588K · qualified sales on the county roll (FL DOR 2025)
1940–2024
Years homes were built
median 1996 · county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Lake Powell Estates is an older, established pocket of Panama City Beach — the build years stretch from 1940 to 2024, but the median year built of 1995 tells you most of the stock is a few decades in, not new construction. That spread means condition, not just square footage, is doing a lot of the work on price here. Two homes with similar living area can land in very different places depending on how much has been updated.

With a homestead share of roughly 45%, this is a market with a meaningful mix of owner-occupied and non-homestead property — investment and second-home activity is part of the picture, not the exception. For buyers, that means more variability in how a home has been maintained; for sellers, it means presenting a well-documented condition history matters more than in a tract where every house was built the same year.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Lake Powell Estates is a 213-home community in Panama City Beach (Bay County) with a wide build-year range — 1940 through 2024 — centered on a median year built of 1995 and a median living area of 1,979 square feet.

County records show 16 qualified sales in Lake Powell Estates across 2024–2025 (9 in 2024, 7 in 2025), median $587,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers comfortable evaluating condition and renovation history home-by-home rather than relying on a uniform build standard
  • Buyers who want a Panama City Beach location without paying for a formal amenity package
  • Buyers open to a mix of vintage and newer construction within the same community

Probably not for

  • Buyers who want a managed community with a defined clubhouse, pool, or recreational amenity
  • Buyers who want the certainty of a single build era with consistent systems and finishes across the community
  • Buyers unwilling to budget for inspection contingencies on older systems

The market around Lake Powell Estates

Lake Powell Estates is too small for its own price trend, so here is the market around it.

In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Lake Powell Estates specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Lake Powell Estates

Live MLS inventory for Lake Powell Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lake Powell Estates listings as of 2026-10-19, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

If we were buying in Lake Powell Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Powell Estates.

Best Buy
Buyers looking for an established Panama City Beach location without a homeowners association amenity package driving the price.
Biggest Risk
With a median year built of 1995 and homes dating back to 1940, older systems and deferred updates are a real possibility on any given listing.
Sweet Spot
Homes near the median living area of 1,979 square feet tend to represent the most typical footprint in the community.
Avoid If
Skip this one if you're expecting a managed amenity setup — current listings don't identify a shared pool, clubhouse, or similar feature.

A market built on condition, not a template

There is no single 'typical' Lake Powell Estates house. The build years span more than eight decades, and current MLS listings do not point to a shared amenity package or association structure tying the community together — no clubhouse, pool, or gate is identified in the current inventory. That means each property largely stands on its own condition, lot, and updates rather than a community amenity backdrop.

The median living area of 1,979 square feet puts this squarely in a standard single-family range for the area, but with a median year built of 1995, expect a meaningful share of homes carrying original systems, finishes, or additions that a buyer will want inspected closely. This is a community where a solid inspection and a clear-eyed look at what's been renovated versus what hasn't will tell you more than the listing photos.

“

The location and the amenities are priced into every listing in Lake Powell Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with this much variation in build year and no shared amenity structure to lean on, pricing a home correctly — or evaluating whether an asking price is justified — comes down to comparing condition and updates house by house. We pull the actual comparables, not a neighborhood average, and walk you through what's driving value on the specific property in front of you.

Lake Powell Estates in 15 seconds.

Best forBuyers looking for an established Panama City Beach location without a homeowners association amenity package driving the price.
Biggest advantageThe wide range of build years means there's real opportunity to find a home priced for its condition rather than a community premium.
Biggest riskWith a median year built of 1995 and homes dating back to 1940, older systems and deferred updates are a real possibility on any given listing.
Sweet spotHomes near the median living area of 1,979 square feet tend to represent the most typical footprint in the community.
Avoid ifSkip this one if you're expecting a managed amenity setup — current listings don't identify a shared pool, clubhouse, or similar feature.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Powell Estates sales matched to your home.

What is your Lake Powell Estates home worth?

Get a no-obligation home value based on real comparable sales in Lake Powell Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Lake Powell Estates key facts
LocationPanama City Beach, Bay County, FL · ZIP 32413
Homes in the community247 (FL DOR 2025 assessment roll)
Years built1940–2024 (median 1996)
Typical living area1,885 sq ft (median)
For sale right now1 active, 0 pending · median asking $499,000
Owner-occupied (homestead) share42%

Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Powell Estates key facts,” movewithmomentum.com/neighborhoods/lake-powell-estates, data as of September 20, 2026.

Housing distress & ownership in Lake Powell Estates, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 18 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-10-18)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Just listed in Lake Powell Estates

The newest homes for sale in Lake Powell Estates right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 20, 2026. All new listings in this market.

Every Home for Sale in Lake Powell Estates Right Now (2)

All 2 active and pending Lake Powell Estates listings with a detail page, newest first, refreshed twice a day from the MLS.

Email me new listings in Lake Powell Estates

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Lake Powell Estates

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake Powell Estates will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

What it really costs to own in Lake Powell Estates

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $1,782/yr across 4 listings here (MLS tax records, 2026-10-20).
Home and flood insuranceThe average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1995 across 4 listings. An original roof here would be about 31 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.
How much local inventory is already under contract

16% of homes for sale in ZIP 32413 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Frequently Asked Questions

How many homes are in Lake Powell Estates?
The Florida DOR 2025 assessment roll shows 247 homes plus 47 vacant residential lots in Lake Powell Estates (public records).
What share of Lake Powell Estates is owner-occupied?
42% of Lake Powell Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lake Powell Estates built?
Homes in Lake Powell Estates were built between 1940 and 2024, with a median year built of 1996 (FL DOR 2025 roll).
Who is the best real estate agent for Lake Powell Estates?
The best agent for Lake Powell Estates is one who actively works Panama City Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake Powell Estates.
How do I find a top Panama City Beach real estate agent who knows Lake Powell Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake Powell Estates and the wider Panama City Beach area.
Can Momentum Realty connect me with an agent for Lake Powell Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake Powell Estates purchase or sale - no call center and no pressure.
Where is Lake Powell Estates, and what county is it in?
Lake Powell Estates is in Panama City Beach, Bay County, FL, ZIP 32413.
Buyers comfortable evaluating condition and renovation history home-by-home rather than relying on a uniform build standardExcellent fit
Buyers who want a Panama City Beach location without paying for a formal amenity packageExcellent fit
Buyers open to a mix of vintage and newer construction within the same communityExcellent fit
Buyers who want a managed community with a defined clubhouse, pool, or recreational amenityProbably not
Buyers who want the certainty of a single build era with consistent systems and finishes across the communityProbably not
Buyers unwilling to budget for inspection contingencies on older systemsProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 19, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32413))
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (16 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Lake Powell Estates with Momentum Realty’s local guides.

Osprey Pointe At Powell0.1 mi awayThe Preserve At Lake Powell0.3 mi away · 237 homes, built 1940–24, 1 for salePalmetto Bluff0.3 mi away · 9 homes, built 1986–15, 1 for saleJamaican Lake0.4 mi awayWestwood Beach Estates0.4 mi away · 58 homes, built 1983–22, 2 for saleInlet Beach Heights (Bay)0.4 mi away · median $400K, 17 sales/12 moMiller S Landing On Lake Powell0.4 mi away · 40 homes, built 1997–22Villas Of Bahamas West0.5 mi away · 2 for sale

Browse all neighborhood guides →

Thinking of selling in Lake Powell Estates? See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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