Osprey Pointe At Powell
Homes for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 653 homes for sale in 32413 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 18 closed sales in Osprey Pointe At Powell in Panama City Beach, FL since 2019, the most recent in August 2026. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).
Osprey Pointe At Powell is a mixed-vintage pocket of 190 homes spanning built years from 1940 to 2024, with a median build year of 1996. That range means condition, not just size or location, drives most of the price conversation here — a home from the 1940s and one from the last few years can sit on the same street with very different maintenance profiles, systems, and expectations for the buyer.
There are no closings recorded in the current window, so there is no fresh comparable-sales trail to lean on right now. For sellers, that puts more weight on pricing a home against its condition and update history rather than recent neighborhood transactions. For buyers, it means walking in with an inspector's eye and a clear sense of what work a given vintage may require, since the MLS snapshot alone won't tell that story.
Nearby homes for sale
No active listings inside Osprey Pointe At PowellHomes for Sale in Panama City Beach, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Osprey Pointe At Powell in Panama City Beach is a Bay County community of 190 homes built across eight decades, with a typical home landing around 1,944 square feet and a median build year of 1996. Just under half of homes carry a homestead exemption, pointing to a meaningful share of owner-occupied residences alongside others held as second homes or investment property.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Osprey Pointe At Powell is best for.
Best for
- Buyers comfortable evaluating a home on its individual age and update history rather than a uniform neighborhood benchmark
- Buyers or investors looking at a mix of older and newer construction within one community
- Sellers with a well-maintained or recently updated home who want that condition to stand out in a mixed-vintage market
Probably not for
- Buyers who want a defined slate of community amenities in writing before touring
- Buyers who rely heavily on recent comparable closings to set expectations before making an offer
- Buyers seeking uniform construction age or a single-phase, newly built subdivision
The market around Osprey Pointe At Powell
Osprey Pointe At Powell is too small for its own price trend, so here is the market around it.
In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Osprey Pointe At Powell specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Osprey Pointe At Powell, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Osprey Pointe At Powell buying strategy.
If we were buying in Osprey Pointe At Powell today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Osprey Pointe At Powell.
A community built in layers
The defining fact about Osprey Pointe At Powell is its build-year spread: homes date as far back as 1940 and as recently as 2024, with the midpoint landing in 1996. That is not a subdivision built out in one phase — it is a community that has filled in and been replaced or renovated piecemeal over decades. Two homes of similar square footage here can carry very different roofs, electrical panels, and finish levels depending on when they were built or last updated.
No community amenities are identified from current MLS listings, so this reads as a straightforward residential area rather than an amenity-driven one. The homestead share sitting just under half suggests a real mix of owner-occupied homes and non-homestead ownership, which is worth factoring into how a given property has been maintained and how quickly it might turn over.
The location and the amenities are priced into every listing in Osprey Pointe At Powell. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With no closings recorded in the current window and a build-year range stretching over eighty years, pricing and evaluating a home in Osprey Pointe At Powell takes more than a quick comp pull. We walk each property against its actual age and condition, not just its square footage, so buyers and sellers are working from a realistic picture rather than a stale average.
Osprey Pointe At Powell in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Osprey Pointe At Powell buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Osprey Pointe At Powell sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Osprey Pointe At Powell, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Osprey Pointe At Powell home worth?
Get a no-obligation home value based on real comparable sales in Osprey Pointe At Powell, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Osprey Pointe At Powell?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 17, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2019 (18 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Osprey Pointe At Powell fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Osprey Pointe At Powell
Where is Osprey Pointe At Powell?
Osprey Pointe At Powell is a community in Panama City Beach, Bay County, Florida, ZIP 32413.
Are there homes for sale in Osprey Pointe At Powell right now?
No active listings inside Osprey Pointe At Powell at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Osprey Pointe At Powell have an HOA or CDD?
No HOA is on record for Osprey Pointe At Powell in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Osprey Pointe At Powell with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.