Windsong Condo in Panama City Beach

Windsong
Condos for Sale in Panama City Beach, FL

Community in Panama City Beach · Bay County · ZIP 32408
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True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS data7 years of closingsUpdated twice daily

As of September 2026, Windsong Condo in Panama City Beach, FL has 1 home for sale. As of September 2026, the MLS records 4 closed sales in Windsong Condo in Panama City Beach, FL since 2019, the most recent in March 2022. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $430,000, 76 median days on market, with 1,412 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,280 ($4,790 with the full homestead exemption).

Live · Windsong Condo Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 18% (585 of 3,161)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

There isn't enough current MLS activity behind Windsong Condo to pin down a price trend, a days-on-market figure, or an inventory count — the data set is simply thin right now. That absence is itself useful information: it tells us this is a low-turnover building where listings don't churn, rather than one with a visible, trackable price pattern.

For a buyer or seller, that means pricing here has to be built from comparable condo sales in the surrounding Panama City Beach market rather than from Windsong's own recent transaction history. It's a building to approach with a direct comp analysis, not a headline stat.

The 60-Second Overview

Windsong Condo sits within the Panama City Beach condo market in Bay County, but current MLS listing data doesn't show a stated set of building amenities — worth confirming directly with the association or a specific listing rather than assuming a standard package.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer who has already identified a specific unit at Windsong Condo and wants a direct, comp-based valuation rather than a building-average number
  • A buyer comfortable verifying HOA and amenity details firsthand before making a decision
  • A buyer focused on the broader Panama City Beach condo market who is open to a lower-turnover building as one option among several

Probably not for

  • A buyer who wants to compare recent sale prices within the building itself before making an offer
  • A buyer who needs confirmed on-site amenities as a deciding factor and isn't able to verify directly
  • A buyer who wants a fast, data-driven read on trend and pace before engaging

The market around Windsong Condo

Windsong Condo is too small for its own price trend, so here is the market around it.

In ZIP 32408, 788 homes are on the market and 13% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,576 homes are active and 585 pending (18% under contract).

ZIP and county figures describe the wider market, not Windsong Condo specifically. Momentum Research analysis of MLS records.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,090/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Windsong Condo Market Scorecard

Thin data

Windsong Condo is currently a thin data market. Limited supply, a median asking price of $565,000, and homes go under contract in about 119 days.

n/a
Months supply
$565,000
Median list
n/a
Median sold
n/a
Per sqft
119
Days on mkt
1/0/0
Active/Pend/Sold

Typical home value in the 32408 ZIP is $370,292, about 2.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Windsong Condo

Live MLS inventory for Windsong Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Windsong Condo listings as of 2026-09-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

If we were buying in Windsong Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Windsong Condo.

Best Buy
A buyer targeting a specific unit at Windsong Condo who is prepared to verify details directly rather than lean on building-wide MLS trends.
Biggest Risk
The lack of current listing data means pricing has no local trend line to lean on — comps have to come from outside the building.
Sweet Spot
Buyers comfortable doing direct diligence — HOA docs, amenity confirmation, condition — rather than trusting a headline stat.
Avoid If
You need a building with a visible, trackable resale pattern to gauge pricing before you commit.

A Building Without a Current Data Trail

Some condo buildings on Panama City Beach carry a long, visible resale history — steady listings, a clear price band, a predictable pace. Windsong Condo isn't showing that pattern in the current MLS feed. That can mean a building with few units changing hands, tightly held ownership, or simply a quiet stretch — any of those are plausible and worth asking a local agent to unpack unit by unit.

Because community amenities aren't identified in current listings, a buyer should treat that as an open question rather than an assumption either way. The building may have amenities the listing data simply hasn't captured, or it may be a more no-frills structure. Either way, verifying directly — condo docs, association contact, or a walkthrough — is the right next step before writing an offer.

The location and the amenities are priced into every listing in Windsong Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a building's own MLS history is thin, the work shifts to pulling the right comparable sales from nearby Panama City Beach condo stock and verifying building-specific details — HOA documents, amenity status, insurance and reserve standing — directly rather than relying on listing sheets. That's the groundwork we do before a number ever goes on a contract.

Windsong Condo in 15 seconds.

Best forA buyer targeting a specific unit at Windsong Condo who is prepared to verify details directly rather than lean on building-wide MLS trends.
Biggest advantageA quiet listing history that suggests low turnover, which can mean less competitive pressure when a unit does come up.
Biggest riskThe lack of current listing data means pricing has no local trend line to lean on — comps have to come from outside the building.
Sweet spotBuyers comfortable doing direct diligence — HOA docs, amenity confirmation, condition — rather than trusting a headline stat.
Avoid ifYou need a building with a visible, trackable resale pattern to gauge pricing before you commit.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Windsong Condo sales matched to your home.

What is your Windsong Condo home worth?

Get a no-obligation home value based on real comparable sales in Windsong Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Windsong Condo on the map →

Real comps, not an automated estimate.
A buyer who has already identified a specific unit at Windsong Condo and wants a direct, comp-based valuation rather than a building-average numberExcellent fit
A buyer comfortable verifying HOA and amenity details firsthand before making a decisionExcellent fit
A buyer focused on the broader Panama City Beach condo market who is open to a lower-turnover building as one option among severalExcellent fit
A buyer who wants to compare recent sale prices within the building itself before making an offerProbably not
A buyer who needs confirmed on-site amenities as a deciding factor and isn't able to verify directlyProbably not
A buyer who wants a fast, data-driven read on trend and pace before engagingProbably not

Nearby Communities

Explore more neighborhoods near Windsong Condo with Momentum Realty’s local guides.

SRSeychelles Resort Condominium0.1 mi awayGLGulf Lagoon Beach0.1 mi awayTITreasure Island (Bay)0.2 mi awayTITreasure Island Resort0.2 mi awayBBBiltmore Beach0.4 mi awayLMLargo Mar Condo0.4 mi awayRTRegency Towers0.5 mi awayTCThe Commodore (Bay)0.5 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: September 12, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2019 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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