Windsong
Condos for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 365 homes for sale in 32408 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Windsong Condo in Panama City Beach, FL has 1 home for sale. As of October 2026, the MLS records 4 closed sales in Windsong Condo in Panama City Beach, FL since 2019, the most recent in March 2022. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).
There isn't enough current MLS activity behind Windsong Condo to pin down a price trend, a days-on-market figure, or an inventory count — the data set is simply thin right now. That absence is itself useful information: it tells us this is a low-turnover building where listings don't churn, rather than one with a visible, trackable price pattern.
For a buyer or seller, that means pricing here has to be built from comparable condo sales in the surrounding Panama City Beach market rather than from Windsong's own recent transaction history. It's a building to approach with a direct comp analysis, not a headline stat.
The 60-Second Overview
Windsong Condo sits within the Panama City Beach condo market in Bay County, but current MLS listing data doesn't show a stated set of building amenities — worth confirming directly with the association or a specific listing rather than assuming a standard package.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Windsong Condo is best for.
Best for
- A buyer who has already identified a specific unit at Windsong Condo and wants a direct, comp-based valuation rather than a building-average number
- A buyer comfortable verifying HOA and amenity details firsthand before making a decision
- A buyer focused on the broader Panama City Beach condo market who is open to a lower-turnover building as one option among several
Probably not for
- A buyer who wants to compare recent sale prices within the building itself before making an offer
- A buyer who needs confirmed on-site amenities as a deciding factor and isn't able to verify directly
- A buyer who wants a fast, data-driven read on trend and pace before engaging
The market around Windsong Condo
Windsong Condo is too small for its own price trend, so here is the market around it.
In ZIP 32408, 757 homes are on the market and 11% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32408 (Panama City Beach), 1,792 homes closed in the last 12 months at a median of $400K, down 0.6% year over year, with a median 75 days on market. Right now 1,195 active and 202 pending listings — a buyer's market. See the live ZIP 32408 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Windsong Condo specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Windsong Condo, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Windsong Condo
Live MLS inventory for Windsong Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Windsong Condo listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Windsong Condo Right Now (1)
All 1 active and pending Windsong Condo listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5225 Thomas Drive 14, Panama City Beach, Fl 32408 · $565,000 · 2 bd / 3 ba · listed Jul 2, 2026 · listed by Think Real Estate
The Windsong Condo buying strategy.
If we were buying in Windsong Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Windsong Condo.
A Building Without a Current Data Trail
Some condo buildings on Panama City Beach carry a long, visible resale history — steady listings, a clear price band, a predictable pace. Windsong Condo isn't showing that pattern in the current MLS feed. That can mean a building with few units changing hands, tightly held ownership, or simply a quiet stretch — any of those are plausible and worth asking a local agent to unpack unit by unit.
Because community amenities aren't identified in current listings, a buyer should treat that as an open question rather than an assumption either way. The building may have amenities the listing data simply hasn't captured, or it may be a more no-frills structure. Either way, verifying directly — condo docs, association contact, or a walkthrough — is the right next step before writing an offer.
The location and the amenities are priced into every listing in Windsong Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a building's own MLS history is thin, the work shifts to pulling the right comparable sales from nearby Panama City Beach condo stock and verifying building-specific details — HOA documents, amenity status, insurance and reserve standing — directly rather than relying on listing sheets. That's the groundwork we do before a number ever goes on a contract.
Windsong Condo in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $750/month (about $9,000/yr) · median of 20 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $750 per month ($9,000 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Windsong Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Windsong Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Windsong Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Windsong Condo home worth?
Get a no-obligation home value based on real comparable sales in Windsong Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Should you buy in Windsong Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2019 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Windsong Condo fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Windsong
Where is Windsong?
Windsong is a community in Panama City Beach, Bay County, Florida, ZIP 32408.
Are there homes for sale in Windsong right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Windsong have an HOA or CDD?
No HOA is on record for Windsong in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Windsong with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.