Woodmere
Homes for Sale in Panama City, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of September 2026, Woodmere in Panama City, FL has 1 home for sale. As of September 2026, the MLS records 15 closed sales in Woodmere in Panama City, FL since 2012, the most recent in June 2026.
Woodmere is a small, established pocket of Panama City with only 36 homes total, so the market here moves on individual listings rather than broad trend lines. With a median year built of 1993 and homes ranging from 1989 to 2020, buyers are choosing between long-held original construction and a handful of newer builds, and that construction era is doing most of the work in pricing conversations rather than size or amenities.
Living space runs large for the area, with a median of roughly 3,217 square feet, which points to homes built for space rather than lot density. About three-quarters of homes carry a homestead exemption, a signal that most owners have held these properties as long-term residences rather than turned them over quickly. For sellers, that ownership pattern means fewer comparable listings to lean on; for buyers, it means patience and a willingness to evaluate each home on its own condition and history.
The 60-Second Overview
Woodmere is a compact, low-turnover enclave in Panama City built out mostly in the early-to-mid 1990s, with a stretch of newer construction extending into 2020. There is no clubhouse, pool, or gated amenity package tied to the community from what current MLS data shows, so the appeal here is the homes and lots themselves, not shared infrastructure.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Woodmere is best for.
Best for
- A buyer prioritizing square footage and lot space over community amenities
- A buyer comfortable evaluating homes individually across a wide range of build years, from 1989 to 2020
- A long-term buyer who values a low-turnover, established setting
Probably not for
- A buyer who wants access to a pool, clubhouse, or other organized amenity package
- A buyer who needs a large pool of active listings to compare before deciding
- A buyer seeking new construction exclusively, given the median build year of 1993
The market around Woodmere
Woodmere is too small for its own price trend, so here is the market around it.
In ZIP 32404, 465 homes are on the market and 28% are under contract — a steady corner of Panama City.
Across Bay County, 2,576 homes are active and 585 pending (18% under contract).
ZIP and county figures describe the wider market, not Woodmere specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Woodmere Market Scorecard
Woodmere is currently a thin data market. Limited supply, a median asking price of $759,900, and homes go under contract in about 64 days.
Typical home value in the 32404 ZIP is $288,184, about 20.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Woodmere
Live MLS inventory for Woodmere. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Woodmere listings as of 2026-09-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Woodmere buying strategy.
If we were buying in Woodmere today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Woodmere.
A Small Pool, Priced by the Individual Home
With only 36 homes in Woodmere, there is no meaningful volume of monthly sales to establish a tight market range. Each listing effectively sets its own comparable, which means buyers and sellers both need to look closely at a home's build year, condition, and square footage rather than relying on a neighborhood average. The spread from 1989 to 2020 construction covers three decades of building standards, so two homes of similar size can differ substantially in systems, finishes, and expected near-term maintenance.
The median living area near 3,217 square feet suggests Woodmere skews toward larger footprints than a typical starter subdivision, which tends to draw buyers looking for space over amenities. The high homestead share, at about three-quarters of homes, reinforces that this is a community of long-term occupancy rather than frequent resale or investment turnover. That stability can be an advantage for a buyer who wants a settled block, but it also means inventory here is thin and opportunities do not come around often.
The location and the amenities are priced into every listing in Woodmere. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, there is no shortcut around individual due diligence. We pull the build history, permitting record, and true condition on each available home in Woodmere so you are comparing actual value, not just square footage or an asking number, and we tell you plainly when a listing does not justify its price relative to what else is available.
Woodmere in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Woodmere buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Woodmere sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Woodmere, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Woodmere home worth?
Get a no-obligation home value based on real comparable sales in Woodmere, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Woodmere on the map →
Should you buy in Woodmere?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Woodmere with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2012 (15 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Woodmere fits the bigger picture — live prices, inventory, and Momentum Scores: