Woodmere
Homes for Sale in Panama City, FL

Community in Panama City · Bay County · ZIP 32404
36 homesBuilt 1989–2020
Free · No obligation
Talk to a Woodmere Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive cpar data14 years of closingsFL DOR public recordsUpdated twice daily
Live · Woodmere Housing Pulse cpar + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
78%
Owner-occupied · Woodmere
31 of 40 parcels homesteaded (FL DOR 2025)
22%
Non-owner-occupied · Woodmere
incl. 8% trust or LLC-held · 2% out-of-state
36
Homes in the community
plus 4 vacant residential lots · 40 residential parcels (FL DOR 2025)
Track record · 14 years of records
Est. 1989
Community established
homes built 1989-2020, median 1993 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Woodmere is a small, established pocket of Panama City with only 36 homes total, so the market here moves on individual listings rather than broad trend lines. With a median year built of 1993 and homes ranging from 1989 to 2020, buyers are choosing between long-held original construction and a handful of newer builds, and that construction era is doing most of the work in pricing conversations rather than size or amenities.

Living space runs large for the area, with a median of roughly 3,217 square feet, which points to homes built for space rather than lot density. About three-quarters of homes carry a homestead exemption, a signal that most owners have held these properties as long-term residences rather than turned them over quickly. For sellers, that ownership pattern means fewer comparable listings to lean on; for buyers, it means patience and a willingness to evaluate each home on its own condition and history.

Best for

  • A buyer prioritizing square footage and lot space over community amenities
  • A buyer comfortable evaluating homes individually across a wide range of build years, from 1989 to 2020
  • A long-term buyer who values a low-turnover, established setting

Probably not for

  • A buyer who wants access to a pool, clubhouse, or other organized amenity package
  • A buyer who needs a large pool of active listings to compare before deciding
  • A buyer seeking new construction exclusively, given the median build year of 1993

If we were buying in Woodmere today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Woodmere.

Best Buy
Buyers who want a larger home on an established lot and are comfortable evaluating each property on its own merits.
Biggest Risk
With only 36 homes total, inventory is thin and there is little room to wait for a perfect match.
Sweet Spot
A buyer targeting a spacious, established home who is not dependent on shared community amenities.
Avoid If
Avoid if you are counting on a clubhouse, pool, or other shared amenity package as part of the purchase.

A Small Pool, Priced by the Individual Home

With only 36 homes in Woodmere, there is no meaningful volume of monthly sales to establish a tight market range. Each listing effectively sets its own comparable, which means buyers and sellers both need to look closely at a home's build year, condition, and square footage rather than relying on a neighborhood average. The spread from 1989 to 2020 construction covers three decades of building standards, so two homes of similar size can differ substantially in systems, finishes, and expected near-term maintenance.

The median living area near 3,217 square feet suggests Woodmere skews toward larger footprints than a typical starter subdivision, which tends to draw buyers looking for space over amenities. The high homestead share, at about three-quarters of homes, reinforces that this is a community of long-term occupancy rather than frequent resale or investment turnover. That stability can be an advantage for a buyer who wants a settled block, but it also means inventory here is thin and opportunities do not come around often.

The location and the amenities are priced into every listing in Woodmere. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small, there is no shortcut around individual due diligence. We pull the build history, permitting record, and true condition on each available home in Woodmere so you are comparing actual value, not just square footage or an asking number, and we tell you plainly when a listing does not justify its price relative to what else is available.

Woodmere in 15 seconds.

Best forBuyers who want a larger home on an established lot and are comfortable evaluating each property on its own merits.
Biggest advantageThe generous living space here runs well above what smaller subdivisions typically offer.
Biggest riskWith only 36 homes total, inventory is thin and there is little room to wait for a perfect match.
Sweet spotA buyer targeting a spacious, established home who is not dependent on shared community amenities.
Avoid ifAvoid if you are counting on a clubhouse, pool, or other shared amenity package as part of the purchase.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Woodmere sales matched to your home.

What is your Woodmere home worth?

Get a no-obligation home value based on real comparable sales in Woodmere, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Woodmere on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Woodmere?
The Florida DOR 2025 assessment roll shows 36 homes plus 4 vacant residential lots in Woodmere (public records).
What share of Woodmere is owner-occupied?
78% of Woodmere parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Woodmere built?
Homes in Woodmere were built between 1989 and 2020, with a median year built of 1993.0 (FL DOR 2025 roll).
Who is the best real estate agent for Woodmere?
The best agent for Woodmere is one who actively works Panama City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Woodmere.
How do I find a top Panama City real estate agent who knows Woodmere?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Woodmere and the wider Panama City area.
Can Momentum Realty connect me with an agent for Woodmere?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Woodmere purchase or sale - no call center and no pressure.
A buyer prioritizing square footage and lot space over community amenitiesExcellent fit
A buyer comfortable evaluating homes individually across a wide range of build years, from 1989 to 2020Excellent fit
A long-term buyer who values a low-turnover, established settingExcellent fit
A buyer who wants access to a pool, clubhouse, or other organized amenity packageProbably not
A buyer who needs a large pool of active listings to compare before decidingProbably not
A buyer seeking new construction exclusively, given the median build year of 1993Probably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32404))
Historical depthClosed-sale records back to 2012 (15 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Talk to a Local Woodmere Expert
Call Get Listings