X
Homes for Sale in Umatilla, FL
All 75 homes for sale in Umatilla, FL · median $339,999 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 1979 - 2026 with 2 new construction; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 142 ft). As of November 2026, the MLS records 10 closed sales in X in Umatilla, FL since 2005, the most recent in June 2026. Across Umatilla as a whole, 56 homes closed in the last 12 months at a median of $313,990, 92 median days on market, with 71 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,230 ($4,560 with the full homestead exemption).
Last 30 days in X: 1 closed sale (median $629,190). As of October 30, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
As of August 2026, this community in Umatilla shows no active listings in the MLS. With nothing currently on the market, there is no live pricing to anchor to and no inventory to tour - any read here is about posture, not a spread of comparable homes.
A zero-listing snapshot cuts both ways. For a seller, it means little visible competition, but also thin recent evidence of what a buyer will pay, so pricing will lean on condition and off-market comparables rather than active rivals. For a buyer, it means patience: you may be waiting for the right home to list, or working private channels to find one before it hits the feed.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside X right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Umatilla sits in Lake County, well inland from the coast and toward the quieter end of the Northeast Florida map. With no active listings here right now, this is a watch-and-wait community rather than a shop-the-aisles one.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of X. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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XPhotos from Stellar MLS listings in X; content deemed reliable but not guaranteed.
Who X is best for.
Best for
- Buying to hold in a quiet, inland Lake County setting away from the coast
- Buyers who are patient enough to wait for the right home to list
- Prioritizing a specific location over a wide selection of available homes
Probably not for
- Needing to choose from active, tour-ready inventory this month
- Wanting identifiable community amenities confirmed before committing
- Buyers who need a deep pool of comparables to price against
The market around X
X is too small for its own price trend, so here is the market around it.
In ZIP 32736, 98 homes are on the market and 29% are under contract — a steady corner of Umatilla.
Across Lake County, 3,162 homes are active and 1,106 pending (26% under contract).
In ZIP 32736 (Umatilla), 170 homes closed in the last 12 months at a median of $500K ($235/sq ft), up 5.4% year over year, with a median 45 days on market. Right now 27 active and 12 pending listings put supply at about 8.7 months - a buyer's market. See the live ZIP 32736 housing market and the Lake County market.
ZIP and county figures describe the wider market, not X specifically. Momentum Research analysis of MLS records.
X on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
The X buying strategy.
If we were buying in X today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in X.
What zero inventory actually means
No active listings and no amenities identified from current MLS data means there is little we can characterize about the housing stock from the feed alone. That is not a verdict on the community - it is a reflection of a thin, quiet market where homes may trade infrequently and often change hands before generating much public listing history.
In a setting like this, the useful work happens off the screen: pulling recent sales, understanding how condition drives price when there is no active competition to benchmark against, and setting up alerts so you are first in line when something does list. Decisions get made on a handful of data points, which raises the value of local legwork.
The location and the amenities are priced into every listing in X. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market with no active listings rewards being early and informed. We track what lists and sells in Umatilla before it reaches the broad feed, read condition against recent closings instead of asking prices, and keep you positioned to move quickly when inventory is scarce. That matters more here than in a community where you can simply browse what is available.
X in 15 seconds.
Tools for a X buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed X sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in X, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your X home worth?
Get a no-obligation home value based on real comparable sales in X, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Umatilla →
Should you buy in X?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 26, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-08-18 |
| Historical depth | Closed-sale records back to 2005 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how X fits the bigger picture — live prices, inventory, and Momentum Scores:
Email me new listings in X
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about X
Have a question about the homes, fees, rules or commute here? A Momentum agent who works X will answer, and the answer is published on this page for the next buyer.
Housing distress & ownership in X, Umatilla
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
More Umatilla home searches
- All homes for sale in Umatilla, FL
- Homes for sale in Lake County, FL
- Umatilla waterfront homes for sale
- Gated communities in Umatilla
- Umatilla home values: what is my house worth?
- ZIP 32736 housing scorecard
Umatilla guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Lake County)
- Homestead exemption (Lake County)
- Home insurance cost
- New construction
- New construction (Lake County)
Florida buyer guides
Nearby Communities
Explore more neighborhoods near X with Momentum Realty’s local guides.