Punta Gorda Isles in Punta Gorda

Punta Gorda Isles
Homes for Sale in Punta Gorda, FL

Community in Punta Gorda · Charlotte County · ZIP 0
Median sale $459K
Free · No obligation
Talk to a Punta Gorda Isles Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
49/100
Market Heat
Near its long-run normal
2013 → 2026 · 83 at the 2022 peak
0 is Punta Gorda Isles's coldest market since 2013, 100 its hottest. Today: 49. How it's scored

Photo via Stellar MLS

Built fromLive Stellar MLS data22 years of closingsUpdated twice daily

As of October 2026, Punta Gorda Isles in Punta Gorda, FL has 2620 homes for sale and 485 pending, asking from $32,000 to $10,875,000 (median $330,000). Over the 12 months ending 2026-09-20, 830 recorded sales closed at a median of $458,950, $230 per square foot, a median 55 days on market, sellers accepting 93% of original asking (+8% versus the prior year). Homes listed or recently sold were built 1914–2026 with 622 new construction; 1235 of 3105 report an HOA (median $208/mo); 1506 of the 3020 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft). At the median price and Charlotte County's FY2025-26 rate of 16.92 mills, annual property tax runs about $7,770 ($7,080 with the full homestead exemption).

Last 30 days in Punta Gorda Isles: 644 new listings (median asking $339,000), 485 under contract right now. As of October 25, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Punta Gorda Isles Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$459K ▲
Median sold · 12 mo
up 7.8% vs the prior 12 months
+7.8% ▲
1-yr price change
n = 830 and 712 sales in the two windows
$230/sf
Sold $/sqft · 12 mo
peak $248 in 2022
93.0%
Sale vs ask
+153%
T12M median vs 2012
from a $182K median in 2012
Tempo
56days
Median DOM · closed
5 days at the 2021 low
18%
Under contract
Charlotte: 21% (438 of 2,094)
1423 · 311
For sale · pending
live counts, refreshed twice daily
830
Sold · last 12 mo
10-yr average: about 417 a year
Track record · 22 years of records
2,076sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in Punta Gorda Isles

Live MLS inventory for Punta Gorda Isles. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Punta Gorda Isles listings as of 2026-10-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 13, 2026

Punta Gorda Isles is a waterfront-oriented community, and in a market like this price is driven far more by a property's specifics than by any neighborhood average. The median sits around $326,000, but that single figure hides a wide spread: canal frontage, seawall condition, dock access, and whether a home has been updated all move value more than location alone. Treat the median as a starting reference point, not a range.

The current posture favors buyers who can wait. With a median of roughly 212 days on market and a heat score of 28, this is a slow, negotiable market. Prices are down 11.6% year over year, so sellers should expect condition and pricing discipline to matter; buyers have time to inspect, compare, and negotiate rather than chase.

Figures in this note are as of July 13, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Punta Gorda Isles Housing Pulse · Momentum Research · as of September 20, 2026

Punta Gorda Isles right now

🟡 Still climbing. The trailing-12-month median ($459K) is up 7.8% from the prior 12 months ($426K) and up 153% since 2012.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Very High (830 and 712 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 24, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Punta Gorda Isles market snapshot (as of September 20, 2026): the median sale price is about $459K ($230 per sq ft over the trailing 12 months of closed sales), and a median 56 days on market for closed sales. The trailing-12-month median is up 8% from the prior 12 months and up 153% since 2012, computed from record-level Stellar MLS closed sales (830 closings in the current window).

In ZIP 33948 (Punta Gorda), 848 homes closed in the last 12 months at a median of $450K ($229/sq ft), up 3.1% year over year, with a median 63 days on market. See the live ZIP 33948 housing market and the Charlotte County market.

Stellar MLS sales records identify 3,972 homes in Punta Gorda ISLES that have changed hands since 2004, built between 1952 and 2026 (median 1991), with a median living area of about 2,177 sq ft and a typical 3-bedroom, 2-bath layout; 98% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

This is a deep-inventory, slow-moving waterfront market in Punta Gorda where the long marketing times and softening prices give buyers real leverage and require sellers to price and present carefully.

Best for

  • Patient buyers targeting canal or waterfront property who can shop slowly and negotiate
  • Value-focused buyers willing to compare condition carefully across a large pool of listings
  • Buyers with a long holding horizon comfortable riding out a soft near-term market

Probably not for

  • Sellers who need a fast exit at last year's pricing
  • Buyers expecting quick resale gains or a fast-moving, competitive market
  • Anyone who wants a turnkey home with no attention to seawall, dock, or canal specifics

Windows contain 5 to 830 sales each (830 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K$500K20122014201620182020202220242026
Up 7.8% year over year; up 153% since 2012.
Every sale since 2004 · price vs size
$0$1M$2M2k4k
10,700 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$200$25020122014201620182020202220242026
Up from $94 in 2012 to a $248 peak in 2022; $230 now.
Median days on market · closed sales
010020030020122014201620182020202220242026
5 days at the 2021 low; 56 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
93.0% now.
Homes sold per 12-mo window
025050075020122014201620182020202220242026
5 to 830 a year; 830 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
83 at the 2022 peak, 21 in the troughs, 49 now. Same score as the hero card, full history.
How much local inventory is already under contract

16% of homes for sale in Punta Gorda Isles are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-25).

Zz Stellar Charlotte Unassigned Market Scorecard

Strong buyer's market

Zz Stellar Charlotte Unassigned is currently a strong buyer's market. About 2655.0 months of supply, a median asking price of $330,000, and homes go under contract in about 87 days.

2655.0
Months supply
$330,000
Median list
$289,750
Median sold
$207
Per sqft
87
Days on mkt
2655/480/12
Active/Pend/Sold

Typical home value in the 33981 ZIP is $344,726, about 2.2% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Charlotte County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Myakka River Elementary · Elementary
  • L.A. Ainger Middle · Middle
  • Lemon Bay High · High

Zoned schools reflect the assignments reported on recent Punta Gorda Isles listings and can change; always confirm with Charlotte County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Punta Gorda Isles address.

If we were buying in Punta Gorda Isles today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Punta Gorda Isles.

Best Buy
Buyers who want waterfront optionality and are in no rush.
Biggest Risk
Prices are down 11.6% year over year, so near-term value can keep softening.
Sweet Spot
An updated home with sound seawall and dock, priced to current conditions.
Avoid If
You need to sell fast or expect quick appreciation.

A buyer's-clock market

The numbers describe a market with time on its side for buyers. Active listings number in the thousands while closings over the recent window are modest, and the median days on market runs well past 200. That combination means little urgency: homes sit, price reductions are common, and there is room to be selective. The heat score of 28 confirms the pace is cool, not competitive.

For sellers, the takeaway is discipline. With prices off 11.6% over the past year, overpricing invites a long, quiet listing. The homes that move are the ones priced to current conditions and shown in strong shape — updated interiors, sound seawalls, functional docks. Over the longer horizon the community has still gained about 59% since 2012, which frames the recent decline as a pullback within a much longer run, not a verdict on the location.

“

The location and the amenities are priced into every listing in Punta Gorda Isles. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.5B · Buy Score
Long-Term Appreciation9.1/10
Recent Direction8.0/10
Pricing Power5.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.5). Basis: Long-Term Appreciation +153% since 2012; Recent Direction +7.8% year-over-year; Pricing Power 93.0% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a market this deep and slow, the work is in the details — reading seawall and dock condition, judging canal access, and pricing against genuinely comparable properties rather than a blanket median. We negotiate hard for buyers who have time on their side, and we position sellers to stand out in a crowded field instead of joining the homes that sit.

Punta Gorda Isles in 15 seconds.

Best forBuyers who want waterfront optionality and are in no rush.
Biggest advantageDeep inventory and long market times hand buyers real leverage.
Biggest riskPrices are down 11.6% year over year, so near-term value can keep softening.
Sweet spotAn updated home with sound seawall and dock, priced to current conditions.
Avoid ifYou need to sell fast or expect quick appreciation.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Punta Gorda Isles sales matched to your home.

What is your Punta Gorda Isles home worth?

Get a no-obligation home value based on real comparable sales in Punta Gorda Isles, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Punta Gorda →

Real comps, not an automated estimate.

Recently off market in Punta Gorda ISLES

Homes in Punta Gorda ISLES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1681 on record.

Punta Gorda Isles key facts
LocationPunta Gorda, Charlotte County, FL · ZIP 0, 3, 33893, 339 and more
Home types (current listings and sales)single-family 69%, condos 18%, manufactured homes 7%
Amenities listed by sellersPool, Clubhouse, Deed Restrictions, Tennis Court(s), Golf Carts OK, Community Mailbox
Sale prices, last 12 months$458,950 median across 830 closed sales · $230 per sq ft · +7.8% vs the prior 12 months
Days on market (closed sales)55 median
For sale right now1423 active, 311 pending · median asking $315,900

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Punta Gorda Isles key facts,” movewithmomentum.com/neighborhoods/zz-stellar-charlotte-unassigned, data as of September 20, 2026.

Just listed in Punta Gorda Isles

The newest homes for sale in Punta Gorda Isles right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Zz Stellar Charlotte Unassigned Right Now (3016)

All 3016 active and pending Zz Stellar Charlotte Unassigned listings with a detail page, newest first, refreshed twice a day from the MLS. Showing the newest 60 of 3016; the carousel above and the map carry the rest.

What it really costs to own in Punta Gorda Isles

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

CDD / special assessmentsListings here report a median of $2,138/yr in CDD or special-district assessments on the tax bill (334 listings, MLS, 2026-10-24). 90% of the 373 listings that report the field show one. The amount is per lot and set by the district: confirm it on the parcel's TRIM notice.
HOA duesMedian $216/month across 1218 MLS listings (most billed monthly; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Charlotte County is $2,298/yr (2,415 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 2007 across 400 listings. An original roof here would be about 19 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Frequently Asked Questions

What is the median home price in Punta Gorda Isles?
The median sale price in Punta Gorda Isles was $459K over the 12 months ending September 20, 2026 (830 closed sales, Stellar MLS).
How long do homes in Punta Gorda Isles take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 56 days on market (830 sales, Stellar MLS).
Have Punta Gorda Isles home prices gone up?
The trailing-12-month median is up 153% since 2012, from $182K to $459K (Stellar MLS closed records).
Who is the best real estate agent for Punta Gorda Isles?
The best agent for Punta Gorda Isles is one who actively works Punta Gorda and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Punta Gorda Isles.
How do I find a top Punta Gorda real estate agent who knows Punta Gorda Isles?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Punta Gorda Isles and the wider Punta Gorda area.
Can Momentum Realty connect me with an agent for Punta Gorda Isles?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Punta Gorda Isles purchase or sale - no call center and no pressure.
Where is Punta Gorda Isles, and what county is it in?
Punta Gorda Isles is in Punta Gorda, Charlotte County, FL, ZIP codes 0, 3, 33893, 339. The community's center is about 9 miles southwest of the center of Punta Gorda (straight-line).
Patient buyers targeting canal or waterfront property who can shop slowly and negotiateExcellent fit
Value-focused buyers willing to compare condition carefully across a large pool of listingsExcellent fit
Buyers with a long holding horizon comfortable riding out a soft near-term marketExcellent fit
Sellers who need a fast exit at last year's pricingProbably not
Buyers expecting quick resale gains or a fast-moving, competitive marketProbably not
Anyone who wants a turnkey home with no attention to seawall, dock, or canal specificsProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 23, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2004 (10,700 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in PUNTA GORDA ISLES? 830 recorded closings; median 55 days on market (window ending 2026-09-20). See the Charlotte County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Punta Gorda Isles with Momentum Realty’s local guides.

Port Charlotte Port Charlotte2.2 mi away · median $304K, 2404 sales/12 moPVPlaza View3.7 mi away · 57 homes, built 1938–19, 1 for saleBella Via Port Charlotte4.5 mi away · median $212K, 7 sales/12 moOak Forrest4.5 mi away · median $121K, 11 sales/12 moPPPark Place Estates5.2 mi away · 24 homes, built 1994–01DBDriftwood Bay Port Charlotte5.2 mi awayEl Jobean Ward5.2 mi away · median $117K, 9 sales/12 mo

Browse all neighborhood guides →

Talk to a Local Punta Gorda Isles Expert
Call Get Listings