Suncoast Lakes in Land O' Lakes

Suncoast Lakes Homes for Sale in Land O' Lakes, FL

Gated single-residential community · Land O' Lakes · ZIP 34638

A gated community with resort amenities, a low HOA, and no CDD in Land O' Lakes.

Gated, no CDDLow HOAResort amenities
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a gated community with a low HOA and no CDD; the carrying-cost advantage, the home condition, and the lot decide value, so confirm the HOA and condition for a specific home.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Suncoast Lakes is a gated single-residential community in Land O' Lakes, so the read is a value-and-condition read: public sources describe a community built between 2004 and 2018 with resort-style amenities, a low HOA reported around 75 dollars a month, and no CDD, which is a real carrying-cost advantage over the many CDD communities nearby. Homes range widely in size, so condition and the lot drive value alongside the low, simple carrying cost. The Suncoast Parkway is minutes away for a quick Tampa commute. Your leverage is reading the home condition, the lot, and confirming the low HOA and no-CDD structure before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Suncoast Lakes is a gated single-residential community in Land O' Lakes, in Pasco County's 34638 ZIP, with quick access to the Suncoast Parkway. Public sources describe a community built between 2004 and 2018, with homes ranging widely in size from smaller plans to large homes.

The standout feature is the carrying-cost structure: public sources describe resort-style amenities with a low HOA reported around 75 dollars a month and no Community Development District, a real advantage over the many CDD communities in the corridor. Amenities include a community pool, a clubhouse, tennis and basketball courts, a playground, a picnic area, and walking paths.

Because the community is built out, condition drives value alongside the low carrying cost: the roof and systems age, prior updates, and the lot set where a home lands. Confirm the current HOA, the no-CDD status, and the home condition for a specific home.

For buyers who want a gated, amenity-backed community with a low HOA and no CDD near the Suncoast Parkway, Suncoast Lakes is one of the value options in Land O' Lakes. The work is reading the home condition and the lot honestly, and confirming the low carrying cost, before you buy.

Best for

  • Buyers who want a gated, amenity-backed community with a low carrying cost
  • Anyone who values no CDD and a low HOA near the Suncoast Parkway
  • Buyers who want a pool, clubhouse, and sports courts behind a gate
  • Buyers who will read the home condition and the lot

Probably not for

  • Buyers who want new construction with a builder warranty
  • Anyone who wants an established, no-HOA neighborhood
  • Buyers who want a central, in-town location
  • Anyone who will not read the condition of the home

How Suncoast Lakes is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Suncoast Lakes listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Suncoast Lakes buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Suncoast Lakes sits in Land O' Lakes, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Suncoast Parkway (Veterans Expwy)~3-5 min · toll route to Tampa
State Road 54 retail~5-10 min · shopping and dining
The Shops at Wiregrass / Tampa Premium Outlets~20-25 min · retail
AdventHealth / BayCare hospitals~15-20 min · regional healthcare
Tampa (downtown)~35-45 min · via the Suncoast Parkway
Tampa International Airport (TPA)~30-40 min · via the Suncoast Parkway

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Suncoast Lakes Homes for Sale in Land O' Lakes, FL with Momentum Realty’s local guides.

ACAsbel Creek Homes for Sale in Land O Lakes, FLLand O Lakes, FL · 1.0 miSTSalem Townhomes in Land O Lakes, FLLand O Lakes, FL · 1.4 miSMSuncoast Meadows Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 1.7 miWPWhispering Pines Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 1.8 miCSConcord Station Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 2.0 miOHOakstead Homes for Sale in Land O Lakes, FLLand O Lakes, FL · 2.1 miSHStonegate Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 2.3 miSMSuncoast Meadows Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 2.3 miEAEdgewater atGrand Oaks Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 2.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Suncoast Lakes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Suncoast Lakes is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pasco County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Suncoast Lakes address.

The takeaway

What is actually shaping value at Suncoast Lakes: the low-HOA and no-CDD carrying-cost advantage, the gated resort amenities, and the Suncoast Parkway access. Each item is sourced and linked.

Recent Developments in Suncoast Lakes

Our read on what is being built around Suncoast Lakes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe low-HOA, no-CDD structure and the gated amenities support steady demand, while the watch item is the condition of a home now up to two decades old.

Low HOA and no CDD are a carrying-cost advantage

Ongoing
BullishMajor impact
SignificanceRadius: Community

A gated community with a low HOA and no CDD bond stands out from the corridor's CDD communities, supporting demand.

Resort amenities behind a gate anchor demand

Ongoing
BullishNotable impact
SignificanceRadius: Community

A pool, clubhouse, and sports courts at a low fee are a durable draw for value-focused buyers.

Suncoast Parkway access supports demand

Ongoing
BullishNotable impact
SignificanceRadius: Area

Fast toll-road access to Tampa and the airport supports demand for the community.

Built-out community means condition drives value

Ongoing
NeutralNotable impact
SignificanceRadius: Community

On homes from 2004 to 2018, roof and systems age and updates set where a specific home lands.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Suncoast Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Community

    Suncoast Lakes offers gated amenities with a low HOA and no CDD

    Community guides describe Suncoast Lakes as a gated single-residential community built between 2004 and 2018 with resort-style amenities, a low HOA reported around 75 dollars a month, and no CDD. Why it matters: The no-CDD, low-HOA structure plus the home condition drive the buy; confirm both for a specific home. Source

  2. January 2025
    Growth

    State Road 54 and Suncoast corridor keeps growing

    Local reporting tracked continued retail and residential growth along the State Road 54 and Suncoast Parkway corridor in central Pasco through 2025. Why it matters: Corridor growth adds services near Suncoast Lakes but also traffic; weigh both for a long-term hold. Source

Development alerts for Suncoast LakesGet a short monthly email when something new is approved, funded, or opens near Suncoast Lakes.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Suncoast Lakes, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the low HOA and no-CDD status. Verify the current HOA dues and that no CDD assessment applies for a specific home.

2

Inspect the roof and systems. On a home from 2004 to 2018, roof age, HVAC, and updates drive both price and insurability.

3

Read the lot. Conservation, water, or interior, and what the home backs to affect value.

4

Confirm the amenities and access. Verify the current amenities and any rules with the association.

5

Compare gated options, and cross-shop VillaRosa for another gated community nearby.

Best Buy
A well-kept home with the low HOA and no-CDD advantage confirmed
Biggest Risk
Underreading the condition of a home now up to two decades old
Best Lot
A conservation or water lot over an interior one
Smart Timing
Confirm the HOA, the no-CDD status, and the condition before offering
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Suncoast Lakes is a gated single-residential community in Land O' Lakes, in Pasco County's 34638 ZIP, with quick access to the Suncoast Parkway. Public sources describe a community built between 2004 and 2018, with homes ranging widely in size, resort-style amenities including a community pool, a clubhouse, tennis and basketball courts, a playground, a picnic area, and walking paths, a low HOA reported around 75 dollars a month, and no Community Development District. Because the community is built out, the carrying-cost advantage, the home condition, and the lot drive value.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

Smaller or original-condition homes with full amenity access, the attainable entry into the gated community.

Lowest entry
The Core Home

Mid-size homes in sound condition on a good lot, the heart of the resale market here.

Most inventory
The Premium Home

The larger homes on conservation or water lots, priced for the setting, that tend to hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
Smaller or original-condition homes with full amenity access, the attainable entry into the gated community.
The Core Home
Mid-size homes in sound condition on a good lot, the heart of the resale market here.
The Premium Home
The larger homes on conservation or water lots, priced for the setting, that tend to hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within Land O' LakesStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Suncoast Lakes

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The low fee and the gate are the draw. The deal is won or lost on the home condition, the lot, and confirming the no-CDD advantage.

Jon Brooks · Founder, Momentum Realty
7.8B · Buy Score
Resale Strength7.8/10
Renovation Risk6.8/10
Location Efficiency7.8/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage8.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Suncoast Lakes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Suncoast Lakes, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Suncoast Lakes in 15 seconds.

Best forBuyers who want a gated, amenity-backed community with a low HOA and no CDD.
Biggest advantageA low HOA and no CDD with resort amenities near the Suncoast Parkway.
Biggest riskThe condition of a home now up to two decades old.
Sweet spotA well-kept home on a conservation or water lot with the low carrying cost confirmed.
Avoid ifYou want new construction, no HOA, or a central in-town location.

HOA, CDD & Fees

15-Second Take
  • Gated, with a low HOA
  • No CDD bond on the tax bill
  • Pool, clubhouse, and sports courts
  • Read the condition of the home
  • Confirm the no-CDD status per home

Public sources describe a low HOA reported around 75 dollars a month and no CDD, a real carrying-cost advantage over the corridor's CDD communities (confirm the current HOA dues and the no-CDD status for a specific home).

The HOA covers the gated access and the community amenities; confirm exactly what is included for a specific home.

Public sources describe a community pool, a clubhouse, tennis and basketball courts, a playground, a picnic area, and walking paths.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Suncoast Lakes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping VillaRosa, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Suncoast Lakes home worth?

Get a no-obligation home value based on real comparable sales in Suncoast Lakes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Suncoast Lakes on the map →
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Real comps, not a Zestimate.

Suncoast Lakes Market Scorecard

Strong seller's market

Suncoast Lakes is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Suncoast Lakes?
Suncoast Lakes is a gated single-residential community in Land O' Lakes, in Pasco County's 34638 ZIP, with quick access to the Suncoast Parkway.
Does Suncoast Lakes have a CDD fee?
No. Public sources describe Suncoast Lakes as having no CDD, a real carrying-cost advantage over the many CDD communities in the corridor. Confirm the no-CDD status for a specific home.
What are the HOA fees at Suncoast Lakes?
Public sources describe a low HOA reported around 75 dollars a month covering the gate and amenities. Confirm the current dues for a specific home.
What amenities does Suncoast Lakes have?
Public sources describe a community pool, a clubhouse, tennis and basketball courts, a playground, a picnic area, and walking paths behind a gated entrance.
When were the homes built?
Public sources describe homes built between 2004 and 2018. Because the community is built out, condition and updates vary home to home, so read the roof and systems.
Is Suncoast Lakes gated?
Yes. Public sources describe a gated community with controlled access.
How far is Suncoast Lakes from Tampa?
The Suncoast Parkway is roughly three to five minutes away, with downtown Tampa about thirty-five to forty-five minutes and the airport around thirty to forty minutes by car.
What schools serve Suncoast Lakes?
The community is served by Pasco County Schools. School assignment is by address and changes periodically, so confirm the current zoning for a specific home with the district.
What should I check before buying at Suncoast Lakes?
Confirm the low HOA and no-CDD status, inspect the roof and systems, read the lot, and confirm the amenities and any rules with the association.
Why does the no-CDD status matter?
A CDD bond can add meaningfully to a community's carrying cost on the tax bill. With no CDD and a low HOA, Suncoast Lakes carries a lighter cost than many nearby communities; confirm it for a specific home.
Is Suncoast Lakes a good value?
A gated, amenity-backed community with a low HOA and no CDD near the Suncoast is an attractive value. The home condition and the lot drive the real value.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. Where condition and the carrying cost swing value, having your own representation is the highest-leverage decision you make.
Buyers who want a gated, amenity-backed community with a low carrying costExcellent fit
Anyone who values no CDD and a low HOA near the Suncoast ParkwayExcellent fit
Buyers who want a pool, clubhouse, and sports courts behind a gateExcellent fit
Buyers who will read the home condition and the lotExcellent fit
Buyers who value the no-CDD, low-HOA carrying-cost advantageExcellent fit
Buyers who want new construction with a builder warrantyProbably not
Anyone who wants an established, no-HOA neighborhoodProbably not
Buyers who want a central, in-town locationProbably not
Anyone who will not read the condition of the homeProbably not
Anyone who will not read the home condition and the lotProbably not

Get the inside read on Suncoast Lakes

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Suncoast Lakes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Suncoast Lakes specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Suncoast Lakes — what to look for, questions to ask, and your local expert.
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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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