Data Analysis
Pinellas County had 829 single-family houses for sale under $400,000 and 361 pending or under contract on November 2, 2026, about 2.3 listings per contract, against 4.9 at $1 million and up.
Pinellas houses under $400,000 ran at 2.3 listings per contract on November 2; under $300,000 the pace was 1.7, against 4.9 at $1 million and up.
On November 2, 2026, Pinellas County had 829 single-family houses for sale under $400,000 and 361 pending or under contract, about 2.3 active listings per contract. Under $300,000 the pace was 1.7 to 1 (250 active, 150 in contract). Houses at $1 million and up ran at 4.9 to 1, and the county's single-family market as a whole at 3.3 to 1 with a median asking price of $540,000. 499 of the 829 entry-tier houses, 60 percent, were built before 1960. All MLS figures are ours, computed from Stellar MLS records.
Condos, townhomes and villas under the same price cap moved far slower, at 6.0 to 1. Recent coverage of Pinellas condos under contract, flood-zone listings and new-construction closings covers the rest of the market; monthly prices are on the St. Petersburg market data hub.
How fast are Pinellas houses selling by price?
| Single-family asking price | Active | Pending or under contract | Active per contract | Median asking price |
|---|---|---|---|---|
| Under $300,000 | 250 | 150 | 1.7 | $271,450 |
| $300,000 to $399,999 | 579 | 211 | 2.7 | $356,500 |
| $400,000 to $599,999 | 954 | 263 | 3.6 | $484,450 |
| $600,000 to $999,999 | 597 | 166 | 3.6 | $750,000 |
| $1 million and up | 691 | 142 | 4.9 | $1,650,000 |
Source: Momentum Research, computed from Stellar MLS records, Pinellas County, live snapshot, November 2, 2026. In contract counts pending and active under contract listings. Deemed reliable but not guaranteed.
The entry tier is thin. Houses under $400,000 were 27 percent of the county's 3,071 single-family listings but 39 percent of its 932 single-family contracts. Between October 19 and November 1, 139 more houses under $400,000 came to market, and 24 of them were already pending or under contract by November 2.
Which Pinellas cities have the most houses under $400,000?
| City (single-family, under $400K) | Active | Pending or under contract | Active per contract | Median asking price |
|---|---|---|---|---|
| St. Petersburg | 390 | 163 | 2.4 | $324,950 |
| Clearwater | 123 | 62 | 2.0 | $349,900 |
| Pinellas Park | 76 | 30 | 2.5 | $335,000 |
| Largo | 61 | 34 | 1.8 | $335,000 |
| Seminole | 56 | 13 | 4.3 | $342,500 |
| Tarpon Springs | 29 | 14 | 2.1 | $344,900 |
| Palm Harbor | 25 | 11 | 2.3 | $349,900 |
| Gulfport | 18 | 9 | 2.0 | $359,500 |
| Dunedin | 16 | 9 | 1.8 | $374,950 |
| Oldsmar | 16 | 9 | 1.8 | $344,950 |
Source: Momentum Research, live snapshot, November 2, 2026. City follows the listing's mailing city. Deemed reliable but not guaranteed.
St. Petersburg addresses hold almost half of the entry tier. Inside the city the pace varies by ZIP: 33712 had 40 active and 21 in contract at a median ask of $286,950, 33713 had 46 and 25, and 33702 had 33 and 19. ZIP 33705 was slower at 60 active and 15 in contract, and 33709 slower still at 42 and 6. In Clearwater, ZIP 33756 had 25 active and 21 in contract, the tightest ratio of any Pinellas ZIP with at least 25 entry-tier listings.
What kind of house does $400,000 buy in Pinellas?
Mostly an older, smaller one. Of the 829 houses under $400,000, 499 were built before 1960 and another 235 between 1960 and 1979; only 25 were built in 2000 or later, and 6 were new construction. 236 had under 1,000 square feet of living area, at a median ask of $299,000, or about $349 per square foot. Larger houses in the tier, 1,400 square feet or more, priced lower per foot, about $224, and moved fastest at 1.8 listings per contract.
| Living area (single-family, under $400K) | Active | Pending or under contract | Active per contract | Median asking price |
|---|---|---|---|---|
| Under 1,000 sq ft | 236 | 86 | 2.7 | $299,000 |
| 1,000 to 1,399 sq ft | 449 | 196 | 2.3 | $349,000 |
| 1,400 sq ft and up | 144 | 79 | 1.8 | $367,300 |
Source: Momentum Research, live snapshot, November 2, 2026. Deemed reliable but not guaranteed.
Only 42 entry-tier houses had a private pool, and they had 29 in contract, the fastest ratio in the tier at 1.4 to 1. Ten were on the water.
Why are condos under $400,000 slower?
The 2,265 condos, townhomes and villas listed under $400,000 had 375 in contract, about 6.0 to 1, at a median ask of $199,900. Attached homes carry monthly association fees on top of the price, and building-level detail is in our condo article. Per-community fees are on our Pinellas County HOA fees page.
What does this mean for buyers and sellers?
Buyers shopping under $400,000 for a house are competing for a small pool that turns over quickly, especially in central St. Petersburg, Largo, Dunedin and Clearwater's 33756. An inspection that checks roof age, electrical panels and plumbing on a pre-1960 house is part of the budget, and insurance quotes before the offer deadline help. Sellers in this tier are pricing against recent contracts rather than a long list of competing houses. The Pinellas County property tax calculator estimates a buyer's new tax bill, and monthly pace is in our Stellar Market Pulse.
People also ask
How many houses under $400,000 are for sale in Pinellas County?
On November 2, 2026, Pinellas County had 829 single-family houses listed under $400,000, with 361 pending or under contract, about 2.3 listings per contract.
Where can I find a house under $400,000 in St. Petersburg?
St. Petersburg mailing addresses had 390 single-family listings under $400,000 on November 2, 2026, at a median ask of $324,950; ZIPs 33705, 33713 and 33711 had the most.
Are older homes common in the Pinellas entry tier?
Yes. 499 of the 829 Pinellas houses for sale under $400,000 on November 2, 2026, were built before 1960, and only 25 were built in 2000 or later.
Limitations
This is a live snapshot of Stellar MLS records for Pinellas County and can differ from monthly inventory counts. Contract pace compares active listings with pending and active-under-contract listings on one day and is not a sales rate. Year built, living area, pool and waterfront fields are as entered on each listing. New listings for October 19 to November 1 count only listings still in the feed on November 2. Listings under $50,000 are excluded.
Sources and links
- Momentum Research, computed from Stellar MLS records, Pinellas County, active, active under contract and pending listings, live snapshot, November 2, 2026. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
- Related: St. Petersburg market data, St. Petersburg market page, Pinellas County property tax calculator, Pinellas County HOA fees.
Disclosure: Jon Brooks is a co-founder of Momentum Realty, a Florida real estate brokerage that owns and funds Florida Housing Intelligence. Momentum has a financial interest in Florida real estate transactions, including in markets named here. See our editorial standards.
Market statistics in this article are computed from MLS data licensed by Momentum Realty, and are current as of the date shown. Data may be preliminary and subject to revision by its source. This article is general information, not advice about any specific property, transaction, or financial decision, and is not a representation about any specific property, community, builder, or association.
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