Data Analysis
Hillsborough County resale houses with an HOA fee of $100 to $199 a month ran 5.5 listings per contract on November 6, 2026, against 3.4 for houses with no fee, at a countywide median fee of $50 a month.
Stellar MLS data showed 2,340 Hillsborough houses with an HOA fee for sale and 646 in contract on November 6, 2026, against 2,231 and 655 with no fee.
On November 6, 2026, Stellar MLS records showed 2,340 single-family houses with an HOA fee for sale in Hillsborough County and 646 in contract, about 3.6 listings per contract. Houses with no HOA fee ran at 3.4 (2,231 active, 655 in contract). The median fee was $50 a month. The pace split by fee size: houses at $100 to $199 a month ran at 5.5 (398 against 73), and resale houses with a fee of $100 or more priced $300,000 to $599,999 ran at about 5.1. New construction with a fee ran at 2.0. All figures are ours, computed from Stellar MLS records; information is deemed reliable but not guaranteed.
This is a cost story about a monthly line item. Our November 4 article on Hillsborough coming-soon communities covered new projects, our November 2 article on Hillsborough houses at $1 million and up covered the top tier, and our October 29 article on Hillsborough condos under contract covered condos. Completed-month figures are in our Tampa median price article, and the full series is on the Tampa market data hub.
How much is the typical HOA fee on a Hillsborough house?
Of the 5,916 houses for sale or in contract on November 6, 2,986 listed an HOA fee, about 50 percent. Fees are entered monthly, quarterly, semi-annually or yearly; we converted each to a monthly figure. The median was $50 a month, and 1,486 fee houses (active and in contract) paid under $50. Low HOA dues are common in newer Hillsborough subdivisions, where a community development district (CDD) assessment billed with property taxes can cover roads, ponds and amenities. CDD charges do not appear in the MLS fee field. Our Hillsborough County HOA fees page lists fees by community, and our CDD fees guide explains how those assessments work.
Do Hillsborough houses with an HOA fee sell faster?
| Single-family houses, Nov 6 | Active | In contract | Listings per contract | Median ask | Median fee |
|---|---|---|---|---|---|
| No HOA fee | 2,231 | 655 | 3.4 | $450,000 | none |
| Under $50 a month | 1,138 | 348 | 3.3 | $415,000 | $13 |
| $50 to $99 | 568 | 153 | 3.7 | $426,500 | $75 |
| $100 to $199 | 398 | 73 | 5.5 | $523,900 | $131 |
| $200 to $299 | 118 | 32 | 3.7 | $749,950 | $225 |
| $300 and above | 118 | 40 | 3.0 | $587,500 | $389 |
Source: Momentum Research, computed from Stellar MLS records, Hillsborough County, active and in-contract single-family listings as of November 6, 2026. Fees converted to monthly. Deemed reliable but not guaranteed.
Overall, a fee made little difference: 3.6 with a fee against 3.4 without. The $100 to $199 band was the slow group at 5.5, and its active listings had sat a median of about 51 days, against 41 for no-fee houses.
Where does a higher fee slow resale houses?
| Resale houses by price | No fee | Fee under $100 | Fee $100 and above |
|---|---|---|---|
| Under $300,000 | 2.5 | 2.0 | 8.4 |
| $300,000 to $399,999 | 3.0 | 4.2 | 5.0 |
| $400,000 to $599,999 | 4.2 | 4.3 | 5.1 |
| $600,000 to $999,999 | 3.8 | 3.2 | 4.6 |
| $1 million and above | 3.8 | 4.6 | 3.8 |
Source: Momentum Research, computed from Stellar MLS records, listings per contract, November 6, 2026. Deemed reliable but not guaranteed.
Between $300,000 and $399,999, no-fee resale houses ran at 3.0 (537 against 182), against 5.0 with a fee of $100 or more (95 against 19). Under $300,000 the gap was wider, though the $100-plus group was small at 42 listings and 5 contracts. At $1 million and above the fee made no difference.
Why is new construction different?
New houses with an HOA fee ran at 2.0 listings per contract (224 against 111), at a median fee of $76. New houses with no fee ran at 4.0 (251 against 62), and 229 of those 251 were in the city of Tampa, at a median ask of $1,099,990. Those are mostly single-lot infill builds with no association. Wimauma and Ruskin had more new fee houses in contract than for sale: 38 against 28 in Wimauma and 14 against 9 in Ruskin.
Where do fee houses move fastest?
| Place | Fee under $100: active | In contract | Per contract | Fee $100+: active | In contract | Per contract |
|---|---|---|---|---|---|---|
| Tampa | 277 | 77 | 3.6 | 159 | 28 | 5.7 |
| Riverview | 392 | 106 | 3.7 | 74 | 12 | 6.2 |
| Apollo Beach | 150 | 43 | 3.5 | 64 | 14 | 4.6 |
| Wimauma | 127 | 47 | 2.7 | 65 | 26 | 2.5 |
| Sun City Center | 109 | 32 | 3.4 | 37 | 5 | 7.4 |
| Plant City | 104 | 34 | 3.1 | 34 | 7 | 4.9 |
| Brandon | 53 | 24 | 2.2 | 17 | 4 | 4.2 |
Source: Momentum Research, computed from Stellar MLS records, November 6, 2026, by mailing city. Deemed reliable but not guaranteed.
Wimauma was the exception, with $100-plus fee houses at 2.5, most of them new construction. In Riverview, houses with a fee of $100 or more ran at 6.2, against 3.7 under $100. Among single communities, Varrea in Plant City had 12 fee houses for sale and 11 in contract at a median fee of $9 a month, and Cypress Ridge Ranch in Wimauma had 8 for sale and 15 in contract at $12. Knoll Pine in Tampa had 13 for sale and none in contract at a median of $105.
What does this mean for buyers and sellers?
For buyers, a low HOA fee in Hillsborough does not mean low fixed costs. Ask for the HOA fee schedule, any special assessments, and the CDD line on the current tax bill, then add both to the monthly payment. Property taxes are on our Hillsborough County property tax page.
For sellers of resale houses with dues of $100 or more between $300,000 and $599,999, about five listings competed for each contract. Pricing against nearby no-fee or low-fee resales with similar space matters, and listing what the fee covers can help buyers compare.
People also ask
What is the average HOA fee in Tampa and Hillsborough County?
On November 6, 2026, the median HOA fee on Hillsborough County single-family houses for sale or in contract was $50 a month. About half of those houses listed a fee.
Do Tampa homes with HOA fees sell slower?
In our November 6, 2026 snapshot, houses with any HOA fee ran at 3.6 listings per contract and houses with none at 3.4. Houses with a fee of $100 to $199 a month were slower, at 5.5.
Are CDD fees included in the HOA fee in Hillsborough?
No. A CDD assessment is billed on the property tax bill and does not appear in the MLS HOA fee field, so buyers should check both.
Limitations
Counts come from a full Stellar MLS pull of active, active under contract and pending listings on November 6, 2026, and can differ from our live map and from monthly inventory reports. Fees are as entered on the listing and converted to monthly from the stated frequency; 29 active and 15 in-contract houses marked as having an association but with no usable fee are excluded from fee groups, and a listed fee may leave out a second association, special assessments or CDD charges. In contract combines Pending and Active Under Contract. City follows the mailing address. Nothing here is legal or financial advice.
Sources
- Momentum Research, computed from Stellar MLS records, Hillsborough County, single-family listings as of November 6, 2026. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
- Florida Statutes, Chapter 720 (homeowners' associations).
- Florida Statutes, Chapter 190 (community development districts).
- Momentum Research, Stellar Market Pulse.
- Full monthly series and per-feed attribution: Tampa market data
Disclosure: Jon Brooks is a co-founder of Momentum Realty, a Florida real estate brokerage that owns and funds Florida Housing Intelligence. Momentum has a financial interest in Florida real estate transactions, including in markets named here. See our editorial standards.
Market statistics in this article are computed from MLS data licensed by Momentum Realty, and are current as of the date shown. Data may be preliminary and subject to revision by its source. This article is general information, not advice about any specific property, transaction, or financial decision, and is not a representation about any specific property, community, builder, or association.
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