Plantation Oaks
Homes for Sale in Fernandina Beach, FL
All 269 homes for sale in Fernandina Beach, FL · median $695,000 · 265 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 10 closed sales in Plantation Oaks in Fernandina Beach, FL since 2011, the most recent in July 2026. Across Fernandina Beach as a whole, 249 homes closed in the last 12 months at a median of $465,000, 48 median days on market, with 284 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,170 ($5,670 with the full homestead exemption).
Plantation Oaks sits in Fernandina Beach, in Nassau County, which puts it on the barrier-island side of the market where location does a lot of the pricing work. With the snapshot limited to what we have as of mid-2026, the honest read is that condition and specific position within the community will drive where any given home lands more than any headline number.
For buyers, that means underwriting each listing on its own merits rather than assuming a community-wide price. For sellers, it means presentation and prep are where you control outcome — a well-prepared home reads very differently from a tired one, even on the same street.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Plantation Oaks right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Plantation Oaks market snapshot (as of October 20, 2026): the median sale price is about $1.43M ($358 per sq ft over the trailing 12 months of closed sales), and a median 12 days on market for closed sales.
In ZIP 32034 (Fernandina Beach), 1,033 homes closed in the last 12 months at a median of $441K ($200/sq ft), up 0.4% year over year, with a median 51 days on market. Right now 226 active and 76 pending listings put supply at about 4.8 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
Plantation Oaks is a community of 57 homes in Fernandina Beach, Nassau County, built between 1982 and 2024 (median 1986), with a median living area of about 2,256 square feet. 82% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Plantation Oaks is a Fernandina Beach community in Nassau County, close enough to the island's coastal amenities that access and setting carry weight in how homes here are valued.
Who Plantation Oaks is best for.
Best for
- Buyers set on a Fernandina Beach island location who value long-term scarcity over a bargain
- Buyers willing to underwrite each home individually on condition and lot
- Owner-occupants planning to hold rather than flip quickly
Probably not for
- Buyers who need a tight, predictable price range before they will engage
- Bargain hunters expecting mainland pricing on the island
- Investors chasing fast turnaround on minimal-prep resales
Sold History: Closed Sales in Plantation Oaks by Year
Closed sales in Plantation Oaks by trailing-12-month window ending October 20 of each year, from realMLS (Northeast Florida MLS) closing records. 15 homes closed in the current window at a median of $1,425,000. Aggregates only; individual closed sales are not shown.
| Window | Closings | Median sold | $ / sq ft | Median DOM | Typical size |
|---|---|---|---|---|---|
| 2026 | 15 | $1,425,000 | $358 | 12 days | 3,616 sq ft |
Source: realMLS closed listings, aggregated by Momentum Research. Deemed reliable but not guaranteed.
Plantation Oaks by the numbers
From county property records and closed MLS sales for the Plantation Oaks subdivision: 10 homes on record; built 1982–2024; typical size about 2,034 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2019 | 1 | $393,000 |
| 2020 | 1 | $380,000 |
| 2022 | 1 | $910,000 |
| 2023 | 1 | $605,000 |
| 2024 | 1 | $585,000 |
| 2026 | 2 | $731,000 |
Newest recorded sale: $742,000 on 2026-07-31.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Plantation Oaks buying strategy.
If we were buying in Plantation Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Plantation Oaks.
What actually moves value in Plantation Oaks
Fernandina Beach is a finite, island-constrained market, and that scarcity tends to support values over the long run more than any single data point can show. Within Plantation Oaks, expect a meaningful spread between homes based on updates, layout, and lot — the same reason a blanket price figure would mislead more than it informs.
Because we are working from a limited snapshot, the discipline here is to price and offer off the actual home in front of you. Recent condition, mechanicals, and how a property shows will separate the strong outcomes from the slow ones.
The location and the amenities are priced into every listing in Plantation Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work Nassau County and the Fernandina Beach island market every week, and we would rather tell you a specific home is wrong for you than push a number we cannot stand behind. In a community like Plantation Oaks, where condition drives the spread, that ground-level read is worth more than any generic snapshot.
Plantation Oaks in 15 seconds.
Tools for a Plantation Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Plantation Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Plantation Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Plantation Oaks home worth?
Get a no-obligation home value based on real comparable sales in Plantation Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Housing distress & ownership in Plantation Oaks, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
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- Florida property tax calculator
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- The 4-point inspection, explained
- Florida flood insurance calculator
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Recent Developments in Plantation Oaks
Development, infrastructure, retail, and school activity affecting Plantation Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The project is about 8 miles northwest of Plantation Oaks, elsewhere in Nassau County.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 3 miles northwest of Plantation Oaks.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The project is about 14 miles northwest of Plantation Oaks, elsewhere in Nassau County.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The project is about 14 miles northwest of Plantation Oaks, elsewhere in Nassau County.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Frequently Asked Questions
What is the median home price in Plantation Oaks?
How long do homes in Plantation Oaks take to sell?
How many homes are in Plantation Oaks?
What share of Plantation Oaks is owner-occupied?
When were the homes in Plantation Oaks built?
Who is the best real estate agent for Plantation Oaks?
How do I find a top Fernandina Beach real estate agent who knows Plantation Oaks?
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Where is Plantation Oaks, and what county is it in?
How far is Plantation Oaks from downtown Jacksonville and the beach?
Should you buy in Plantation Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending October 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2011 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Nearby Communities
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Schools serving nearby communities
We do not have a confirmed school assignment for Plantation Oaks. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).