Homes for Sale $300K to $500K in Fernandina Beach, FL
This page tracks every Fernandina Beach listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
94 homes listed between $300,000 and $500,000 are for sale or pending in Fernandina Beach, FL today across 34 communities. The median asking price is $440,000, from $311,990 to $499,900. Listings in Fernandina Beach without that feature have a median of $815,000. Most listings right now: Amelia Concourse (9), Amelia Walk (7), Villages of Woodbridge (7). Updated October 2, 2026 from the MLS.
Live $300k–$500k homes in Fernandina Beach: the listings
46 active listings match today (19% of Fernandina Beach inventory), median asking $431,950, $246/sq ft, median 81 days on market. Photo cards link to the listing; refreshed nightly.
Newest $300k–$500k homes in Fernandina Beach
The most expensive $300k–$500k homes in Fernandina Beach
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 3111 Sea Marsh Road | $499,000 | 1,102 | — |
| 418 S 8Th Street | $499,000 | 1,454 | Amelia Island |
| 96291 Nassau Lakes Circle | $495,000 | 2,244 | Nassau Lakes |
| 2019 Village Lane | $490,990 | 1,775 | Island Village |
| 85030 Champlain Drive | $489,000 | 3,071 | Amelia Walk |
| 2111 Beach Wood Road | $484,000 | 1,210 | Beachwood |
| 32424 Pond Parke Place | $480,000 | 2,191 | Flora Parke |
| 730 Wax Wing Lane | $479,900 | 1,340 | — |
| 2017 Clinch Drive | $475,000 | 4,264 | — |
| 94002 Woodbrier Circle | $475,000 | 2,007 | Woodbrier |
$300K–$500K Homes by price
| Band | For sale | Share |
|---|---|---|
| $300K–$500K | 46 | 100% |
Fernandina Beach homes $300K–$500K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes $300K–$500K | New build | Median list | From |
|---|---|---|---|---|
| Amelia Concourse | 9 | 0 | $375,000 | $364,900 |
| Amelia Walk | 7 | 0 | $459,000 | $415,000 |
| Villages of Woodbridge | 7 | 0 | $457,000 | $359,000 |
| Woodbridge | 6 | 5 | $436,997 | $379,000 |
| Concourse Crossing | 6 | 0 | $418,900 | $400,000 |
| City Of Fernandina Beach | 4 | 0 | $461,950 | $395,000 |
| Village Walk | 4 | 0 | $456,950 | $440,000 |
| Flora Parke | 4 | 0 | $447,450 | $360,000 |
| Amelia Green | 3 | 0 | $469,950 | $464,000 |
| Timberlake | 3 | 0 | $375,000 | $375,000 |
| Lofton Point | 3 | 0 | $368,000 | $360,000 |
| Island Village | 2 | 0 | $492,990 | $490,990 |
| Beachwood Villas | 2 | 0 | $474,500 | $465,000 |
| North Hampton | 2 | 0 | $456,950 | $439,000 |
| Woodbrier | 2 | 0 | $452,450 | $429,900 |
| Everett Acres | 2 | 0 | $427,497 | $374,995 |
| Nassauville Woods | 2 | 0 | $422,500 | $375,000 |
| Holly Point | 2 | 1 | $417,500 | $360,000 |
| Oak Grove | 2 | 1 | $407,450 | $335,000 |
| The Palms At Amelia | 2 | 0 | $379,900 | $369,900 |
| Amelia Wood Beach & | 2 | 0 | $354,495 | $349,990 |
| Cottages at Stoney Creek | 2 | 0 | $317,995 | $311,990 |
| Beach Club Villas Condo | 1 | 0 | $499,000 | $499,000 |
| Marsh View | 1 | 0 | $499,000 | $499,000 |
| Amelia Island | 1 | 0 | $499,000 | $499,000 |
| Nassau Lakes | 1 | 0 | $495,000 | $495,000 |
| Hampton Lake | 1 | 0 | $474,000 | $474,000 |
| Fernandina Beach | 1 | 0 | $465,000 | $465,000 |
| Island Grove | 1 | 0 | $462,000 | $462,000 |
| Fairway Oaks | 1 | 0 | $449,000 | $449,000 |
| Oceanside | 1 | 0 | $440,000 | $440,000 |
| Harbor Concourse | 1 | 0 | $428,000 | $428,000 |
| The Colony Condo | 1 | 0 | $410,500 | $410,500 |
| Lands Of Emil O Friend | 1 | 0 | $345,000 | $345,000 |
Where this band sits in the market
The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.
Questions to ask about any listing in this band
What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.
Common questions
How many homes listed between $300,000 and $500,000 are for sale in Fernandina Beach?
What do homes $300K–$500K cost in Fernandina Beach?
Which Fernandina Beach community has the most homes $300K–$500K for sale?
What is the monthly payment on a $400,000 home?
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Live data: realMLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Fernandina Beach, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.