Waterfront Homes for Sale in Sun City Center, FL

This page tracks every Sun City Center listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

30 waterfront homes are for sale or pending in Sun City Center, FL today across 23 communities. The median asking price is $352,000, from $87,000 to $599,000. Listings in Sun City Center without that feature have a median of $429,900. Most listings right now: Del Webbs Sun City Florida Un (5), Toscana At Renaissance A Condo (3), Caloosa Country Club Estates U (2). Updated September 8, 2026 from the MLS.

Sun City Center waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityWaterfront HomesNew buildMedian listFrom
Del Webbs Sun City Florida Un50$389,900$369,800
Toscana At Renaissance A Condo30$300,000$300,000
Caloosa Country Club Estates U20$367,500$350,000
Sun City Center Unit 25610$599,000$599,000
Sun City Center Unit 27610$585,000$585,000
Sun City Center Unit 32B10$475,000$475,000
Sun City Center Unit 262 Ph10$439,000$439,000
Cypress Mill Ph 210$420,000$420,000
Toscana Ii At Renaissance A Condominium Unit 1510$415,000$415,000
Sun City Center Unit 274 & 210$369,900$369,900
Toscana Ii At Renaissance A Co10$354,000$354,000
Belmont South Ph 2F10$334,000$334,000
Greenbriar Sub Ph 110$324,900$324,900
Cypress Mill Ph 310$324,400$324,400
Fairway Palms A Condo10$312,000$312,000
Kensington Condo10$305,000$305,000
Portsmith Condo10$265,000$265,000
Portsmith Condominium10$250,000$250,000
Sun City Center Unit 4510$225,000$225,000
Tremont I Condo10$219,000$219,000
Sun City Center Unit 162 Ph10$215,000$215,000
Gloucester F Condo10$174,600$174,600
Andover B Condo10$87,000$87,000

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Sun City Center?
As of September 8, 2026, 30 Sun City Center, FL listings whose MLS record reports waterfront are active or pending, across 23 communities. The count updates with every MLS refresh.
What do waterfront homes cost in Sun City Center?
The median asking price today is $352,000, with listings from $87,000 to $599,000. Sun City Center listings without that feature have a median of $429,900.
Which Sun City Center community has the most waterfront homes for sale?
Del Webbs Sun City Florida Un has the most right now (5), followed by Toscana At Renaissance A Condo (3), Caloosa Country Club Estates U (2), Sun City Center Unit 256 (1).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Sun City Center

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Sun City Center, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

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