Waterfront Homes for Sale in Tierra Verde, FL

This page tracks every Tierra Verde listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

45 waterfront homes are for sale or pending in Tierra Verde, FL today across 25 communities. The median asking price is $889,000, from $349,000 to $10,999,000. Listings in Tierra Verde without that feature have a median of $1,050,000. Most listings right now: Tierra Verde Unit 1 1St Rep (6), Village At Tierra Verde Condo (5), Tierra Verde (4). Updated September 8, 2026 from the MLS.

Tierra Verde waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

Community	Waterfront Homes	New build	Median list	From
Tierra Verde Unit 1 1St Rep	6	1	$4,422,500	$1,975,000
Village At Tierra Verde Condo	5	0	$539,900	$449,900
Tierra Verde	4	0	$1,872,500	$1,394,700
Hidden Lagoon At Arrowhead Point	4	0	$1,039,500	$875,000
Pirates Cove Club Condo	3	0	$650,000	$399,000
Tierra Verde Unit 1 4Th Rep	2	1	$6,224,500	$3,499,000
Port Tierra Condo	2	0	$824,500	$699,000
Anchor Cove 1 Condo	2	0	$787,000	$775,000
Tierra Verde Unit 1 4Th Rep Tr B Rep	1	0	$7,250,000	$7,250,000
Sunset Pointe At Collany Key Iii Condo	1	0	$3,250,000	$3,250,000
Greenland Preserve	1	0	$2,500,000	$2,500,000
Sands Point	1	0	$2,399,000	$2,399,000
Anglers Wharf Twnhms	1	0	$1,995,000	$1,995,000
Tierra Shores Twnhms	1	0	$975,000	$975,000
Palms Of Tierra	1	0	$939,000	$939,000
Harbor Watch On Tierra Verde	1	0	$889,000	$889,000
Sandbar Townhomes	1	0	$875,000	$875,000
Sterling On The Gulf Condo	1	0	$849,000	$849,000
Palm Island Townhomes	1	0	$775,000	$775,000
Cove On The Gulf Condo	1	0	$630,000	$630,000
Nibroc Condo	1	0	$595,000	$595,000
Bayway Condo Ph One	1	0	$459,000	$459,000
Old Island Inn Condo	1	0	$375,000	$375,000
Tierra I Condo	1	0	$369,900	$369,900
Wander Residences Of Tierra Verde	1	0	$349,000	$349,000

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Tierra Verde?

As of September 8, 2026, 45 Tierra Verde, FL listings whose MLS record reports waterfront are active or pending, across 25 communities. The count updates with every MLS refresh.

What do waterfront homes cost in Tierra Verde?

The median asking price today is $889,000, with listings from $349,000 to $10,999,000. Tierra Verde listings without that feature have a median of $1,050,000.

Which Tierra Verde community has the most waterfront homes for sale?

Tierra Verde Unit 1 1St Rep has the most right now (6), followed by Village At Tierra Verde Condo (5), Tierra Verde (4), Hidden Lagoon At Arrowhead Point (4).

Is a waterfront home always in a flood zone?

Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Tierra Verde

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Tierra Verde, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.