4 Bedroom Homes for Sale in Palatka, FL

Four bedrooms is the most-searched size in most Florida and Georgia markets. This page tracks every Palatka listing whose MLS record reports four or more bedrooms, by community, with live counts and asking prices, and how the price compares with smaller homes in the same city.

56 homes with four or more bedrooms are for sale or pending in Palatka, FL today across 25 communities. The median asking price is $322,995, from $174,900 to $1,495,000. Listings in Palatka without that feature have a median of $246,990. Most listings right now: Palatka (6), Nobles Crossing (5), Blair Estates (3). Updated September 11, 2026 from the MLS.

Palatka 4-bedroom homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

Community4-Bedroom HomesNew buildMedian listFrom
Palatka61$262,000$174,900
Nobles Crossing55$328,990$325,990
Blair Estates32$440,000$422,500
Cedar Creek20$567,450$539,900
Dicks Map20$524,900$249,900
Not Validd20$457,500$355,000
Rolling Hills20$267,450$240,000
Cedar Creek Country10$699,000$699,000
Crystal Cove10$499,900$499,900
Fairweather Sub10$450,000$450,000
Colonial Pines11$414,900$414,900
Whippletree Narrows10$399,999$399,999
Baileyville Sub10$315,000$315,000
Baileyville10$315,000$315,000
Interlachen Lakes Estates Dunham Wo10$314,000$314,000
George Fleming Grant10$305,000$305,000
Burts Addition10$304,900$304,900
Interlachen Lakes Estates10$285,000$285,000
Highland Pines10$249,000$249,000
Country Club Heights10$249,000$249,000
Harts Plat10$249,000$249,000
Conway Of Rogeros10$239,900$239,900
Mckeans Sub10$199,500$199,500
Hillcrest10$189,700$189,700
Palatka10$174,900$174,900

What the fourth bedroom costs

The answer block above compares the median asking price of four-plus-bedroom homes with the median of everything else listed in the city; the gap is what the extra room, and usually the extra square footage and lot, is priced at today. Compare on price per square foot, not price alone: a four-bedroom home at 2,000 square feet and one at 2,800 are different purchases, and the MLS square footage on each listing page makes that comparison in seconds. Newer subdivisions tend to deliver four bedrooms in less square footage than older ones; the community pages show year-built ranges so you can see which is which.

Questions to ask about any four-bedroom listing

Is the fourth bedroom a true bedroom with a closet and window, or a converted den, garage bay or bonus room? Are the bedrooms split (owner’s suite away from the others) or all on one side? Is there a second full bath near the secondary bedrooms? What does the seller pay for insurance and, in an HOA community, what do the dues cover? A local agent who works the area will know which builders’ four-bedroom plans hold their value.

Common questions

How many homes with four or more bedrooms are for sale in Palatka?
As of September 11, 2026, 56 Palatka, FL listings whose MLS record reports four or more bedrooms are active or pending, across 25 communities. The count updates with every MLS refresh.
What do 4-bedroom homes cost in Palatka?
The median asking price today is $322,995, with listings from $174,900 to $1,495,000. Palatka listings without that feature have a median of $246,990.
Which Palatka community has the most 4-bedroom homes for sale?
Palatka has the most right now (6), followed by Nobles Crossing (5), Blair Estates (3), Cedar Creek (2).
How much more does a 4-bedroom home cost?
It depends on the city and the age of the housing stock. The answer block on this page states today’s median asking price for four-plus-bedroom homes next to the median for other listings in the same city, and each listing page shows square footage so you can compare on a per-square-foot basis.

Keep exploring Palatka

Live data: realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palatka, FL whose MLS record reports four or more bedrooms. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data courtesy of realMLS (Northeast Florida Multiple Listing Service). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Listings courtesy of Stellar MLS as distributed by MLS GRID.

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