4 Bedroom Homes for Sale in Panama City Beach, FL
Four bedrooms is the most-searched size in most Florida and Georgia markets. This page tracks every Panama City Beach listing whose MLS record reports four or more bedrooms, by community, with live counts and asking prices, and how the price compares with smaller homes in the same city.
326 homes with four or more bedrooms are for sale or pending in Panama City Beach, FL today across 126 communities. The median asking price is $791,975, from $239,000 to $15,900,000. Listings in Panama City Beach without that feature have a median of $409,900. Most listings right now: Breakfast Point East (30), Bayside at Ward Creek (14), Laguna Beach (13). Updated October 2, 2026 from the MLS.
Live 4-bedroom homes in Panama City Beach: the listings
263 active listings match today (19% of Panama City Beach inventory), median asking $849,000, median 94 days on market. Photo cards link to the listing; refreshed nightly.
Newest 4-bedroom homes in Panama City Beach
The most expensive 4-bedroom homes in Panama City Beach
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 274 Beachside Drive, Panama City Beach, Fl 32413 | $15,900,000 | — | Carillon Beach |
| 13401 Oleander Drive, Panama City Beach, Fl 32407 | $6,295,000 | — | Bahama Beach |
| 21523 Front Beach Road, Panama City Beach, Fl 32413 | $5,700,000 | — | Riviera Beach |
| 86 N Charles Street | $4,750,000 | — | — |
| 157 Parkshore Drive, Panama City Beach, Fl 32413 | $4,750,000 | — | Carillon Beach |
| 515 Beachside Gardens, Panama City Beach, Fl 32413 | $4,750,000 | — | Carillon Beach |
| 19989 Front Beach Rd. #B, Panama City Beach, Fl 32413 | $4,350,000 | — | Laguna Beach |
| 19706 Front Beach Road, Panama City Beach, Fl 32413 | $4,195,000 | — | Laguna Beach |
| 202 Parkshore Court, Panama City Beach, Fl 32413 | $3,975,000 | — | Carillon Beach |
| 13657 Front Beach Road, Panama City Beach, Fl 32413 | $3,695,000 | — | Margaritaville Cottages |
4-Bedroom Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 9 | 3% |
| $300K–$500K | 32 | 12% |
| $500K–$750K | 74 | 28% |
| $750K–$1M | 48 | 18% |
| $1M+ | 100 | 38% |
Panama City Beach 4-bedroom homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most 4-bedroom homes listed are tabled; the rest follow.
| Community | 4-Bedroom Homes | New build | Median list | From |
|---|---|---|---|---|
| Breakfast Point East | 30 | 26 | $634,997 | $429,900 |
| Bayside at Ward Creek | 14 | 13 | $440,778 | $361,000 |
| Laguna Beach | 13 | 2 | $1,325,000 | $472,000 |
| Tapestry Park | 13 | 6 | $675,000 | $525,000 |
| Salt Grass at Ward Creek | 11 | 11 | $651,269 | $559,331 |
| Margaritaville Cottages | 10 | 3 | $1,754,500 | $1,199,000 |
| Bay Point Unit 1 | 9 | 0 | $1,175,000 | $580,000 |
| Breakwater at Ward Creek | 8 | 6 | $856,850 | $677,000 |
| Caballeros Estates at Hombre | 8 | 7 | $462,218 | $439,768 |
| Riviera Beach | 7 | 5 | $1,337,000 | $1,135,000 |
| Gulf Lagoon Beach | 6 | 2 | $934,950 | $889,500 |
| Inlet Beach Heights | 6 | 2 | $924,949 | $515,000 |
| Breakfast Point | 6 | 0 | $619,000 | $535,000 |
| Carillon Beach | 5 | 4 | $4,750,000 | $2,950,000 |
| Bahama Beach | 5 | 1 | $2,700,000 | $788,950 |
| Ocean Ritz | 5 | 0 | $899,000 | $850,000 |
| Lullwater Beach | 4 | 2 | $2,722,500 | $399,900 |
| Bid A Wee | 4 | 1 | $2,575,000 | $899,000 |
| Rivercamps On Crooked Creek | 4 | 1 | $922,500 | $649,000 |
| Sanctuary Beach | 4 | 3 | $524,900 | $479,899 |
| Indigo at Front Beach | 4 | 4 | $301,500 | $289,900 |
| Hollywood Beach | 3 | 0 | $1,750,000 | $1,300,000 |
| Laguna Beach 2nd Add | 3 | 0 | $1,547,900 | $729,000 |
| Santa Monica Beach | 3 | 1 | $1,295,000 | $1,000,000 |
| Legend Lakes | 3 | 0 | $1,275,000 | $1,200,000 |
| El Centro Beach | 3 | 0 | $995,000 | $549,900 |
| Long Beach 3rd | 3 | 0 | $748,000 | $699,900 |
| Turtle Cove At Lake Powell | 3 | 0 | $715,000 | $639,000 |
| Laguna Haven | 3 | 0 | $619,000 | $615,000 |
| Bid-A-Wee Beach | 2 | 0 | $2,522,500 | $1,395,000 |
| A W Pledger Panama City Beach | 2 | 0 | $1,700,000 | $1,700,000 |
| Grand Lagoon Pointe | 2 | 2 | $1,674,500 | $1,650,000 |
| Royal Palms Of Laguna Beach | 2 | 0 | $1,494,500 | $1,399,000 |
| Silver Sands Beach | 2 | 0 | $1,410,000 | $995,000 |
| Trieste Phase 2 | 2 | 0 | $1,300,000 | $1,250,000 |
| Laguna Beach Estates 7th Add | 2 | 1 | $1,087,500 | $950,000 |
| Holiday Beach Unit 16 | 2 | 0 | $1,039,750 | $929,500 |
| Bel Air | 2 | 0 | $972,500 | $495,000 |
| Lakes At Summer Breeze | 2 | 0 | $919,500 | $889,000 |
| Preserve On The Bay Ph III-A | 2 | 0 | $892,000 | $885,000 |
| Queensberry Ltd At Bay Point | 2 | 0 | $885,000 | $875,000 |
| Trieste | 2 | 1 | $882,500 | $740,000 |
| Ocean Reef | 2 | 0 | $811,950 | $795,000 |
| Bid-A-Wee Beach 1st Add | 2 | 0 | $748,500 | $739,000 |
| Southfield Sec 1 | 2 | 0 | $709,500 | $669,000 |
| Lyndell Plantation | 2 | 0 | $702,000 | $555,000 |
| The Glades | 2 | 0 | $649,500 | $559,000 |
| Diamond Head-Lakeside | 2 | 0 | $605,450 | $586,000 |
| Lagoon Manor | 2 | 0 | $564,500 | $530,000 |
| Biltmore Beach 1st Add | 2 | 0 | $555,000 | $550,000 |
| Bahama Beach 1st Add | 2 | 1 | $544,000 | $489,000 |
| Palmetto Trace Phase III | 2 | 0 | $494,742 | $475,000 |
| Moonraker | 2 | 0 | $491,400 | $457,900 |
| Emerald Cove Villas | 2 | 0 | $474,450 | $449,900 |
| Colonial Landing | 2 | 2 | $459,151 | $450,403 |
| Woodlawn Unit 1 | 2 | 0 | $363,500 | $277,000 |
| Annabella's Townhomes | 2 | 0 | $294,999 | $289,999 |
| Nautilus Cove Condo | 2 | 0 | $262,000 | $239,000 |
| Alys Beach | 1 | 0 | $4,750,000 | $4,750,000 |
| Bonefish Pointe | 1 | 0 | $3,150,000 | $3,150,000 |
Also with 4-bedroom homes for sale
- Seahorse Villas (1)
- Palmetto Bluff (1)
- Hadley's Beach (1)
- Laguna Beach 7th Add (1)
- Wild Heron Phase VII (1)
- Sunrise And Sunset (1)
- Bare Footin Condominium (1)
- Gulf Vista Sec 2 (1)
- Crescent Beach Unit 1 (1)
- En Soleil Condo (1)
- Wild Heron Phase VI (1)
- Woodlawn Unit 2 (1)
- Holiday Beach On The Gulf (1)
- Southern Exposures II (1)
- Miramar Beach (1)
- Silver Sands Unit 1 (1)
- Grand Panama Beach Resort (1)
- Edgewater Tower II (1)
- Lyndell By The Sea (1)
- Holiday Beach Unit 15 (1)
- Suntime Beach U-1 (1)
- Gulf Pines U-3 (1)
- Silver Sands Unit 2 (1)
- Riviera Beach (1)
- Riviera Beach 1st Add (1)
- Princess Condo (1)
- Sunnyside (1)
- Open Sands (1)
- Pines 4th Add (1)
- Wild Heron Phase XIV (1)
- Wells Gulf Beach Estates (1)
- Thomas Drive Park U-3 (1)
- Tierra Verde (1)
- Laguna Beach 6th Add (1)
- Casa Del Mar (1)
- Villas Of Panama (1)
- Gulf Highlands Unit-2 (1)
- The Preserve at Lake Powell (1)
- Majestic Beach Tower I (1)
- Gulf Vista (1)
- Harbour Towne (1)
- Grand Harbor (1)
- Sugar Beach Condo (1)
- Holiday Beach Unit 13 (1)
- Hutchison's 1st To Bahama Bch (1)
- Whisper Dunes (1)
- Treasure Cove (1)
- North Colony Club Estates (1)
- Treasure Island (1)
- Waterhaven (1)
- White Sands Estates (1)
- Colony Subd Phase 1 (1)
- Allison Trace (1)
- Laguna Beach Estates (1)
- Holiday Beach Unit 3 (1)
- Palmetto Trace Phase IV (1)
- Palmetto Trace Phase 2 (1)
- Thomas Drive Park U-1 (1)
- Magnolia Bay Club (1)
- Harrison's Walk (1)
- Grand Lagoon Shores11 (1)
- Hidden Pines Phase VI (1)
- Hidden Lagoon (1)
- Westwood Beach Estates (1)
- Magnolia Place (1)
- Gulf Highlands Beach Resort (1)
What the fourth bedroom costs
The answer block above compares the median asking price of four-plus-bedroom homes with the median of everything else listed in the city; the gap is what the extra room, and usually the extra square footage and lot, is priced at today. Compare on price per square foot, not price alone: a four-bedroom home at 2,000 square feet and one at 2,800 are different purchases, and the MLS square footage on each listing page makes that comparison in seconds. Newer subdivisions tend to deliver four bedrooms in less square footage than older ones; the community pages show year-built ranges so you can see which is which.
Questions to ask about any four-bedroom listing
Is the fourth bedroom a true bedroom with a closet and window, or a converted den, garage bay or bonus room? Are the bedrooms split (owner’s suite away from the others) or all on one side? Is there a second full bath near the secondary bedrooms? What does the seller pay for insurance and, in an HOA community, what do the dues cover? A local agent who works the area will know which builders’ four-bedroom plans hold their value.
Common questions
How many homes with four or more bedrooms are for sale in Panama City Beach?
What do 4-bedroom homes cost in Panama City Beach?
Which Panama City Beach community has the most 4-bedroom homes for sale?
How much more does a 4-bedroom home cost?
Keep exploring Panama City Beach
- All homes for sale in Panama City Beach
- Panama City Beach ZIP codes with prices
- Panama City Beach homes under $300K
- Panama City Beach homes $300K–$500K
- 4-Bedroom Homes in every city
4-Bedroom Homes in nearby Bay County cities
- Panama City 4-bedroom homes (377 for sale)
- Lynn Haven 4-bedroom homes (56 for sale)
- Southport 4-bedroom homes (34 for sale)
- Mexico Beach 4-bedroom homes (16 for sale)
Live data: Central Panhandle AOR, Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Panama City Beach, FL whose MLS record reports four or more bedrooms. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.