4 Bedroom Homes for Sale in Panama City Beach, FL
Four bedrooms is the most-searched size in most Florida and Georgia markets. This page tracks every Panama City Beach listing whose MLS record reports four or more bedrooms, by community, with live counts and asking prices, and how the price compares with smaller homes in the same city.
328 homes with four or more bedrooms are for sale or pending in Panama City Beach, FL today across 131 communities. The median asking price is $762,047, from $195,000 to $6,295,000. Listings in Panama City Beach without that feature have a median of $400,000. Most listings right now: Breakfast Point East (27), Laguna Beach (13), Salt Grass at Ward Creek (13). Updated September 11, 2026 from the MLS.
Panama City Beach 4-bedroom homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most 4-bedroom homes listed are tabled; the rest follow.
| Community | 4-Bedroom Homes | New build | Median list | From |
|---|---|---|---|---|
| Breakfast Point East | 27 | 23 | $643,846 | $482,180 |
| Laguna Beach | 13 | 2 | $1,325,000 | $472,000 |
| Salt Grass at Ward Creek | 13 | 13 | $668,544 | $559,331 |
| Margaritaville Cottages | 11 | 3 | $1,659,000 | $979,000 |
| Breakwater at Ward Creek | 11 | 9 | $886,000 | $677,000 |
| Tapestry Park | 11 | 6 | $675,000 | $525,000 |
| Caballeros Estates at Hombre | 11 | 11 | $457,827 | $421,229 |
| Bay Point Unit 1 | 9 | 0 | $1,145,000 | $580,000 |
| Riviera Beach | 7 | 5 | $1,337,000 | $1,135,000 |
| Gulf Lagoon Beach | 7 | 3 | $945,000 | $889,500 |
| Bayside at Ward Creek | 7 | 5 | $427,423 | $379,900 |
| Breakfast Point | 6 | 1 | $632,000 | $549,000 |
| Bahama Beach | 5 | 1 | $2,700,000 | $788,950 |
| Inlet Beach Heights | 5 | 2 | $619,900 | $515,000 |
| Carillon Beach | 4 | 2 | $3,462,500 | $2,300,000 |
| Lullwater Beach | 4 | 2 | $2,722,500 | $399,900 |
| Laguna Beach Estates 7th Add | 4 | 3 | $1,230,800 | $950,000 |
| Sanctuary Beach | 4 | 3 | $524,900 | $479,899 |
| Colonial Landing | 4 | 4 | $425,606 | $364,542 |
| Indigo at Front Beach | 4 | 4 | $310,000 | $298,000 |
| Nautilus Cove Condo | 4 | 0 | $224,000 | $195,000 |
| Bid A Wee | 3 | 0 | $2,850,000 | $899,000 |
| Hollywood Beach | 3 | 0 | $1,750,000 | $1,300,000 |
| Laguna Beach 2nd Add | 3 | 0 | $1,547,900 | $729,000 |
| Legend Lakes | 3 | 0 | $1,275,000 | $1,200,000 |
| El Centro Beach | 3 | 0 | $995,000 | $585,000 |
| Ocean Ritz | 3 | 0 | $899,000 | $890,000 |
| Ocean Reef | 3 | 0 | $820,000 | $795,000 |
| Long Beach 3rd | 3 | 0 | $748,000 | $699,900 |
| Turtle Cove At Lake Powell | 3 | 0 | $715,000 | $639,000 |
| North Colony Club Estates | 3 | 0 | $639,990 | $559,000 |
| Emerald Cove Villas | 3 | 0 | $449,900 | $360,000 |
| Annabella's Townhomes | 3 | 0 | $299,999 | $289,999 |
| Bid-A-Wee Beach | 2 | 0 | $2,522,500 | $1,395,000 |
| Grand Lagoon Pointe | 2 | 2 | $1,674,500 | $1,650,000 |
| Royal Palms Of Laguna Beach | 2 | 0 | $1,494,500 | $1,399,000 |
| Silver Sands Beach | 2 | 0 | $1,410,000 | $995,000 |
| Trieste Phase 2 | 2 | 0 | $1,300,000 | $1,250,000 |
| Holiday Beach Unit 16 | 2 | 0 | $1,039,750 | $929,500 |
| Bel Air | 2 | 0 | $1,012,000 | $529,000 |
| Queensberry Ltd At Bay Point | 2 | 0 | $1,007,500 | $920,000 |
| Lakes At Summer Breeze | 2 | 0 | $939,000 | $889,000 |
| Preserve On The Bay Ph III-A | 2 | 0 | $892,000 | $885,000 |
| Wells Gulf Beach Estates | 2 | 0 | $885,000 | $875,000 |
| Trieste | 2 | 1 | $882,500 | $740,000 |
| Bid-A-Wee Beach 1st Add | 2 | 0 | $748,500 | $739,000 |
| The Preserve at Lake Powell | 2 | 0 | $716,850 | $684,700 |
| Southfield Sec 1 | 2 | 0 | $709,500 | $669,000 |
| The Glades | 2 | 0 | $662,500 | $585,000 |
| Laguna Haven | 2 | 0 | $627,000 | $619,000 |
| Diamond Head-Lakeside | 2 | 0 | $606,700 | $588,500 |
| Lagoon Manor | 2 | 0 | $564,500 | $530,000 |
| Biltmore Beach 1st Add | 2 | 0 | $555,000 | $550,000 |
| Bahama Beach 1st Add | 2 | 1 | $544,000 | $489,000 |
| Palmetto Trace Phase III | 2 | 0 | $494,742 | $475,000 |
| Moonraker | 2 | 0 | $491,400 | $457,900 |
| 1 | 0 | $4,750,000 | $4,750,000 | |
| Bonefish Pointe | 1 | 0 | $3,150,000 | $3,150,000 |
| Seahorse Villas | 1 | 0 | $2,995,000 | $2,995,000 |
| Palmetto Bluff | 1 | 0 | $2,950,000 | $2,950,000 |
Also with 4-bedroom homes for sale
- Hadley's Beach (1)
- Laguna Beach 7th Add (1)
- Sunrise And Sunset (1)
- Wild Heron Phase VII (1)
- Preserve On The Bay Ph I (1)
- Bare Footin Condominium (1)
- Gulf Vista Sec 2 (1)
- En Soleil Condo (1)
- Wild Heron Phase VI (1)
- Woodlawn Unit 2 (1)
- Grand Lagoon (1)
- Grand Lagoon Shores 1 (1)
- Southern Exposures II (1)
- Silver Sands Unit 1 (1)
- Grand Panama Beach Resort (1)
- Edgewater Tower II (1)
- Lyndell By The Sea (1)
- Rivercamps On Crooked Creek (1)
- Holiday Beach Unit 15 (1)
- Kiska Beach (1)
- Gulf Pines U-3 (1)
- Silver Sands Unit 2 (1)
- (1)
- Riviera Beach 1st Add (1)
- Princess Condo (1)
- Reviera Beach Villas (1)
- Santa Monica Beach (1)
- Pines 4th Add (1)
- Suntime Beach U-1 (1)
- Colony Club (1)
- Wild Heron Phase XIV (1)
- Laguna Beach 6th Add (1)
- Casa Del Mar (1)
- Villas Of Panama (1)
- Pelican Bay (1)
- Lakeside By The Gulf (1)
- Gulf Vista (1)
- Hutchison's 1st To Bahama Bch (1)
- Harbour Towne (1)
- Paradise Grove (1)
- Grand Harbor (1)
- Sugar Beach Condo (1)
- Holiday Beach Unit 13 (1)
- Dragon's Ridge Corrctd (1)
- Whisper Dunes (1)
- Kelly Street Pines (1)
- Treasure Cove (1)
- Palm Bay Unit 4 (1)
- Gulf Highlands Unit-2 (1)
- Treasure Island (1)
- Lyndell Plantation (1)
- White Sands Estates (1)
- Colony Subd Phase 1 (1)
- Allison Trace (1)
- Laguna Beach Estates (1)
- Holiday Beach Unit 3 (1)
- Holiday Beach Unit 6 (1)
- Palmetto Trace Phase IV (1)
- Woodlawn Unit 1 (1)
- Palmetto Trace (1)
- Thomas Drive Park U-1 (1)
- Grand Lagoon Shores11 (1)
- Magnolia Bay Club (1)
- Harrison's Walk (1)
- Hidden Pines Phase V (1)
- Laguna Beach Estates 5th Add (1)
- Hidden Pines Phase VI (1)
- Magnolia Place (1)
- Westwood Beach Estates (1)
- Laketown Wharf (1)
- Gulf Highlands Beach Resort (1)
What the fourth bedroom costs
The answer block above compares the median asking price of four-plus-bedroom homes with the median of everything else listed in the city; the gap is what the extra room, and usually the extra square footage and lot, is priced at today. Compare on price per square foot, not price alone: a four-bedroom home at 2,000 square feet and one at 2,800 are different purchases, and the MLS square footage on each listing page makes that comparison in seconds. Newer subdivisions tend to deliver four bedrooms in less square footage than older ones; the community pages show year-built ranges so you can see which is which.
Questions to ask about any four-bedroom listing
Is the fourth bedroom a true bedroom with a closet and window, or a converted den, garage bay or bonus room? Are the bedrooms split (owner’s suite away from the others) or all on one side? Is there a second full bath near the secondary bedrooms? What does the seller pay for insurance and, in an HOA community, what do the dues cover? A local agent who works the area will know which builders’ four-bedroom plans hold their value.
Common questions
How many homes with four or more bedrooms are for sale in Panama City Beach?
What do 4-bedroom homes cost in Panama City Beach?
Which Panama City Beach community has the most 4-bedroom homes for sale?
How much more does a 4-bedroom home cost?
Keep exploring Panama City Beach
- All homes for sale in Panama City Beach
- Panama City Beach ZIP codes with prices
- Panama City Beach homes under $300K
- Panama City Beach homes $300K–$500K
- 4-Bedroom Homes in every city
Live data: Central Panhandle AOR, Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Panama City Beach, FL whose MLS record reports four or more bedrooms. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.