Coconut Bay
Condos for Sale in Naples, FL
All 1,833 homes for sale in Naples, FL · median $425,000 · 1,640 condos for sale in Naples · 197 homes for sale in 34109 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of September 2026, Coconut Bay in Naples, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 7 recorded sales closed at a median of $450,000, $265 per square foot, a median 180 days on market, sellers accepting 92% of original asking (+7% versus the prior year). Homes listed or recently sold were built 2002–2004; 3 of 3 report an HOA (median $443/mo). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $4,970 ($4,540 with the full homestead exemption).
| Location | Naples, Collier County, FL · ZIP 34109 |
|---|---|
| Sale prices, last 12 months | $450,000 median across 7 closed sales · $265 per sq ft · +7.1% vs the prior 12 months |
| Days on market (closed sales) | 180 median |
| For sale right now | 2 active, 0 pending · median asking $444,950 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Coconut Bay key facts,” movewithmomentum.com/neighborhoods/coconut-bay, data as of September 20, 2026.
Last 30 days in Coconut Bay: 1 new listing (median asking $415,000). As of September 26, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Coconut Bay
Live MLS inventory for Coconut Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Coconut Bay listings as of 2026-09-26, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Coconut Bay's numbers this cycle come from a thin trading window, just 8 closings, so treat the $450,000 median and the $260.39 per-square-foot figure as a directional read rather than a precise line. The median days-on-market figure of just over 181 days tells the real story here: this is not a community where pricing moves quickly, and sellers who price on hope rather than on comparable closings tend to sit.
The 9.8 percent year-over-year gain is notable, but with a sample this small, a single high or low closing can swing it. A market heat score of 42 points to a balanced-to-soft posture, favoring buyers who are patient and willing to negotiate, and sellers who lean on condition and pricing discipline rather than urgency.
Coconut Bay right now
🟡 Still climbing. The trailing-12-month median ($450K) is up 7.1% from the prior 12 months ($420K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (7 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Coconut Bay market snapshot (as of September 20, 2026): the median sale price is about $450K ($265 per sq ft over the trailing 12 months of closed sales), and a median 180 days on market for closed sales. The trailing-12-month median is up 7% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (7 closings in the current window).
In ZIP 34109 (Naples), 605 homes closed in the last 12 months at a median of $550K ($343/sq ft), up 1.7% year over year, with a median 75 days on market. Right now 198 active and 51 pending listings put supply at about 8.6 months — a buyer's market. See the live ZIP 34109 housing market and the Collier County market.
Florida Gulf Coast MLS sales records identify 6 homes in Coconut Bay that have changed hands, built between 2002 and 2005 (median 2004), with a median living area of about 1,573 sq ft and a typical 3-bedroom, 2-bath layout; 83% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Coconut Bay is a Naples community in Collier County where recent activity has been limited enough that pricing should be read as a trend line, not a fixed benchmark, with the long typical time on market signaling room to negotiate.
The setting & the homes.
Aerial and on-site photos of Coconut Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Coconut Bay
Coconut Bay
Coconut BayPhotos from Florida Gulf Coast MLS listings in Coconut Bay; content deemed reliable but not guaranteed.
Who Coconut Bay is best for.
Best for
- A buyer with flexible timing who can wait out a longer listing-to-close cycle
- A buyer or seller comfortable pricing off per-square-foot comps given the limited closing sample
- An investor or move-in buyer focused on the underlying home rather than a packaged amenity set
Probably not for
- A buyer who needs a decision and closing inside a tight timeline
- A seller expecting a quick sale based on the recent year-over-year price gain alone
- A buyer who wants a confirmed, defined amenity package as part of the purchase decision
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($450K) IS the median in the snapshot above, and the move from 2025 ($420K) IS the +7.1% one-year change.
Windows contain 0 to 10 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
19% of homes for sale in ZIP 34109 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Coconut Bay Market Scorecard
Coconut Bay is currently a balanced market., a median asking price of $444,950, and homes go under contract in about 54 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Coconut Bay, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Coconut Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Coconut Bay buying strategy.
If we were buying in Coconut Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Coconut Bay.
A market defined by patience, not pace
With a median of just over 181 days on market, Coconut Bay listings are not moving on impulse. Buyers here have time to evaluate a property fully, and sellers should expect the process to run longer than a hot-market comparison would suggest. That extended timeline, paired with only 8 closings in the current window, means every listing carries more individual weight in shaping what 'market value' looks like right now.
The $260.39 median price per square foot is the more stable data point to lean on when sizing up a specific listing, since it's less distorted by one or two outlier sales than the median price itself. No community amenities were identified from current MLS listings, so buyers should confirm any shared features, associations, or restrictions directly from listing documentation rather than assuming a standard package.
The location and the amenities are priced into every listing in Coconut Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market with only 8 recent closings and a median time on market past six months rewards careful pricing and negotiation, not guesswork. We track Coconut Bay's actual closed data rather than relying on automated estimates, so you're pricing against what has genuinely sold, not a modeled guess.
Coconut Bay in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $443/month (about $5,316/yr) · median of 33 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $443 per month ($5,316 a year) — the median AssociationFee across 33 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Coconut Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Coconut Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Coconut Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Coconut Bay home worth?
Get a no-obligation home value based on real comparable sales in Coconut Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
Frequently Asked Questions
What is the median home price in Coconut Bay?
How long do homes in Coconut Bay take to sell?
Who is the best real estate agent for Coconut Bay?
How do I find a top Naples real estate agent who knows Coconut Bay?
Can Momentum Realty connect me with an agent for Coconut Bay?
Where is Coconut Bay, and what county is it in?
Should you buy in Coconut Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (74 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Coconut Bay fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Coconut Bay with Momentum Realty’s local guides.