Gulf Pines in Miramar Beach

Gulf Pines
Homes for Sale in Miramar Beach, FL

All 685 homes for sale in Miramar Beach, FL · median $664,200 · Walton County homes for sale

Community in Miramar Beach · Walton County · ZIP 32459
83 homesBuilt 1957–2024
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True comps, carrying-cost math, and listings before the portals.

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data31 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Gulf Pines in Miramar Beach, FL has 5 homes for sale, asking from $1,749,000 to $5,199,000 (median $4,490,000). Homes listed or recently sold were built 1983–2025 with 2 new construction; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft).

Live · Gulf Pines Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
30.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Walton: 20% (907 of 4,494)
5 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
15%
Owner-occupied · Gulf Pines
13 of 87 parcels homesteaded (FL DOR 2025)
85%
Non-owner-occupied · Gulf Pines
incl. 54% trust or LLC-held · 74% out-of-state
83
Homes in the community
plus 4 vacant residential lots · 87 residential parcels (FL DOR 2025)
Track record · 31 years of records
Est. 1957
Community established
homes built 1957-2024, median 1997 (FL DOR 2025)
2.4%/yr
Turnover rate
about 2 of 83 homes trade a year

Homes For Sale Right Now in Gulf Pines

Live MLS inventory for Gulf Pines. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Gulf Pines listings as of 2026-09-17, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Gulf Pines is a small, established pocket in Miramar Beach with just 116 homes and a median price near $1.95M. What sets price here is condition and vintage spread more than any list of shared amenities. With a build range from 1957 to 2024 and a median build year of 1997, you are choosing between original or lightly updated coastal homes and full rebuilds, and that gap does most of the work on price.

The current posture is thin and firm. Four active listings against a median of 27 days on market means well-prepared homes are moving in under a month, and sellers hold leverage when a listing is priced to condition. Buyers should expect to act on limited inventory rather than wait out a deep selection, and to underwrite the difference between a dated home and a rebuilt one carefully.

Gulf Pines Housing Pulse · Momentum Research · as of September 12, 2026

Gulf Pines right now

🟢 Buyer-leaning market. 30.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Medium (5 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 19, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Gulf Pines is a compact Miramar Beach enclave of roughly 116 homes in Walton County, where median living space runs just over 3,200 square feet and a homestead share near 18% signals a market weighted toward second homes and investment rather than year-round occupancy.

Emerald Coast MLS sales records identify 59 homes in GULF PINES that have changed hands since 2002, built between 1957 and 2025 (median 2002), with a median living area of about 3,062 sq ft and a typical 4-bedroom, 4-bath layout; 95% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Second-home or investment buyers comfortable at a median near $1.95M who want a small Miramar Beach enclave
  • Buyers willing to weigh a dated home against a rebuild and pay for condition
  • Those who value a quiet, amenity-light pocket over a resort-style community

Probably not for

  • Buyers on a budget well below the $1.95M median expecting a starter price point
  • Anyone who needs shared community amenities to feel the price is justified
  • Buyers who want a wide selection and time to shop, given only four active listings

The market around Gulf Pines

Gulf Pines is too small for its own price trend, so here is the market around it.

In ZIP 32459, 1,295 homes are on the market and 20% are under contract — a steady corner of Miramar Beach.

Across Walton County, 3,587 homes are active and 907 pending (20% under contract).

In ZIP 32459 (Miramar Beach), 958 homes closed in the last 12 months at a median of $950K, up 0.2% year over year, with a median 81 days on market. Right now 501 active and 90 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Gulf Pines specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in GULF PINES, Miramar Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 20 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Gulf Pines listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Gulf Pines address.

If we were buying in Gulf Pines today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Gulf Pines.

Best Buy
Buyers who want a Miramar Beach address in a small enclave and are prepared to underwrite condition.
Biggest Risk
Thin inventory and a wide vintage spread make comps and condition assessment essential.
Sweet Spot
An updated or rebuilt home near the $1.95M median with living space around 3,200 square feet.
Avoid If
You need a large selection or a community amenity package to justify the price.

A condition-driven price, not a menu of amenities

No community amenities surfaced from current MLS listings, so the value proposition here is location and the home itself. That puts the burden on the buyer to read each property on its merits: a 1957-era structure and a 2024 rebuild can sit on the same street at very different points on the price scale, and the single median figure of $1.95M tells you only where the middle sits, not the width of the spread.

With a homestead share around 18%, most of Gulf Pines reads as non-primary ownership. That shapes turnover, staging, and how sellers price. For buyers, it means comps deserve scrutiny — square footage near 3,211 at the median helps normalize comparisons, but age and finish level will move a number far more than size.

The location and the amenities are priced into every listing in Gulf Pines. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 116-home enclave with only four active listings, the deals that matter often turn on knowing which homes are original versus rebuilt and pricing the gap correctly. We track this micro-market closely and will tell you plainly when a listing is priced to condition and when it is not.

Gulf Pines in 15 seconds.

Best forBuyers who want a Miramar Beach address in a small enclave and are prepared to underwrite condition.
Biggest advantageA compact, established pocket where well-prepared homes sell in under a month.
Biggest riskThin inventory and a wide vintage spread make comps and condition assessment essential.
Sweet spotAn updated or rebuilt home near the $1.95M median with living space around 3,200 square feet.
Avoid ifYou need a large selection or a community amenity package to justify the price.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Gulf Pines homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Gulf Pines.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Gulf Pines sales matched to your home.

What is your Gulf Pines home worth?

Get a no-obligation home value based on real comparable sales in Gulf Pines, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Miramar Beach →

Real comps, not an automated estimate.

Recently off market in GULF PINES

Homes in GULF PINES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,729/mo
Walton County typical true cost to own
$162/mo
Walton County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

10% of homes for sale in ZIP 32550 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).

GULF PINES Market Scorecard

Strong buyer's market

GULF PINES is currently a strong buyer's market. About 30.0 months of supply, a median asking price of $4,490,000, and homes go under contract in about 65 days.

30.0
Months supply
$4,490,000
Median list
$3,037,500
Median sold
n/a
Per sqft
65
Days on mkt
5/0/2
Active/Pend/Sold

Typical home value in the 32550 ZIP is $653,669, about 36.1% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Gulf Pines a buyer's or seller's market right now?
As of September 12, 2026, Gulf Pines leans toward buyers: 30.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Gulf Pines?
The Florida DOR 2025 assessment roll shows 83 homes plus 4 vacant residential lots in Gulf Pines (public records).
What share of Gulf Pines is owner-occupied?
15% of Gulf Pines parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Gulf Pines built?
Homes in Gulf Pines were built between 1957 and 2024, with a median year built of 1997 (FL DOR 2025 roll).
Who is the best real estate agent for Gulf Pines?
The best agent for Gulf Pines is one who actively works Miramar Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Gulf Pines.
How do I find a top Miramar Beach real estate agent who knows Gulf Pines?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Gulf Pines and the wider Miramar Beach area.
Can Momentum Realty connect me with an agent for Gulf Pines?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Gulf Pines purchase or sale - no call center and no pressure.
Where is Gulf Pines, and what county is it in?
Gulf Pines is in Miramar Beach, Walton County, FL, ZIP codes 32459, 32541, 32550.
Second-home or investment buyers comfortable at a median near $1.95M who want a small Miramar Beach enclaveExcellent fit
Buyers willing to weigh a dated home against a rebuild and pay for conditionExcellent fit
Those who value a quiet, amenity-light pocket over a resort-style communityExcellent fit
Buyers on a budget well below the $1.95M median expecting a starter price pointProbably not
Anyone who needs shared community amenities to feel the price is justifiedProbably not
Buyers who want a wide selection and time to shop, given only four active listingsProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 17, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32459/32541/32550))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 1995 (43 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in GULF PINES? 2 recorded closings (window ending 2026-09-12). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

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