Harbour Village At Historic St Andrews
Condos for Sale in Panama City, FL

Harbour Village At Historic St Andrews market snapshot (as of September 20, 2026): the median sale price is about $425K, and a median 73 days on market for closed sales. The trailing-12-month median is down 11% from the prior 12 months and up 32% since 2012, computed from record-level CPAR MLS closed sales (5 closings in the current window).

In ZIP 32401 (Panama City), 337 homes closed in the last 12 months at a median of $307K, up 0.5% year over year, with a median 62 days on market. Right now 166 active and 29 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.

CPAR sales records identify 10 homes in Harbour Village At Historic St Andrews that have changed hands since 2016, built between 2006 and 2006 (median 2006), with a median living area of about 2,001 sq ft and a typical 3-bedroom, 3-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Harbour Village At Historic St Andrews is a smaller Panama City community where sales activity is limited enough that pricing trends should be read with caution rather than taken at face value. The longer-view since-2012 gain of 37% suggests the community has held value over time even as recent-year movement looks more volatile.

With only 4 closings in the current window, Harbour Village does not generate the volume of data that makes year-over-year percentages reliable on their own. A -30.3% figure in a market like this is typically driven by the mix of what sold — a couple of lower-priced or more dated closings can pull the median down without reflecting a shift in what similar homes are actually worth.

The median days on market of 92.5 is the more dependable signal: it says homes here are sitting for a season before they sell, not a matter of weeks. Combined with no standout amenities identified from current MLS listings, this reads as a community where value is tied to the individual home and lot rather than a shared amenity package — buyers and sellers should expect pricing conversations to center on condition, location within the community, and comparable recent sales rather than broad market momentum.

In a market with this few closings, the comps that exist matter more than usual — we pull and vet them individually rather than leaning on a broad trend line, and we will tell you plainly when a headline percentage is more noise than signal.

Listings in this community report association dues of about $1,567 per month ($18,804 a year) — the median AssociationFee across 98 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.