Jernigan S/D
Homes for Sale in Crestview, FL
All 423 homes for sale in Crestview, FL · median $329,000 · 166 homes for sale in 32536 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Jernigan S/D in Crestview, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $122,400, a median 113 days on market, sellers accepting 91% of original asking (-34% versus the prior year). Homes listed or recently sold were built 1955–2006. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $1,580 ($1,070 with the full homestead exemption).
| Location | Crestview, Okaloosa County, FL · ZIP 32536, 32539 |
|---|---|
| Homes in the community | 22 (FL DOR 2025 assessment roll) |
| Years built | 1955–1955 (median 1955.0) |
| Typical living area | 1,400 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Laundry |
| Sale prices, last 12 months | $122,400 median across 5 closed sales · -33.8% vs the prior 12 months |
| Days on market (closed sales) | 113 median |
| For sale right now | 1 active, 1 pending · median asking $285,000 · 2.4 months of supply |
| Owner-occupied (homestead) share | 68% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “JERNIGAN S/D key facts,” movewithmomentum.com/neighborhoods/jernigan-s-d, data as of September 20, 2026.
Price in Jernigan S/D is driven by condition and vintage more than anything else. With a median year built around 1961 and a stock that stretches back to the mid-1950s, the median sits at $153,700 — a figure that reflects older, smaller footprints (median living area near 1,421 square feet) rather than any single prevailing spec. Expect a wide spread around that median depending on how much updating a given home has seen.
The current posture is thin and slow. Only 2 active listings against 126 homes means very little is trading at any moment, and a median of roughly 98 days on market tells you buyers here take their time. For sellers, that argues for pricing to condition and being patient; for buyers, the pace is on your side, and a well-prepared offer on a dated home has room to negotiate.
Jernigan S/D right now
🟡 Balanced market. 2.4 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (2 active and pending listings, 5 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($122K) is down 33.8% from the prior 12 months ($185K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 30, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Jernigan S/D market snapshot (as of September 20, 2026): the median sale price is about $122K, a median 113 days on market for closed sales, and 2.4 months of supply, a balanced market. The trailing-12-month median is down 34% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (5 closings in the current window).
In ZIP 32536 (Crestview), 425 homes closed in the last 12 months at a median of $322K, up 3.9% year over year, with a median 73 days on market. Right now 122 active and 57 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32536 housing market and the Okaloosa County market.
Jernigan S/D is a community of 22 homes in Crestview, Okaloosa County, built between 1955 and 1955 (median 1955.0), with a median living area of about 1,400 square feet. 68% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Jernigan S/D is a small, long-established Crestview subdivision of about 126 homes with no amenities identified from current MLS listings — the appeal here is the housing itself and the location, not shared facilities.
The setting & the homes.
Aerial and on-site photos of Jernigan S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Jernigan S/DPhotos from Emerald Coast MLS listings in Jernigan S/D; content deemed reliable but not guaranteed.
Who Jernigan S/D is best for.
Best for
- Value-focused buyers targeting the mid-$150s who will renovate an older home over time
- Owner-occupants planning to stay put, comfortable with a modest sub-1,500-square-foot footprint
- Patient buyers willing to wait out thin inventory for the right condition
Probably not for
- Buyers who need to close fast in a market with only two active listings
- Those set on new construction, larger homes, or shared community amenities
- Investors expecting quick turnover in a mostly owner-occupied, slow-moving pocket
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($122K) IS the median in the snapshot above, and the move from 2025 ($185K) IS the -33.8% one-year change.
Windows contain 0 to 5 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
34% of homes for sale in ZIP 32536 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-30).
Jernigan S/D Market Scorecard
Jernigan S/D is currently a balanced market. About 2.4 months of supply, a median asking price of $285,000, and homes go under contract in about 109 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in JERNIGAN S/D, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Jernigan S/D
Live MLS inventory for Jernigan S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Jernigan S/D listings as of 2026-09-30, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Jernigan S D Right Now (2)
All 2 active and pending Jernigan S D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 161 W North Avenue · $285,000 · 3 bd / 2 ba · listed Jul 20, 2026 · listed by Keller Williams Realty FWB
- 197 W North Avenue · $179,900 · 3 bd / 1 ba · pending · listed Jul 11, 2026 · listed by Keller Williams Realty Cview
Jernigan S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Northwood · Elementary
- Davidson · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Jernigan S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Jernigan S/D address.
Shop the zone: Homes zoned for Crestview High School
The Jernigan S/D buying strategy.
If we were buying in Jernigan S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Jernigan S/D.
An older, condition-driven pocket
This is a mature neighborhood: build dates run from 1955 to 2023, but the median year built lands around 1961, so the bulk of the housing is decades old. The occasional newer build shows up in that range, which means you can find modern construction next to homes that will need work. Buyers should underwrite each property on its own merits — roof, systems, and prior renovations will explain most of the price variance.
A homestead share near 64% points to a stock that is largely owner-occupied rather than investor-churned, and the low active count reinforces that turnover is modest. With just two homes on the market and a median footprint just over 1,400 square feet, this is a place where you wait for the right listing rather than shop a deep inventory.
The location and the amenities are priced into every listing in Jernigan S/D. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Jernigan S/D buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.6). Basis: Recent Direction -33.8% year-over-year; Liquidity & Demand 2.4 months of supply; Owner Commitment 68% owner-occupied; Pricing Power 91.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a low-inventory, slow-moving pocket like this, the value is in reading condition correctly and pricing to it. We know how to separate a genuinely updated home from a cosmetic one, how to structure an offer around inspection findings on older housing, and how to price a sale so it does not sit through the long days-on-market this subdivision tends to see.
Jernigan S/D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Jernigan S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Jernigan S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Jernigan S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Jernigan S/D home worth?
Get a no-obligation home value based on real comparable sales in Jernigan S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
Frequently Asked Questions
What is the median home price in Jernigan S/D?
How long do homes in Jernigan S/D take to sell?
Is Jernigan S/D a buyer's or seller's market right now?
How many homes are in Jernigan S/D?
What share of Jernigan S/D is owner-occupied?
When were the homes in Jernigan S/D built?
Who is the best real estate agent for Jernigan S/D?
How do I find a top Crestview real estate agent who knows Jernigan S/D?
Can Momentum Realty connect me with an agent for Jernigan S/D?
Where is Jernigan S/D, and what county is it in?
Is Jernigan S/D a good place to live?
Should you buy in Jernigan S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 30, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32536/32539)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1999 (70 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how JERNIGAN S/D fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Jernigan S/D
- Home values · What homes in Jernigan S/D actually sell for
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