Retreat
Homes for Sale in Santa Rosa Beach, FL
All 848 homes for sale in Santa Rosa Beach, FL · median $1,135,000 · 878 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Retreat the in Santa Rosa Beach, FL has 4 homes for sale, asking from $6,795,000 to $7,775,000 (median $6,945,000). Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $5,900,000, a median 115 days on market, sellers accepting 89% of original asking. Homes listed or recently sold were built 2000–2026 with 2 new construction; none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 25 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $57,570 ($57,180 with the full homestead exemption).
| Location | Santa Rosa Beach, Walton County, FL · ZIP 32459, 32461 |
|---|---|
| Homes in the community | 63 (FL DOR 2025 assessment roll) |
| Years built | 2000–2024 (median 2009) |
| Typical living area | 5,560 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Beach, Gated, Pool, Short Term Rental - Not Allowed, Waterfront, Deed Access |
| Sale prices, last 12 months | $5,900,000 median across 6 closed sales |
| Days on market (closed sales) | 115 median |
| For sale right now | 4 active, 0 pending · median asking $7,122,500 · 8.0 months of supply |
| Owner-occupied (homestead) share | 49% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “RETREAT THE key facts,” movewithmomentum.com/neighborhoods/retreat-the, data as of September 20, 2026.
Last 30 days in Retreat: 3 closed sales (median $6,075,000). As of September 28, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Retreat
Live MLS inventory for Retreat. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 49 daysTop listing
Active · 118 days
Active · 74 days
Active · 778 daysActive and pending Retreat listings as of 2026-09-28, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Retreat The Right Now (4)
All 4 active and pending Retreat The listings with a detail page, newest first, refreshed twice a day from the MLS.
- 151 E St Lucia · $7,775,000 · 6 bd / 8 ba · listed Aug 4, 2026 · listed by Pinnacle Beach Properties
- 201 W Bermuda Drive · $6,895,000 · 6 bd / 6 ba · listed Jul 10, 2026 · listed by RE/MAX by the Sea
- 54 Tortola Lane · $6,995,000 · 4 bd / 5.5 ba · listed Jun 30, 2026 · listed by Watersound Real Estate
- 231 W Bermuda Drive · $6,795,000 · 6 bd / 6.5 ba · listed Jun 30, 2026 · listed by Scenic Sotheby's International Realty
The Retreat is a small, gated stretch of Santa Rosa Beach where the price is driven by scale and location rather than a broad range of product. At a median of $3,775,000 with median living space of 5,560 square feet, this is large-home coastal territory, and the spread between listings comes down to lot position, condition, and build year more than any published tiers. With only 63 homes total and 6 currently active, this is a thin, low-volume market where a single sale moves the picture.
Days on market run around 56, longer than the churn you see in mainstream neighborhoods, which is normal at this size and price and means buyers here have time to underwrite carefully. Sellers should price against genuinely comparable homes and expect a deliberate timeline. A homestead share near 49% tells you this is a mixed owner-occupied and second-home enclave, which matters for how listings come to market and how negotiable they tend to be.
Retreat right now
🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 6 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 29, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Retreat market snapshot (as of September 20, 2026): the median sale price is about $5.90M, a median 116 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market.
In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.
County records show 3 qualified sales in RETREAT across 2024–2025 (2 in 2024, 1 in 2025), median $8.95M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Retreat is a community of 63 homes in Santa Rosa Beach, Walton County, built between 2000 and 2024 (median 2009), with a median living area of about 5,560 square feet. 49% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The Retreat is a compact, gated community of large newer-era coastal homes built between 2000 and 2024, with a median build year of 2009 — meaning most inventory is genuinely modern rather than legacy stock in need of full renovation.
The setting & the homes.
Aerial and on-site photos of Retreat. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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RetreatPhotos from Emerald Coast MLS listings in Retreat; content deemed reliable but not guaranteed.
Who Retreat is best for.
Best for
- Buyers with budgets around the mid-seven-figure median seeking substantial square footage in a gated coastal setting
- Second-home buyers wanting modern construction rather than a renovation project
- Patient buyers who can take advantage of a longer marketing window to underwrite the right home
Probably not for
- Buyers focused on value per square foot or entry-level coastal pricing
- Anyone who needs a rich on-site amenity package, since none surfaced in current listings
- Buyers or sellers who want a fast-moving, high-liquidity market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($5.90M) IS the median in the snapshot above.
Windows contain 0 to 10 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
RETREAT THE Market Scorecard
RETREAT THE is currently a buyer's market. About 8.0 months of supply, a median asking price of $6,945,000, and homes go under contract in about 103 days.
Typical home value in the 32459 ZIP is $858,444, about 71.1% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in RETREAT THE, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Retreat on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Retreat listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Retreat address.
Shop the zone: Homes zoned for South Walton High School
The Retreat buying strategy.
If we were buying in Retreat today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Retreat.
A thin, large-home market
With 63 homes and a median just over 5,500 square feet, this is not a community you shop for value per square foot — you shop it for position and finish. No community amenities surfaced in current MLS listings, so the draw here is the gated setting, the scale of the homes, and the Santa Rosa Beach location rather than a bundled amenity package. Buyers weighing this against amenity-heavy resort communities should factor that in.
Price appreciation of 18% since 2012 is measured for this market and stretch of time, and it reinforces that these homes trade on their own merits rather than a rising-tide narrative. Because so few homes change hands, a serious buyer needs a broker who can read individual comps carefully, and a seller needs one who won't anchor to a stale or dissimilar sale.
The location and the amenities are priced into every listing in Retreat. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Retreat buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.3). Basis: Long-Term Appreciation +119% since 2012; Liquidity & Demand 8.0 months of supply; Owner Commitment 49% owner-occupied; Pricing Power 88.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 63-home community with a handful of active listings and a two-month median marketing time, comps are scarce and easy to misread. We underwrite each home on its own lot, condition, and build year rather than a headline median, and we set expectations for the deliberate pace this price point demands — whether you're buying with time to be selective or selling and need to price against the right handful of homes.
Retreat in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Retreat buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Retreat sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Retreat, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Retreat home worth?
Get a no-obligation home value based on real comparable sales in Retreat, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
Recently off market in RETREAT THE
Homes in RETREAT THE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 244 W Bermuda Drive · off market
- 37 E St Lucia Lane · off market
- 40 Tortola Lane · off market
- 53 E Bermuda Drive · off market
Frequently Asked Questions
What is the median home price in Retreat?
How long do homes in Retreat take to sell?
Is Retreat a buyer's or seller's market right now?
How many homes are in Retreat?
What share of Retreat is owner-occupied?
When were the homes in Retreat built?
Have Retreat home prices gone up?
Who is the best real estate agent for Retreat?
How do I find a top Santa Rosa Beach real estate agent who knows Retreat?
Can Momentum Realty connect me with an agent for Retreat?
Where is Retreat, and what county is it in?
Is Retreat a good place to live?
Should you buy in Retreat?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 28, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32459/32461)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (60 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how RETREAT THE fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Retreat
- Home values · What homes in Retreat actually sell for
Nearby Communities
Explore more neighborhoods near Retreat with Momentum Realty’s local guides.