Village of White Cliffs
Homes for Sale in Santa Rosa Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Village of White Cliffs in Santa Rosa Beach, FL has 2 homes for sale. Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $2,700,000, a median 154 days on market, sellers accepting 83% of original asking. Homes listed or recently sold were built 1995–2025 with 1 new construction; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $26,350 ($25,960 with the full homestead exemption).
The Village of White Cliffs is a small pocket in Santa Rosa Beach, and with only four active listings on the board as of late July 2026, price here is set home by home, not by any broad market trend. What a given property fetches will track its condition, updates, and lot far more than any published average, so don't anchor to a single number when you tour.
Closings have been thin in the recent window, which cuts both ways. Sellers have limited comparable sales to lean on, and buyers have limited leverage from a wave of competing inventory. Both sides should expect negotiation to hinge on the specifics of the individual home rather than on momentum in the wider community.
Village of White Cliffs right now
🟢 Buyer-leaning market. 8.0 months of supply and 33% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Medium (3 active and pending listings, 3 closed sales in 12 months).
What's unique here: the median sale price is about 4x the typical Walton County sale ($2.70M vs $680K, trailing 12 months, Emerald Coast MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Village of White Cliffs market snapshot (as of September 12, 2026): the median sale price is about $2.70M, a median 154 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market.
The Village of White Cliffs is a compact enclave within Santa Rosa Beach in Walton County, with a handful of homes available at any given time. That small scale means the story is really about the individual property, not the subdivision as a whole.
The setting & the homes.
Aerial and on-site photos of Village of White Cliffs. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Village of White Cliffs
Village of White Cliffs
Village of White Cliffs
Village of White Cliffs
Village of White Cliffs
Village of White CliffsPhotos from Emerald Coast MLS listings in Village of White Cliffs; content deemed reliable but not guaranteed.
Who Village of White Cliffs is best for.
Best for
- Buyers targeting Santa Rosa Beach who are patient enough to wait for a specific home to come available
- Buyers who assess a property on its own condition and lot rather than on subdivision amenities
- Sellers willing to price to the real condition of their home in a low-comparable market
Probably not for
- Buyers who want a wide selection of comparable homes to tour at once
- Buyers who need a fast move and can't wait for the right listing to surface
- Buyers looking for a shared amenity package, which current listings do not identify
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($2.70M) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
VILLAGE OF WHITE CLIFFS THE Market Scorecard
VILLAGE OF WHITE CLIFFS THE is currently a buyer's market. About 8.0 months of supply, a median asking price of $3,100,000, and homes go under contract in about 198 days.
Typical home value in the 32459 ZIP is $864,108, about 71.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in VILLAGE OF WHITE CLIFFS THE, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Village of White Cliffs
Live MLS inventory for Village of White Cliffs. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 149 daysTop listingActive · 248 daysPending · 459 daysActive and pending Village of White Cliffs listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Village of White Cliffs on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Village of White Cliffs listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Village of White Cliffs address.
The Village of White Cliffs buying strategy.
If we were buying in Village of White Cliffs today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Village of White Cliffs.
A thin-inventory pocket
With four active listings and a light recent closing history, this is a low-volume market. Current MLS data identifies no shared community amenities here, so buyers should evaluate each home on its own merits — the structure, the lot, the finishes — rather than expecting an amenity package to carry value.
Low turnover can work for a patient seller who prices to the specific condition of the home, and for a buyer willing to wait for the right listing. It does not favor anyone in a hurry: with so few options on the market, the right fit may take time to appear, and a mispriced home can sit.
The location and the amenities are priced into every listing in Village of White Cliffs. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a pocket this small, the data thins out fast, and a single sale can swing perception. We read each listing on its own condition and lot, tell you plainly when a price doesn't line up with what the home actually offers, and keep you from over-anchoring to a market that simply doesn't trade in volume.
Village of White Cliffs in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Village of White Cliffs buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Village of White Cliffs sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Village of White Cliffs, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Village of White Cliffs home worth?
Get a no-obligation home value based on real comparable sales in Village of White Cliffs, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
Recently off market in VILLAGE OF WHITE CLIFFS THE
Homes in VILLAGE OF WHITE CLIFFS THE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 113 White Cliffs Drive · off market
- 56 White Cliffs Boulevard · off market
Frequently Asked Questions
What is the median home price in Village of White Cliffs?
How long do homes in Village of White Cliffs take to sell?
Is Village of White Cliffs a buyer's or seller's market right now?
Who is the best real estate agent for Village of White Cliffs?
How do I find a top Santa Rosa Beach real estate agent who knows Village of White Cliffs?
Can Momentum Realty connect me with an agent for Village of White Cliffs?
Should you buy in Village of White Cliffs?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Village of White Cliffs with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2001 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how VILLAGE OF WHITE CLIFFS THE fits the bigger picture — live prices, inventory, and Momentum Scores: