Village of White Cliffs
Homes for Sale in Santa Rosa Beach, FL
All 760 homes for sale in Santa Rosa Beach, FL · median $1,118,000 · 779 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Village of White Cliffs the in Santa Rosa Beach, FL has 2 homes for sale. Over the 12 months ending 2026-11-09, 4 recorded sales closed at a median of $2,525,000, a median 84 days on market, sellers accepting 92% of original asking. Homes listed or recently sold were built 1995–2025 with 1 new construction; 8 of 8 report an HOA (median $417/mo); none of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 21 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $24,640 ($24,250 with the full homestead exemption).
Last 30 days in Village of White Cliffs: 1 under contract right now, 1 closed sale (median $2,350,000). As of November 11, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
The Village of White Cliffs is a small pocket in Santa Rosa Beach, and with only four active listings on the board as of late July 2026, price here is set home by home, not by any broad market trend. What a given property fetches will track its condition, updates, and lot far more than any published average, so don't anchor to a single number when you tour.
Closings have been thin in the recent window, which cuts both ways. Sellers have limited comparable sales to lean on, and buyers have limited leverage from a wave of competing inventory. Both sides should expect negotiation to hinge on the specifics of the individual home rather than on momentum in the wider community.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Village of White Cliffs right now
🟡 Balanced market. 4.8 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Medium (3 active and pending listings, 4 closed sales in 12 months).
What's unique here: the median sale price is about 4x the typical Walton County sale ($2.53M vs $660K, trailing 12 months, Emerald Coast MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Village of White Cliffs market snapshot (as of November 9, 2026): the median sale price is about $2.53M, a median 85 days on market for closed sales, and 4.8 months of supply, a balanced market.
In ZIP 32459 (Santa Rosa Beach), 195 homes closed in the last 12 months at a median of $837K, with a median 69 days on market. Right now 159 active and 24 pending listings put supply at about 9.8 months — a soft market. See the live ZIP 32459 housing market and the Walton County market.
Village of White Cliffs is a community of 39 homes in Santa Rosa Beach, Walton County, built between 1995 and 2023 (median 2005), with a median living area of about 3,669 square feet. 33% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The Village of White Cliffs is a compact enclave within Santa Rosa Beach in Walton County, with a handful of homes available at any given time. That small scale means the story is really about the individual property, not the subdivision as a whole.
The setting & the homes.
Aerial and on-site photos of Village of White Cliffs. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Village of White CliffsPhotos from Emerald Coast MLS listings in Village of White Cliffs; content deemed reliable but not guaranteed.
Who Village of White Cliffs is best for.
Best for
- Buyers targeting Santa Rosa Beach who are patient enough to wait for a specific home to come available
- Buyers who assess a property on its own condition and lot rather than on subdivision amenities
- Sellers willing to price to the real condition of their home in a low-comparable market
Probably not for
- Buyers who want a wide selection of comparable homes to tour at once
- Buyers who need a fast move and can't wait for the right listing to surface
- Buyers looking for a shared amenity package, which current listings do not identify
Homes For Sale Right Now in Village of White Cliffs
Live MLS inventory for Village of White Cliffs. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 207 daysTop listingActive · 56 daysPending · 459 daysActive and pending Village of White Cliffs listings as of 2026-11-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Village of White Cliffs on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Village of White Cliffs listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Village of White Cliffs address.
Shop the zone: Homes zoned for South Walton High School
The Village of White Cliffs buying strategy.
If we were buying in Village of White Cliffs today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Village of White Cliffs.
A thin-inventory pocket
With four active listings and a light recent closing history, this is a low-volume market. Current MLS data identifies no shared community amenities here, so buyers should evaluate each home on its own merits — the structure, the lot, the finishes — rather than expecting an amenity package to carry value.
Low turnover can work for a patient seller who prices to the specific condition of the home, and for a buyer willing to wait for the right listing. It does not favor anyone in a hurry: with so few options on the market, the right fit may take time to appear, and a mispriced home can sit.
The location and the amenities are priced into every listing in Village of White Cliffs. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Village of White Cliffs buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.3). Basis: Liquidity & Demand 4.8 months of supply; Owner Commitment 33% owner-occupied; Pricing Power 91.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a pocket this small, the data thins out fast, and a single sale can swing perception. We read each listing on its own condition and lot, tell you plainly when a price doesn't line up with what the home actually offers, and keep you from over-anchoring to a market that simply doesn't trade in volume.
Village of White Cliffs in 15 seconds.
Tools for a Village of White Cliffs buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Village of White Cliffs sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Village of White Cliffs, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Village of White Cliffs home worth?
Get a no-obligation home value based on real comparable sales in Village of White Cliffs, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
Recently off market in VILLAGE OF WHITE CLIFFS THE
Homes in VILLAGE OF WHITE CLIFFS THE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 152 White Cliffs Boulevard · off market
- 56 White Cliffs Boulevard · off market
- 90 White Cliffs Drive · off market
| Location | Santa Rosa Beach, Walton County, FL · ZIP 32459 |
|---|---|
| Homes in the community | 39 (FL DOR 2025 assessment roll) |
| Years built | 1995–2023 (median 2005) |
| Typical living area | 3,669 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Gated, Pool, Short Term Rental - Not Allowed, Tennis Court(s), Beach, Community Room |
| Sale prices, last 12 months | $2,525,000 median across 4 closed sales |
| Days on market (closed sales) | 84 median |
| For sale right now | 2 active, 1 pending · median asking $3,047,500 · 4.8 months of supply |
| Owner-occupied (homestead) share | 33% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Village of White Cliffs key facts,” movewithmomentum.com/neighborhoods/village-of-white-cliffs-the, data as of November 9, 2026.
Housing distress & ownership in VILLAGE OF WHITE CLIFFS THE, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Village of White Cliffs
The newest homes for sale in Village of White Cliffs right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 113 White Cliffs Drive $2,595,000 · 4 bd · 3.5 ba · listed Sep 15, 2026 Courtesy of Scenic Sotheby's International Realty
- 45 White Cliffs Crest $3,500,000 · 5 bd · 4.5 ba · listed Apr 17, 2026 Courtesy of Lokation
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Village Of White Cliffs The Right Now (3)
All 3 active and pending Village Of White Cliffs The listings with a detail page, newest first, refreshed twice a day from the MLS.
- 113 White Cliffs Drive · $2,595,000 · 4 bd / 3.5 ba · listed Sep 14, 2026 · listed by Scenic Sotheby's International Realty
- 45 White Cliffs Crest · $3,500,000 · 5 bd / 4.5 ba · listed Aug 13, 2026 · listed by Lokation
- 45 White Cliffs Lane · $3,195,000 · 5 bd / 6 ba · pending · listed Aug 13, 2026 · listed by Scenic Sotheby's International Realty
Recently sold in Village Of White Cliffs The
- 152 White Cliffs Boulevard · sold $2,350,000
- 90 White Cliffs Drive · sold $3,125,000
- 56 White Cliffs Boulevard · sold $2,700,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Santa Rosa Beach home searches
- All homes for sale in Santa Rosa Beach, FL
- Homes for sale in Walton County, FL
- Santa Rosa Beach pool homes for sale
- Santa Rosa Beach home values: what is my house worth?
- ZIP 32459 housing scorecard
Santa Rosa Beach guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Property taxes (Walton County)
- Homestead exemption (Walton County)
- Home insurance cost
- New construction
- New construction (Walton County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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What it really costs to own in Village of White Cliffs
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $9,974/yr across 4 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | Median $417/month across 5 MLS listings (most billed quarterly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Walton County is $1,942/yr (433 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2000 across 5 listings. An original roof here would be about 26 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Village of White Cliffs
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Village of White Cliffs
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Village of White Cliffs will answer, and the answer is published on this page for the next buyer.
17% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-11).
Frequently Asked Questions
What is the median home price in Village of White Cliffs?
How long do homes in Village of White Cliffs take to sell?
Is Village of White Cliffs a buyer's or seller's market right now?
How many homes are in Village of White Cliffs?
What share of Village of White Cliffs is owner-occupied?
When were the homes in Village of White Cliffs built?
Who is the best real estate agent for Village of White Cliffs?
How do I find a top Santa Rosa Beach real estate agent who knows Village of White Cliffs?
Can Momentum Realty connect me with an agent for Village of White Cliffs?
Where is Village of White Cliffs, and what county is it in?
Should you buy in Village of White Cliffs?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending November 9, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how VILLAGE OF WHITE CLIFFS THE fits the bigger picture — live prices, inventory, and Momentum Scores: