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Live Market Pulse
31/100
Market Heat
Cooler than normal
2016 → 2026 · 88 at the 2022 peak
0 is Turtle Bay's coldest market since 2016, 100 its hottest. Today: 31. How it's scored

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data12 years of closingsUpdated twice daily

As of September 2026, Turtle Bay in Naples, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $462,500, $277 per square foot, a median 77 days on market, sellers accepting 93% of original asking (-0% versus the prior year). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $5,110 ($4,680 with the full homestead exemption).

Turtle Bay key facts
LocationNaples, Collier County, FL · ZIP 34109
Sale prices, last 12 months$462,500 median across 6 closed sales · $277 per sq ft · -0.3% vs the prior 12 months
Days on market (closed sales)77 median
For sale right now2 active, 0 pending · median asking $502,450

Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Turtle Bay key facts,” movewithmomentum.com/neighborhoods/turtle-bay--collier, data as of September 20, 2026.

Live · Turtle Bay Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$462K ▼
Median sold · 12 mo
down 0.3% vs the prior 12 months
-0.3% ▼
1-yr price change
n = 6 and 3 sales in the two windows
$277/sf
Sold $/sqft · 12 mo
peak $304 in 2024
92.6%
Sale vs ask
Tempo
77days
Median DOM · closed
5 days at the 2021 low
0%
Under contract
Collier: 19% (1,017 of 5,466)
2 · 0
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 4 a year
Track record · 12 years of records
1,573sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Turtle Bay is trading at a median of $450,000, with price per square foot around $276.65 — and pricing here is being set by a small pool of closings, just 5 in the current window. That thinness matters: a single higher- or lower-priced sale can swing the median more than it would in a deeper market, so treat this figure as directional, not a precise ceiling or floor.

The year-over-year read is down 4.4%, and the market heat score sits low at 24, pointing to a buyer-favorable posture right now. Homes are taking just over a month to sell (median 38 days), which is not slow, but it is not competitive-multiple-offer territory either. Sellers here need to price to the current comp set rather than last year's numbers, and buyers have room to negotiate on terms and timeline.

Turtle Bay Housing Pulse · Momentum Research · as of September 20, 2026

Turtle Bay right now

🟡 Off the recent peak. The trailing-12-month median ($462K) is down 0.3% from the prior 12 months ($464K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (6 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Turtle Bay market snapshot (as of September 20, 2026): the median sale price is about $462K ($277 per sq ft over the trailing 12 months of closed sales), and a median 77 days on market for closed sales. The trailing-12-month median is down 0% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (6 closings in the current window).

In ZIP 34109 (Naples), 605 homes closed in the last 12 months at a median of $550K ($343/sq ft), up 1.7% year over year, with a median 75 days on market. Right now 198 active and 51 pending listings put supply at about 8.6 months — a buyer's market. See the live ZIP 34109 housing market and the Collier County market.

Florida Gulf Coast MLS sales records identify 6 homes in Turtle Bay that have changed hands, built between 2001 and 2002 (median 2002), with a median living area of about 1,818 sq ft and a typical 3-bedroom, 2.5-bath layout; 83% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Turtle Bay is a Naples community in Collier County where recent activity has been limited, so pricing and pace should be read as a snapshot of a small sample rather than a broad trend.

Best for

  • Buyers working with a real estate professional to vet a thin comp set property by property
  • Buyers who have flexibility on timeline and can negotiate given the current buyer-favorable posture
  • Buyers focused on value relative to condition rather than chasing a fast-moving market

Probably not for

  • Buyers who want a large, active inventory pool to compare against before deciding
  • Sellers expecting a quick sale driven by high competitive demand
  • Buyers relying on amenity-heavy marketing, since none are currently identified from MLS listings

Windows contain 2 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$300K$400K$500K2014201620182020202220242026
Down 0.3% year over year.
Every sale since 2014 · price vs size
$0$200K$400K1k2k2k
46 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$150$200$250$3002014201620182020202220242026
Up from $176 in 2014 to a $304 peak in 2024; $277 now.
Median days on market · closed sales
0501002014201620182020202220242026
5 days at the 2021 low; 77 now.
Sale price vs original ask · median
90%95%100%105%2014201620182020202220242026
92.6% now.
Homes sold per 12-mo window
02462014201620182020202220242026
2 to 6 a year; 6 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning20162018202020222026
88 at the 2022 peak, 23 in the troughs, 31 now. Same score as the hero card, full history.
How much local inventory is already under contract

19% of homes for sale in ZIP 34109 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Turtle Bay Market Scorecard

Balanced

Turtle Bay is currently a balanced market., a median asking price of $502,450, and homes go under contract in about 333 days.

$502,450
Median list
$462,500
Median sold
$300
List $/sqft
333
Days on mkt
2/0/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Turtle Bay, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 14 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Turtle Bay

Live MLS inventory for Turtle Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Turtle Bay listings as of 2026-09-26, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Turtle Bay Collier Right Now (2)

All 2 active and pending Turtle Bay Collier listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 3059 Horizon Ln 1602 · $459,900 · 3 bd / 3 ba · listed Jul 21, 2026 · listed by Coldwell Banker Realty
  • 3060 Horizon Ln 1404 · $545,000 · 3 bd / 3 ba · listed Jun 27, 2026 · listed by Tropics Real Estate, LLC

If we were buying in Turtle Bay today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Turtle Bay.

Best Buy
Buyers comfortable making a decision with a limited comp set and doing extra diligence on individual properties.
Biggest Risk
With only 5 recent closings, any single sale can distort what the market actually looks like.
Sweet Spot
Buyers and sellers who treat the median as a starting reference point, not a fixed price, and confirm value with a direct comp review.
Avoid If
Avoid if you need a high-volume, fast-moving market with dense recent sales data to lean on.

A market defined by low volume

With only 5 closings feeding the current numbers, Turtle Bay's stats are more sensitive to individual sales than communities with steadier turnover. The median price of $450,000 and price per square foot near $276.65 are useful benchmarks, but a buyer or seller should expect meaningful variation between comps depending on condition, size, and finish level rather than a tight, predictable range.

The 38-day median days on market suggests homes are moving at a workable pace, not sitting stale, but also not moving fast enough to signal urgency. Combined with a heat score of 24 and a year-over-year decline of 4.4%, this reads as a market where negotiating room exists — sellers who price realistically to current conditions are still finding buyers, but they are not commanding the leverage a hotter market would provide. No community amenities have been identified from current MLS listings, so any amenity comparison should be confirmed property-by-property rather than assumed at the community level.

“

The location and the amenities are priced into every listing in Turtle Bay. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume market like Turtle Bay, the handful of comps that exist need to be read carefully — which sales are truly comparable, which are outliers, and what a fair asking or offer price looks like given a 4.4% year-over-year pullback. We walk that analysis line by line with you instead of leaning on a headline median.

Turtle Bay in 15 seconds.

Best forBuyers comfortable making a decision with a limited comp set and doing extra diligence on individual properties.
Biggest advantageCurrent conditions favor negotiating room for buyers, with a low heat score and a modest price pullback.
Biggest riskWith only 5 recent closings, any single sale can distort what the market actually looks like.
Sweet spotBuyers and sellers who treat the median as a starting reference point, not a fixed price, and confirm value with a direct comp review.
Avoid ifAvoid if you need a high-volume, fast-moving market with dense recent sales data to lean on.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Turtle Bay homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Turtle Bay.
In short
  • HOA dues reported around $404/month (about $4,848/yr) · median of 32 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $404 per month ($4,848 a year) — the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Turtle Bay sales matched to your home.

What is your Turtle Bay home worth?

Get a no-obligation home value based on real comparable sales in Turtle Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Naples →

Real comps, not an automated estimate.

Recently off market in Turtle Bay

Homes in Turtle Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Turtle Bay?
The median sale price in Turtle Bay was $462K over the 12 months ending September 20, 2026 (6 closed sales, Florida Gulf Coast MLS).
How long do homes in Turtle Bay take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 77 days on market (6 sales, Florida Gulf Coast MLS).
Who is the best real estate agent for Turtle Bay?
The best agent for Turtle Bay is one who actively works Naples and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Turtle Bay.
How do I find a top Naples real estate agent who knows Turtle Bay?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Turtle Bay and the wider Naples area.
Can Momentum Realty connect me with an agent for Turtle Bay?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Turtle Bay purchase or sale - no call center and no pressure.
Where is Turtle Bay, and what county is it in?
Turtle Bay is in Naples, Collier County, FL, ZIP 34109. The community's center is about 3 miles northeast of the center of Naples (straight-line).
Buyers working with a real estate professional to vet a thin comp set property by propertyExcellent fit
Buyers who have flexibility on timeline and can negotiate given the current buyer-favorable postureExcellent fit
Buyers focused on value relative to condition rather than chasing a fast-moving marketExcellent fit
Buyers who want a large, active inventory pool to compare against before decidingProbably not
Sellers expecting a quick sale driven by high competitive demandProbably not
Buyers relying on amenity-heavy marketing, since none are currently identified from MLS listingsProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsFlorida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (46 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Nearby Communities

Explore more neighborhoods near Turtle Bay with Momentum Realty’s local guides.

Rum Bay0.1 mi away · 1 for saleMango Bay0.1 mi awayCoconut Bay0.2 mi away · median $450K, 7 sales/12 moBridgewater Bay0.3 mi away · 108 homes, built 2001–06, 5 for saleTreasure Bay (Collier)0.3 mi away · median $310K, 9 sales/12 moWalden Shores0.3 mi away · median $425K, 9 sales/12 moLakeside Gardens (Collier)0.4 mi away · median $320K, 11 sales/12 moLexington At Lone Oak0.4 mi away · 1 for sale

Browse all neighborhood guides →

Thinking of selling in Turtle Bay? 6 recorded closings; median 77 days on market (window ending 2026-09-20). See the Collier County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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