Villas Del Lago
Homes for Sale in Lutz, FL
All 251 homes for sale in LUTZ, FL · median $525,000 · 29 homes for sale in 33548 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-08-02, 3 recorded sales closed at a median of $495,000, $294 per square foot, a median 36 days on market, sellers accepting 96% of original asking (-0% versus the prior year). Homes listed or recently sold were built 2021–2024; 3 of 3 report an HOA (median $315/mo). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $7,790 ($7,160 with the full homestead exemption).

Villas Del Lago is a new-construction pocket in Lutz, with every home dated between 2021 and 2024 and a median build year of 2023. In a community this uniform and this young, price is driven less by location quirks and more by finish level, lot, and how each home was optioned at closing. Expect a wide spread around the median that tracks condition and upgrades rather than age.
With only 62 homes and a thin closing window, comps are scarce and any single sale carries outsized weight. For sellers, that means pricing off the most comparable recent closing, not a broad average. For buyers, it means patience: the right unit may not be listed the week you start looking, and a mispriced outlier can distort your read of the whole community.
Villas Del Lago right now
🟡 Off the recent peak. The trailing-12-month median ($495K) is down 0.2% from the prior 12 months ($496K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Low (3 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside VILLAS DEL LAGO right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Villas Del Lago market snapshot (as of August 2, 2026): the median sale price is about $495K ($294 per sq ft over the trailing 12 months of closed sales), and a median 36 days on market for closed sales. The trailing-12-month median is down 0% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 33548 (LUTZ), 901 homes closed in the last 12 months at a median of $415K ($242/sq ft), up 3.4% year over year, with a median 28 days on market. Right now 8 active and 4 pending listings put supply at about 2.8 months — a healthy market. See the live ZIP 33548 housing market and the Hillsborough County market.
Villas Del Lago is a community of 62 homes in Lutz, Hillsborough County, built between 2021 and 2024 (median 2023.0), with a median living area of about 1,907 square feet. 64% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a small, recently built enclave in Lutz where the housing stock is close to move-in ready by definition, and the practical question is less about vintage and more about which lot and finish package you land.
Who Villas Del Lago is best for.
Best for
- Buyers prioritizing newer construction and lower near-term maintenance over an established setting
- Owner-occupants planning to homestead and hold, comfortable with a small, consistent housing stock
- Move-up or right-size buyers wanting a roughly 1,900-square-foot plan without bidding into a renovation project
Probably not for
- Buyers seeking older homes, larger lots, or varied architecture
- Investors needing deep, liquid comp data and a steady flow of listings to model against
- Buyers who want a wide range of floor plans and sizes rather than a tightly clustered product line
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($495K) IS the median in the snapshot above, and the move from 2025 ($496K) IS the -0.2% one-year change.
Windows contain 0 to 15 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2025. Deemed reliable but not guaranteed.
Villas Del Lago Market Scorecard
Villas Del Lago is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33549 ZIP is $443,889, about 4.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Villas Del Lago on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Villas Del Lago buying strategy.
If we were buying in Villas Del Lago today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villas Del Lago.
A uniform, new-build micro-market
At 62 homes built within a three-year span, Villas Del Lago behaves like a single product line rather than a mixed neighborhood. The median living area sits near 1,907 square feet, so floor plans cluster tightly and differences come down to upgrades, orientation, and lot rather than dramatic size gaps. That consistency makes valuation cleaner in theory, but the small number of homes means the data set is easily skewed.
A homestead share of roughly 64% suggests most of these are owner-occupied primary residences, which tends to support steadier ownership and better-maintained homes than a heavily investor-held community. For a buyer, that's a quiet positive; for a seller, it means fewer distressed or rushed listings to compete against, but also fewer comps to lean on.
The location and the amenities are priced into every listing in Villas Del Lago. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Villas Del Lago buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.6). Basis: Recent Direction -0.2% year-over-year; Owner Commitment 64% owner-occupied; Pricing Power 96.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 62-home community with limited recent closings, the value is in reading each individual sale correctly instead of trusting a broad average. We track this micro-market at the lot-and-finish level, so we can tell you whether a listing is priced to its true comp or to an outlier, and time your entry or exit around genuinely comparable activity.
Villas Del Lago in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $315/month (about $3,780/yr) · median of 45 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $315 per month ($3,780 a year) — the median AssociationFee across 45 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Villas Del Lago buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villas Del Lago sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Villas Del Lago, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Villas Del Lago home worth?
Get a no-obligation home value based on real comparable sales in Villas Del Lago, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lutz →
Frequently Asked Questions
What is the median home price in Villas Del Lago?
How long do homes in Villas Del Lago take to sell?
How many homes are in Villas Del Lago?
What share of Villas Del Lago is owner-occupied?
When were the homes in Villas Del Lago built?
Do cash buyers compete in Villas Del Lago?
Who is the best real estate agent for Villas Del Lago?
How do I find a top Lutz real estate agent who knows Villas Del Lago?
Can Momentum Realty connect me with an agent for Villas Del Lago?
Where is Villas Del Lago, and what county is it in?
Should you buy in Villas Del Lago?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 33548/33549)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2021 (41 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how VILLAS DEL LAGO fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Villas Del Lago. These are the public schools most often assigned to other communities in ZIP 33548 / 33549; zones change and vary by address, so confirm with the district before you buy.
- Cypress Creek Middle School · Public (assigned to 2 nearby communities)
- Cypress Creek High School · Public (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
More Lutz (Pasco) & Tampa North / Pasco County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa North / Pasco County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Villas Del Lago with Momentum Realty’s local guides.






