Belleair Estates vs Harbor Bluffs
Two Pinellas communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-09-19.
| Metric | Belleair Estates | Harbor Bluffs |
|---|---|---|
| Median sale price | $1.24M | $835K |
| Price per sq ft | $479 | $433 |
| Avg days on market | 90 days | 81 days |
| Months of supply | 7.2 mo | 2.8 mo |
| Market | Buyer-Leaning Market | Seller's Market |
| 1-year price change | False | False |
| Recent closings | 15 | 38 |
The verdict
Belleair Estates carries the higher median price — about 49% above Harbor Bluffs. Homes in Harbor Bluffs sell faster (81 days on market vs 90). Harbor Bluffs is the tighter market on inventory (2.8 months of supply).
Where each one is
| Belleair Estates | Harbor Bluffs | |
|---|---|---|
| County | Pinellas County, FL | Pinellas County, FL |
| City / area | Belleair | Largo |
| ZIP | 33756 | 33770 |
| FEMA flood zones (sampled parcels) | all 22 sampled homes outside a flood zone | 56% of 25 homes outside a flood zone (Zone X) |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Belleair Estates | Harbor Bluffs | |
|---|---|---|
| Homes for sale now | 9 | 9 |
| Under contract | 5 | 6 |
| Asking prices today | $949K to $3.33M | $540K to $2.45M |
| Property types listed | Single Family Residence | Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Belleair Estates homes for sale · Harbor Bluffs homes for sale.
The homes themselves
| Belleair Estates | Harbor Bluffs | |
|---|---|---|
| Homes (parcels) | 330 | 408 |
| Built | 1916–2023 (median 1958) | 1953–2024 (median 1963) |
| Typical living area | 2,452 sq ft | 2,722 sq ft |
| Homesteaded (owner-occupied) share | 78% | 80% |
| Vacant lots | 5 | 5 |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Belleair Estates median | Harbor Bluffs median |
|---|---|---|
| 2015 | $392K (14 sales) | $479K (33 sales) |
| 2016 | $487K (26 sales) | $384K (35 sales) |
| 2017 | $470K (21 sales) | $375K (37 sales) |
| 2018 | $475K (7 sales) | $504K (6 sales) |
| 2019 | $500K (3 sales) | $928K (10 sales) |
| 2022 | $900K (26 sales) | $840K (17 sales) |
| 2023 | $912K (14 sales) | $789K (11 sales) |
| 2024 | $1.2M (21 sales) | $918K (24 sales) |
| 2025 | $1.1M (27 sales) | $839K (27 sales) |
| 2026 | $1.2M (13 sales) | $845K (28 sales) |
Since 2015, Belleair Estates's median sale price is +206% and Harbor Bluffs's is +76% — Belleair Estates has appreciated faster over that stretch.
How each one trades
| Belleair Estates | Harbor Bluffs | |
|---|---|---|
| Sale-to-original-list | 92.7% | 95.4% |
| New-construction share of sales | 0% | 0% |
| Typical sold home | 2,320 sq ft | 2,118 sq ft |
| Momentum market-heat score | 65 (hot) | 68 (hot) |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Belleair Estates | Harbor Bluffs | |
|---|---|---|
| Elementary | Mildred Helms Elementary-Pn | Mildred Helms Elementary-Pn |
| Middle | Largo Middle-Pn | Largo Middle-Pn |
| High school | Largo High-Pn | Largo High-Pn |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Harbor Bluffs is the lower entry point (median $835K vs $1.24M). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in Harbor Bluffs; Belleair Estates trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Harbor Bluffs (81 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Belleair Estates more expensive than Harbor Bluffs?
Yes, on recent sales: the median sale price in Belleair Estates is $1,240,000 versus $835,000 in Harbor Bluffs, about 49% higher.
Which has newer homes, Belleair Estates or Harbor Bluffs?
Harbor Bluffs: its homes were built 1953–2024 with a median year of 1963, versus a median of 1958 in Belleair Estates (Florida DOR assessment roll).
Which has bigger homes?
Harbor Bluffs. The typical home there is 2,722 sq ft of living area, versus 2,452 sq ft in Belleair Estates.
Which has appreciated more, Belleair Estates or Harbor Bluffs?
From 2015 to 2026 the median sale price rose 206% in Belleair Estates and 76% in Harbor Bluffs (recorded MLS closings by calendar year).
Where do sellers get closer to asking price?
Harbor Bluffs — sellers there received 95.4% of the original list price over the last 12 months versus 92.7% in Belleair Estates.
What high schools serve Belleair Estates and Harbor Bluffs?
Listings in Belleair Estates most often report Largo High-Pn; listings in Harbor Bluffs report Largo High-Pn. Zoning is set by the district and can change - verify by address.
Go deeper on each: Belleair Estates homes, photos & schools · Harbor Bluffs homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.