Grand Cypress On Lake Tarpon
Homes for Sale in Palm Harbor, FL

All 545 homes for sale in Palm Harbor, FL · median $375,500 · 214 homes for sale in 34684 · Pinellas County homes for sale

Community in Palm Harbor · Pinellas County · ZIP 34684
108 homesBuilt 2006–2019
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Photo via Stellar MLS

Built fromLive Stellar MLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Grand Cypress On Lake Tarpon in Palm Harbor, FL has 7 homes for sale, asking from $685,000 to $1,240,000 (median $897,400). Homes listed or recently sold were built 2007–2015; 8 of 8 report an HOA (median $140/mo); 2 of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft).

Grand Cypress On Lake Tarpon key facts
LocationPalm Harbor, Pinellas County, FL · ZIP 34684, 34685
Homes in the community108 (FL DOR 2025 assessment roll)
Years built2006–2019 (median 2014.0)
Typical living area3,404 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersDeed Restrictions, Gated Community - No Guard, Gated, Gated Community, Buyer Approval Required, Fire Alarm
For sale right now7 active, 0 pending · median asking $897,400 · 84.0 months of supply
Owner-occupied (homestead) share84%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Grand Cypress On Lake Tarpon key facts,” movewithmomentum.com/neighborhoods/grand-cypress-on-lake-tarpon, data as of September 20, 2026.

Last 30 days in Grand Cypress On Lake Tarpon: 1 new listing (median asking $1,000,000). As of October 4, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Grand Cypress On Lake Tarpon Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Pinellas: 20% (1,627 of 8,166)
7 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
84%
Owner-occupied · Grand Cypress On Lake Tarpon
91 of 108 parcels homesteaded (FL DOR 2025)
16%
Non-owner-occupied · Grand Cypress On Lake Tarpon
incl. 6% trust or LLC-held · 4% out-of-state
108
Homes in the community
108 residential parcels (FL DOR 2025)
Track record · 14 years of records
6
Recorded sales · 2024-2025
median $855K · qualified sales on the county roll (FL DOR 2025)
Est. 2006
Community established
homes built 2006-2019, median 2014 (FL DOR 2025)
1.9%/yr
Turnover rate
about 2 of 108 homes trade a year

Homes For Sale Right Now in Grand Cypress On Lake Tarpon

Live MLS inventory for Grand Cypress On Lake Tarpon. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Grand Cypress On Lake Tarpon listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. Tap any home to ask about it.

Every Home for Sale in Grand Cypress On Lake Tarpon Right Now (7)

All 7 active and pending Grand Cypress On Lake Tarpon listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by size and build quality, not location gimmicks. These are large homes — the median sits above 3,400 square feet — built in a tight window between 2006 and 2019, so you are buying newer construction with modern layouts rather than aging stock. The spread in what any given home fetches comes down to condition, finish level, and lot position, not a wide age gap.

With only 108 homes and a very high homestead share, turnover is limited. That means low inventory in most windows and a market where a well-prepared listing does not have to compete against a flood of comparable homes. For a buyer, patience matters; for a seller, presentation and timing carry real weight when so few homes trade.

The 60-Second Overview

Grand Cypress On Lake Tarpon is a small, newer-built enclave in Palm Harbor where nearly all homes are owner-occupied, which keeps the community stable and closely held rather than churning.

Stellar MLS sales records identify 81 homes in Grand Cypress On Lake Tarpon that have changed hands since 2013, built between 2006 and 2019 (median 2014), with a median living area of about 3,167 sq ft and a typical 4-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 6 qualified sales in Grand Cypress On Lake Tarpon across 2024–2025 (3 in 2024, 3 in 2025), median $855,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Move-up buyers wanting substantial square footage in newer construction
  • Long-hold buyers comfortable in an owner-occupied, low-turnover community
  • Buyers who can act decisively when limited inventory appears

Probably not for

  • Buyers seeking a smaller or entry-sized home
  • Shoppers who want many comparable listings to weigh at once
  • Buyers on a compressed timeline who need something available immediately

The market around Grand Cypress On Lake Tarpon

Grand Cypress On Lake Tarpon is too small for its own price trend, so here is the market around it.

In ZIP 34684, 282 homes are on the market and 21% are under contract — a steady corner of Palm Harbor.

Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).

In ZIP 34684 (Palm Harbor), 620 homes closed in the last 12 months at a median of $355K ($256/sq ft), down 2.2% year over year, with a median 45 days on market. Right now 120 active and 37 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Grand Cypress On Lake Tarpon specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Grand Cypress On Lake Tarpon, Palm Harbor

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-23)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Sutherland Elementary-PN · Elementary
  • Tarpon Springs Middle-PN · Middle
  • Tarpon Springs High-PN · High

Zoned schools reflect the assignments reported on recent Grand Cypress On Lake Tarpon listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Grand Cypress On Lake Tarpon address.

If we were buying in Grand Cypress On Lake Tarpon today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Grand Cypress On Lake Tarpon.

Best Buy
Buyers who want a newer, larger home in Palm Harbor and can act when one lists.
Biggest Risk
Very thin turnover means limited choice and few comps to lean on.
Sweet Spot
A well-maintained home in the 2006-2019 build window at a median above 3,400 square feet.
Avoid If
You need a starter-sized home or a wide selection to compare in one visit.

A small, owner-held pocket of newer homes

At 108 homes with a median build year of 2014, this is a compact community of relatively recent construction for Pinellas County. The homes are substantial — a median above 3,400 square feet — so this is a move-up product, not a starter market. Expect layouts and systems that reflect the 2006-2019 build era rather than older Palm Harbor housing.

The standout number is the homestead share: roughly 84 percent of homes are owner-occupied. That points to a community held for the long term rather than traded frequently, which tends to limit how many homes come to market at any one time. Buyers should be ready to move when the right home appears, because the next one may be a while off.

“

The location and the amenities are priced into every listing in Grand Cypress On Lake Tarpon. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small with so little turnover, comparable sales are thin and every listing tells its own story. We read condition, finish level, and lot position against the limited data that exists here, so buyers do not overpay on a light comp set and sellers price to the home rather than to a generic square-foot number.

Grand Cypress On Lake Tarpon in 15 seconds.

Best forBuyers who want a newer, larger home in Palm Harbor and can act when one lists.
Biggest advantageNewer construction and a high owner-occupied share point to a stable, well-held community.
Biggest riskVery thin turnover means limited choice and few comps to lean on.
Sweet spotA well-maintained home in the 2006-2019 build window at a median above 3,400 square feet.
Avoid ifYou need a starter-sized home or a wide selection to compare in one visit.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Grand Cypress On Lake Tarpon homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Grand Cypress On Lake Tarpon.
In short
  • HOA dues reported around $140/month (about $1,680/yr) · median of 169 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $140 per month ($1,680 a year) — the median AssociationFee across 169 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Grand Cypress On Lake Tarpon sales matched to your home.

What is your Grand Cypress On Lake Tarpon home worth?

Get a no-obligation home value based on real comparable sales in Grand Cypress On Lake Tarpon, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
How much local inventory is already under contract

24% of homes for sale in ZIP 34684 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-04).

Frequently Asked Questions

How many homes are in Grand Cypress On Lake Tarpon?
The Florida DOR 2025 assessment roll shows 108 homes in Grand Cypress On Lake Tarpon (public records).
What share of Grand Cypress On Lake Tarpon is owner-occupied?
84% of Grand Cypress On Lake Tarpon parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Grand Cypress On Lake Tarpon built?
Homes in Grand Cypress On Lake Tarpon were built between 2006 and 2019, with a median year built of 2014.0 (FL DOR 2025 roll).
Who is the best real estate agent for Grand Cypress On Lake Tarpon?
The best agent for Grand Cypress On Lake Tarpon is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Grand Cypress On Lake Tarpon.
How do I find a top Palm Harbor real estate agent who knows Grand Cypress On Lake Tarpon?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Grand Cypress On Lake Tarpon and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Grand Cypress On Lake Tarpon?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Grand Cypress On Lake Tarpon purchase or sale - no call center and no pressure.
Where is Grand Cypress On Lake Tarpon, and what county is it in?
Grand Cypress On Lake Tarpon is in Palm Harbor, Pinellas County, FL, ZIP codes 34684, 34685. The community's center is about 3 miles north of the center of Palm Harbor (straight-line).
Move-up buyers wanting substantial square footage in newer constructionExcellent fit
Long-hold buyers comfortable in an owner-occupied, low-turnover communityExcellent fit
Buyers who can act decisively when limited inventory appearsExcellent fit
Buyers seeking a smaller or entry-sized homeProbably not
Shoppers who want many comparable listings to weigh at onceProbably not
Buyers on a compressed timeline who need something available immediatelyProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 34684/34685))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (56 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Grand Cypress On Lake Tarpon? 2 recorded closings (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Grand Cypress On Lake Tarpon with Momentum Realty’s local guides.

OROsprey Ridge Of0.2 mi away · 31 homes, built 2013–15TRTarpon Ridge Townhomes0.2 mi away · median $371K, 4 sales/12 moLTLake Tarpon Villas Condo0.2 mi away · median $155K, 3 sales/12 moMeadow Brook0.3 mi awayMBMeadow Brook0.3 mi awayTRTarpon Ridge Townhomes0.3 mi away · 26 homes, built 2011–13, 1 for saleDBDolly Bay Village On0.5 mi awayDBDolly Bay A Village0.5 mi away

Browse all neighborhood guides →

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