Grand Cypress On Lake Tarpon
Homes for Sale in Palm Harbor, FL

Community in Palm Harbor · Pinellas County · ZIP 34684
84 homesBuilt 2006–2017
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Built fromLive Stellar MLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Grand Cypress On Lake Tarpon in Palm Harbor, FL has 7 homes for sale, asking from $685,000 to $1,250,000 (median $897,400). Homes listed or recently sold were built 2007–2015; 8 of 8 report an HOA (median $140/mo); 2 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft).

Live · Grand Cypress On Lake Tarpon Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
84.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Pinellas: 21% (1,729 of 8,357)
7 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
83%
Owner-occupied · Grand Cypress On Lake Tarpon
70 of 84 parcels homesteaded (FL DOR 2025)
17%
Non-owner-occupied · Grand Cypress On Lake Tarpon
incl. 5% trust or LLC-held · 2% out-of-state
84
Homes in the community
84 residential parcels (FL DOR 2025)
Track record · 14 years of records
Est. 2006
Community established
homes built 2006-2017, median 2014 (FL DOR 2025)
2.4%/yr
Turnover rate
about 2 of 84 homes trade a year

Homes For Sale Right Now in Grand Cypress On Lake Tarpon

Live MLS inventory for Grand Cypress On Lake Tarpon. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Grand Cypress On Lake Tarpon listings as of 2026-09-13, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by size and build quality, not location gimmicks. These are large homes — the median sits above 3,400 square feet — built in a tight window between 2006 and 2019, so you are buying newer construction with modern layouts rather than aging stock. The spread in what any given home fetches comes down to condition, finish level, and lot position, not a wide age gap.

With only 108 homes and a very high homestead share, turnover is limited. That means low inventory in most windows and a market where a well-prepared listing does not have to compete against a flood of comparable homes. For a buyer, patience matters; for a seller, presentation and timing carry real weight when so few homes trade.

Grand Cypress On Lake Tarpon Housing Pulse · Momentum Research · as of September 12, 2026

Grand Cypress On Lake Tarpon right now

🟢 Buyer-leaning market. 84.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Medium (7 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Grand Cypress On Lake Tarpon is a small, newer-built enclave in Palm Harbor where nearly all homes are owner-occupied, which keeps the community stable and closely held rather than churning.

Stellar MLS sales records identify 81 homes in Grand Cypress On Lake Tarpon that have changed hands since 2013, built between 2006 and 2019 (median 2014), with a median living area of about 3,167 sq ft and a typical 4-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Move-up buyers wanting substantial square footage in newer construction
  • Long-hold buyers comfortable in an owner-occupied, low-turnover community
  • Buyers who can act decisively when limited inventory appears

Probably not for

  • Buyers seeking a smaller or entry-sized home
  • Shoppers who want many comparable listings to weigh at once
  • Buyers on a compressed timeline who need something available immediately

The market around Grand Cypress On Lake Tarpon

Grand Cypress On Lake Tarpon is too small for its own price trend, so here is the market around it.

In ZIP 34684, 285 homes are on the market and 21% are under contract — a steady corner of Palm Harbor.

Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).

In ZIP 34684 (Palm Harbor), 621 homes closed in the last 12 months at a median of $350K ($256/sq ft), down 2.8% year over year, with a median 46 days on market. Right now 124 active and 33 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Grand Cypress On Lake Tarpon specifically. Momentum Research analysis of MLS records.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Sutherland Elementary-PN · Elementary
  • Tarpon Springs Middle-PN · Middle
  • Tarpon Springs High-PN · High

Zoned schools reflect the assignments reported on recent Grand Cypress On Lake Tarpon listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Grand Cypress On Lake Tarpon address.

If we were buying in Grand Cypress On Lake Tarpon today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Grand Cypress On Lake Tarpon.

Best Buy
Buyers who want a newer, larger home in Palm Harbor and can act when one lists.
Biggest Risk
Very thin turnover means limited choice and few comps to lean on.
Sweet Spot
A well-maintained home in the 2006-2019 build window at a median above 3,400 square feet.
Avoid If
You need a starter-sized home or a wide selection to compare in one visit.

A small, owner-held pocket of newer homes

At 108 homes with a median build year of 2014, this is a compact community of relatively recent construction for Pinellas County. The homes are substantial — a median above 3,400 square feet — so this is a move-up product, not a starter market. Expect layouts and systems that reflect the 2006-2019 build era rather than older Palm Harbor housing.

The standout number is the homestead share: roughly 84 percent of homes are owner-occupied. That points to a community held for the long term rather than traded frequently, which tends to limit how many homes come to market at any one time. Buyers should be ready to move when the right home appears, because the next one may be a while off.

The location and the amenities are priced into every listing in Grand Cypress On Lake Tarpon. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small with so little turnover, comparable sales are thin and every listing tells its own story. We read condition, finish level, and lot position against the limited data that exists here, so buyers do not overpay on a light comp set and sellers price to the home rather than to a generic square-foot number.

Grand Cypress On Lake Tarpon in 15 seconds.

Best forBuyers who want a newer, larger home in Palm Harbor and can act when one lists.
Biggest advantageNewer construction and a high owner-occupied share point to a stable, well-held community.
Biggest riskVery thin turnover means limited choice and few comps to lean on.
Sweet spotA well-maintained home in the 2006-2019 build window at a median above 3,400 square feet.
Avoid ifYou need a starter-sized home or a wide selection to compare in one visit.

HOA, CDD & Fees

In short
  • HOA dues reported around $140/month (about $1,680/yr) · median of 16 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $140 per month ($1,680 a year) — the median AssociationFee across 16 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Grand Cypress On Lake Tarpon sales matched to your home.

What is your Grand Cypress On Lake Tarpon home worth?

Get a no-obligation home value based on real comparable sales in Grand Cypress On Lake Tarpon, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palm Harbor →

Real comps, not an automated estimate.
How much local inventory is already under contract

21% of homes for sale in ZIP 34684 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).

Grand Cypress On Lake Tarpon Market Scorecard

Strong buyer's market

Grand Cypress On Lake Tarpon is currently a strong buyer's market. About 84.0 months of supply, a median asking price of $897,400, and homes go under contract in about 37 days.

84.0
Months supply
$897,400
Median list
$855,000
Median sold
$304
Per sqft
37
Days on mkt
7/0/1
Active/Pend/Sold

Typical home value in the 34684 ZIP is $325,020, about 3.6% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Grand Cypress On Lake Tarpon a buyer's or seller's market right now?
As of September 12, 2026, Grand Cypress On Lake Tarpon leans toward buyers: 84.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Grand Cypress On Lake Tarpon?
The Florida DOR 2025 assessment roll shows 84 homes in Grand Cypress On Lake Tarpon (public records).
What share of Grand Cypress On Lake Tarpon is owner-occupied?
83% of Grand Cypress On Lake Tarpon parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Grand Cypress On Lake Tarpon built?
Homes in Grand Cypress On Lake Tarpon were built between 2006 and 2017, with a median year built of 2014.0 (FL DOR 2025 roll).
Who is the best real estate agent for Grand Cypress On Lake Tarpon?
The best agent for Grand Cypress On Lake Tarpon is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Grand Cypress On Lake Tarpon.
How do I find a top Palm Harbor real estate agent who knows Grand Cypress On Lake Tarpon?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Grand Cypress On Lake Tarpon and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Grand Cypress On Lake Tarpon?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Grand Cypress On Lake Tarpon purchase or sale - no call center and no pressure.
Move-up buyers wanting substantial square footage in newer constructionExcellent fit
Long-hold buyers comfortable in an owner-occupied, low-turnover communityExcellent fit
Buyers who can act decisively when limited inventory appearsExcellent fit
Buyers seeking a smaller or entry-sized homeProbably not
Shoppers who want many comparable listings to weigh at onceProbably not
Buyers on a compressed timeline who need something available immediatelyProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 13, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34684/34685))
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2012 (56 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Grand Cypress On Lake Tarpon? 2 recorded closings (window ending 2026-09-12). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Grand Cypress On Lake Tarpon with Momentum Realty’s local guides.

OROsprey Ridge Of0.2 mi awayTRTarpon Ridge Townhomes0.2 mi away · 1 for saleLTLake Tarpon Villas Condo0.2 mi away · median $155K, 3 sales/12 moMBMeadow Brook0.3 mi awayMBMeadow Brook0.3 mi awayDBDolly Bay Village On0.5 mi awayDBDolly Bay A Village0.5 mi away

Browse all neighborhood guides →

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