Grand Cypress On Lake Tarpon
Homes for Sale in Palm Harbor, FL
All 583 homes for sale in Palm Harbor, FL · median $379,900 · 223 homes for sale in 34684 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, Grand Cypress On Lake Tarpon in Palm Harbor, FL has 6 homes for sale, asking from $685,000 to $1,180,000 (median $923,200). Homes listed or recently sold were built 2007–2015; 7 of 7 report an HOA (median $140/mo); 2 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft).
Homes For Sale Right Now in Grand Cypress On Lake Tarpon
Live MLS inventory for Grand Cypress On Lake Tarpon. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 61 daysTop listing
Active · 62 days
Active · 518 days
Active · 73 days
Active · 87 days
Active · 629 daysActive and pending Grand Cypress On Lake Tarpon listings as of 2026-10-20, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. Tap any home to ask about it.

Price here is driven by size and build quality, not location gimmicks. These are large homes — the median sits above 3,400 square feet — built in a tight window between 2006 and 2019, so you are buying newer construction with modern layouts rather than aging stock. The spread in what any given home fetches comes down to condition, finish level, and lot position, not a wide age gap.
With only 108 homes and a very high homestead share, turnover is limited. That means low inventory in most windows and a market where a well-prepared listing does not have to compete against a flood of comparable homes. For a buyer, patience matters; for a seller, presentation and timing carry real weight when so few homes trade.
Figures in this note are as of July 13, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Grand Cypress On Lake Tarpon is a small, newer-built enclave in Palm Harbor where nearly all homes are owner-occupied, which keeps the community stable and closely held rather than churning.
Stellar MLS sales records identify 81 homes in Grand Cypress On Lake Tarpon that have changed hands since 2013, built between 2006 and 2019 (median 2014), with a median living area of about 3,167 sq ft and a typical 4-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in Grand Cypress On Lake Tarpon across 2024–2025 (3 in 2024, 3 in 2025), median $855,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Grand Cypress On Lake Tarpon. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Grand Cypress On Lake Tarpon; content deemed reliable but not guaranteed.
Who Grand Cypress On Lake Tarpon is best for.
Best for
- Move-up buyers wanting substantial square footage in newer construction
- Long-hold buyers comfortable in an owner-occupied, low-turnover community
- Buyers who can act decisively when limited inventory appears
Probably not for
- Buyers seeking a smaller or entry-sized home
- Shoppers who want many comparable listings to weigh at once
- Buyers on a compressed timeline who need something available immediately
The market around Grand Cypress On Lake Tarpon
Grand Cypress On Lake Tarpon is too small for its own price trend, so here is the market around it.
In ZIP 34684, 282 homes are on the market and 21% are under contract — a steady corner of Palm Harbor.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 34684 (Palm Harbor), 620 homes closed in the last 12 months at a median of $355K ($256/sq ft), down 2.2% year over year, with a median 45 days on market. Right now 120 active and 37 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Grand Cypress On Lake Tarpon specifically. Momentum Research analysis of MLS records.
Grand Cypress On Lake Tarpon on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Sutherland Elementary-PN · Elementary
- Tarpon Springs Middle-PN · Middle
- Tarpon Springs High-PN · High
Zoned schools reflect the assignments reported on recent Grand Cypress On Lake Tarpon listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Grand Cypress On Lake Tarpon address.
Shop the zone: Homes zoned for Tarpon Springs High-Pn High School
The Grand Cypress On Lake Tarpon buying strategy.
If we were buying in Grand Cypress On Lake Tarpon today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Grand Cypress On Lake Tarpon.
A small, owner-held pocket of newer homes
At 108 homes with a median build year of 2014, this is a compact community of relatively recent construction for Pinellas County. The homes are substantial — a median above 3,400 square feet — so this is a move-up product, not a starter market. Expect layouts and systems that reflect the 2006-2019 build era rather than older Palm Harbor housing.
The standout number is the homestead share: roughly 84 percent of homes are owner-occupied. That points to a community held for the long term rather than traded frequently, which tends to limit how many homes come to market at any one time. Buyers should be ready to move when the right home appears, because the next one may be a while off.
The location and the amenities are priced into every listing in Grand Cypress On Lake Tarpon. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small with so little turnover, comparable sales are thin and every listing tells its own story. We read condition, finish level, and lot position against the limited data that exists here, so buyers do not overpay on a light comp set and sellers price to the home rather than to a generic square-foot number.
Grand Cypress On Lake Tarpon in 15 seconds.
Tools for a Grand Cypress On Lake Tarpon buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Grand Cypress On Lake Tarpon sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Grand Cypress On Lake Tarpon, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Grand Cypress On Lake Tarpon home worth?
Get a no-obligation home value based on real comparable sales in Grand Cypress On Lake Tarpon, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Grand Cypress On Lake Tarpon
Homes in Grand Cypress On Lake Tarpon that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4586 Grand Lakeside Drive · off market
| Location | Palm Harbor, Pinellas County, FL · ZIP 34684, 34685 |
|---|---|
| Homes in the community | 108 (FL DOR 2025 assessment roll) |
| Years built | 2006–2019 (median 2014.0) |
| Typical living area | 3,404 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Deed Restrictions, Gated Community - No Guard, Gated, Buyer Approval Required, Gated Community, None |
| For sale right now | 7 active, 0 pending · median asking $897,400 · 84.0 months of supply |
| Owner-occupied (homestead) share | 84% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Grand Cypress On Lake Tarpon key facts,” movewithmomentum.com/neighborhoods/grand-cypress-on-lake-tarpon, data as of September 20, 2026.
Housing distress & ownership in Grand Cypress On Lake Tarpon, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Grand Cypress On Lake Tarpon Right Now (6)
All 6 active and pending Grand Cypress On Lake Tarpon listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2622 Grand Lakeside Drive · $1,000,000 · 4 bd / 3 ba · listed Sep 8, 2026 · listed by Charles Rutenberg Realty Inc
- 2591 Grand Cypress Boulevard · $1,180,000 · 5 bd / 3.5 ba · listed Sep 7, 2026 · listed by Future Home Realty Inc
- 4508 Grand Lakeside Drive · $897,400 · 5 bd / 3 ba · listed Aug 12, 2026 · listed by Re/Max Champions
- 2575 Grand Lakeside Drive · $815,000 · 4 bd / 3.5 ba · listed Jul 25, 2026 · listed by Opendoor Brokerage Llc
- 4611 Grand Preserve Place · $949,000 · 5 bd / 4 ba · listed Jul 22, 2026 · listed by Keller Williams St Pete Realty
- 2564 Grand Cypress Boulevard · $685,000 · 3 bd / 2.5 ba · listed Jul 22, 2026 · listed by Re/Max Realtec Group Inc
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Palm Harbor guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Pinellas County)
- Homestead exemption (Pinellas County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
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- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Grand Lakeside Drive (49 homes on record)
19% of homes for sale in ZIP 34684 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
What it really costs to own in Grand Cypress On Lake Tarpon
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $140/month across 8 MLS listings (most billed quarterly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2014 across 9 listings. An original roof here is about 12 years old: still inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Email me new listings in Grand Cypress On Lake Tarpon
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Grand Cypress On Lake Tarpon
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Grand Cypress On Lake Tarpon will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Grand Cypress On Lake Tarpon?
What share of Grand Cypress On Lake Tarpon is owner-occupied?
When were the homes in Grand Cypress On Lake Tarpon built?
Who is the best real estate agent for Grand Cypress On Lake Tarpon?
How do I find a top Palm Harbor real estate agent who knows Grand Cypress On Lake Tarpon?
Can Momentum Realty connect me with an agent for Grand Cypress On Lake Tarpon?
Where is Grand Cypress On Lake Tarpon, and what county is it in?
Should you buy in Grand Cypress On Lake Tarpon?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 20, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34684/34685)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (56 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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