HOA Fees by Community in Charlotte County, FL
Association fees are the second-largest fixed cost of owning in a planned community after taxes and insurance, and they vary by a factor of fifty across Charlotte County. This league table ranks every Charlotte County community whose recent MLS listings carried an association fee, normalised to dollars per month (quarterly, semi-annual and annual fees converted), with a link to each community page for the full fee history, CDD status and homes for sale.
Across 16 Charlotte County communities with a reported association fee on recent MLS listings, the median HOA is $185 per month — $168/mo for single-family and townhome communities and $357/mo for condos. The lowest single-family HOA we track is SOUTH GULF Cove at $10/mo; the highest is Esplanade At Starling at $372/mo.
How Charlotte County HOA fees are distributed
| Monthly HOA band | Communities | Share |
|---|---|---|
| $1–$100/mo | 6 | 38% |
| $101–$250/mo | 3 | 19% |
| $251–$500/mo | 7 | 44% |
| $501–$1,000/mo | 0 | 0% |
| Over $1,000/mo | 0 | 0% |
Lowest HOA fees: single-family and townhome communities
Ranked by median monthly fee (lowest first); ties broken by how many listings reported the fee. Communities whose listings report a nominal fee under $10/month are left out of this table — those figures are usually an annual amount entered against the wrong frequency.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| SOUTH GULF Cove | Port Charlotte | $10 | 14 |
| Rotonda West Oakland Hills | Rotonda West | $16 | 43 |
| Rotonda West Broadmoor | Rotonda West | $16 | 31 |
| Rotonda West White Marsh | Rotonda West | $16 | 23 |
| Seminole Lakes | Punta Gorda | $157 | 23 |
| Babcock Ranch | Punta Gorda | $168 | 14 |
| Suncoast Lakes | Port Charlotte | $202 | 15 |
| Biscayne Landing | Port Charlotte | $265 | 3 |
| Regency At Babcock Ranch | Punta Gorda | $272 | 9 |
| Alligator Park Coop | Punta Gorda | $298 | 22 |
| Cove AT WEST PORT | Port Charlotte | $320 | 41 |
| Oyster Creek | Englewood | $360 | 19 |
| Esplanade At Starling | Punta Gorda | $372 | 27 |
Highest HOA fees: single-family and townhome communities
Gated, golf, amenity-heavy and master-planned communities dominate — the fee usually bundles a club, lawn care or a bundled golf membership.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Esplanade At Starling | Punta Gorda | $372 | 27 |
| Oyster Creek | Englewood | $360 | 19 |
| Cove AT WEST PORT | Port Charlotte | $320 | 41 |
| Alligator Park Coop | Punta Gorda | $298 | 22 |
| Regency At Babcock Ranch | Punta Gorda | $272 | 9 |
| Biscayne Landing | Port Charlotte | $265 | 3 |
| Suncoast Lakes | Port Charlotte | $202 | 15 |
| Babcock Ranch | Punta Gorda | $168 | 14 |
| Seminole Lakes | Punta Gorda | $157 | 23 |
| Rotonda West Oakland Hills | Rotonda West | $16 | 43 |
| Rotonda West Broadmoor | Rotonda West | $16 | 31 |
| Rotonda West White Marsh | Rotonda West | $16 | 23 |
| SOUTH GULF Cove | Port Charlotte | $10 | 14 |
| Rotonda Heights | Rotonda West | $8 | 29 |
| Lemon Bay Isles | Englewood | $4 | 25 |
Lowest condo association fees
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Oak Forrest | Port Charlotte | $357 | 6 |
Highest condo association fees
Condo fees fund the building itself — insurance, reserves, elevators, waterfront upkeep — so the top of this list is oceanfront and high-rise.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Oak Forrest | Port Charlotte | $357 | 6 |
How to read this
Figures are the median AssociationFee across a community’s recent MLS listings (n shown), normalised to a monthly amount from the listed frequency; communities need at least three listings with a known frequency to appear. Fees change with every budget cycle, special assessments are not included, and master-association or club dues may be reported separately by the listing agent. Source: MLS listing records compiled by Momentum Research, November 2026. See also low-HOA and no-HOA communities in Charlotte County. Back to homes for sale in Charlotte County, FL.