Silver Forrest
Homes for Sale in Lutz, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Silver Forrest in Lutz, FL has 1 home for sale. Homes listed or recently sold were built 1985–1987; 3 of 3 report an HOA (median $4/mo).
Silver Forrest is a compact, established pocket in Lutz — 119 homes, all built in a tight window from 1985 to 1989. With that little variation in vintage and a median around 1,711 square feet, price here is driven less by size or age and more by condition. An updated interior, a redone roof, or a modernized kitchen will separate one closing from the next far more than the square footage does. Expect a wide spread on what homes fetch depending on how much work has been done.
The homestead share sits at about 82%, which tells you this is a hold-and-live community rather than a churn of rentals and flips. That tends to keep turnover low and inventory thin. For a buyer, patience matters — the right listing does not come up often. For a seller, the scarcity works in your favor, but only if the home shows well; deferred maintenance stands out fast in a neighborhood where the housing stock is this uniform in age.
Silver Forrest right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A small 1980s-built enclave in Lutz where nearly every home shares the same era and a similar footprint, so what you pay tracks condition and updates more than anything else.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Silver Forrest is best for.
Best for
- Buyers targeting an established Lutz address who plan to hold for the long term
- Buyers with budget or willingness to update aging systems and interiors
- Buyers who value a stable, low-turnover neighborhood over a large selection
Probably not for
- Buyers who want new or near-new construction
- Buyers needing a broad set of active listings to compare at any moment
- Buyers unwilling to budget for roof, HVAC, or other 1980s-vintage replacements
The market around Silver Forrest
Silver Forrest is too small for its own price trend, so here is the market around it.
In ZIP 33549, 70 homes are on the market and 26% are under contract — a steady corner of Lutz.
Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).
ZIP and county figures describe the wider market, not Silver Forrest specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Silver Forrest
Live MLS inventory for Silver Forrest. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Silver Forrest listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
Silver Forrest on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Chiles-HB · Elementary
- Liberty-HB · Middle
- Freedom-HB · High
Zoned schools reflect the assignments reported on recent Silver Forrest listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Silver Forrest address.
The Silver Forrest buying strategy.
If we were buying in Silver Forrest today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Forrest.
A uniform vintage means condition is the whole story
When a community's homes all date to a five-year window in the late 1980s, buyers should treat the systems as the real variable. Roofs, HVAC, plumbing, and electrical panels of that vintage are often at or past replacement age, and the difference between a home that has addressed those items and one that has not can be substantial. Read the inspection carefully and price the deferred work in — the median living area near 1,711 square feet gives you a sensible baseline, but the mechanical condition is where value is won or lost.
Because inventory is limited and most owners are here for the long haul, comparable sales can be sparse in any given stretch. That makes a disciplined, condition-adjusted approach to pricing essential on both sides of the table. Do not anchor to a single recent number without accounting for how updated that particular home was.
The location and the amenities are priced into every listing in Silver Forrest. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, tightly held community like Silver Forrest, thin comps and a condition-driven market reward local judgment over algorithms. We track what actually closes, adjust for the updates behind each number, and help buyers weigh the cost of aging systems before they commit — and help sellers position an updated home so it stands apart in a neighborhood where the housing stock is otherwise interchangeable.
Silver Forrest in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Forrest buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Forrest sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Forrest, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Forrest home worth?
Get a no-obligation home value based on real comparable sales in Silver Forrest, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lutz →
24% of homes for sale in ZIP 33549 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Silver Forrest Market Scorecard
Silver Forrest is currently a buyer's market. About 6.0 months of supply, a median asking price of $395,000, and homes go under contract in about 26 days.
Typical home value in the 33549 ZIP is $443,889, about 4.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Silver Forrest a buyer's or seller's market right now?
Who is the best real estate agent for Silver Forrest?
How do I find a top Lutz real estate agent who knows Silver Forrest?
Can Momentum Realty connect me with an agent for Silver Forrest?
Should you buy in Silver Forrest?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Silver Forrest with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (44 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Silver Forrest fits the bigger picture — live prices, inventory, and Momentum Scores: