Silver Forrest
Homes for Sale in Lutz, FL
All 251 homes for sale in Lutz, FL · median $525,000 · 50 homes for sale in 33549 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, Silver Forrest in Lutz, FL has 1 home for sale. Homes listed or recently sold were built 1985–1987; 3 of 3 report an HOA (median $4/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 56 ft).
| Location | Lutz, Hillsborough County, FL · ZIP 33549 |
|---|---|
| Homes in the community | 119 (FL DOR 2025 assessment roll) |
| Years built | 1985–1989 (median 1985) |
| Typical living area | 1,711 sq ft (median) |
| Amenities listed by sellers | Deed Restrictions, None |
| For sale right now | 1 active, 0 pending · median asking $395,000 · 6.0 months of supply |
| Owner-occupied (homestead) share | 82% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Silver Forrest key facts,” movewithmomentum.com/neighborhoods/silver-forrest, data as of September 20, 2026.
Last 30 days in Silver Forrest: 1 new listing (median asking $395,000). As of October 2, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Silver Forrest is a compact, established pocket in Lutz — 119 homes, all built in a tight window from 1985 to 1989. With that little variation in vintage and a median around 1,711 square feet, price here is driven less by size or age and more by condition. An updated interior, a redone roof, or a modernized kitchen will separate one closing from the next far more than the square footage does. Expect a wide spread on what homes fetch depending on how much work has been done.
The homestead share sits at about 82%, which tells you this is a hold-and-live community rather than a churn of rentals and flips. That tends to keep turnover low and inventory thin. For a buyer, patience matters — the right listing does not come up often. For a seller, the scarcity works in your favor, but only if the home shows well; deferred maintenance stands out fast in a neighborhood where the housing stock is this uniform in age.
Silver Forrest right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A small 1980s-built enclave in Lutz where nearly every home shares the same era and a similar footprint, so what you pay tracks condition and updates more than anything else.
Stellar MLS sales records identify 62 homes in Silver Forrest that have changed hands since 2004, built between 1959 and 1989 (median 1985), with a median living area of about 1,417 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 7 qualified sales in Silver Forrest across 2024–2025 (4 in 2024, 3 in 2025), median $366,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Silver Forrest. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Silver Forrest; content deemed reliable but not guaranteed.
Who Silver Forrest is best for.
Best for
- Buyers targeting an established Lutz address who plan to hold for the long term
- Buyers with budget or willingness to update aging systems and interiors
- Buyers who value a stable, low-turnover neighborhood over a large selection
Probably not for
- Buyers who want new or near-new construction
- Buyers needing a broad set of active listings to compare at any moment
- Buyers unwilling to budget for roof, HVAC, or other 1980s-vintage replacements
The market around Silver Forrest
Silver Forrest is too small for its own price trend, so here is the market around it.
In ZIP 33549, 75 homes are on the market and 23% are under contract — a steady corner of Lutz.
Across Hillsborough County, 6,324 homes are active and 1,810 pending (22% under contract).
In ZIP 33549 (Lutz), 138 homes closed in the last 12 months at a median of $385K ($234/sq ft), down 2.4% year over year, with a median 50 days on market. Right now 23 active and 6 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 33549 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not Silver Forrest specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Silver Forrest, Lutz
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Silver Forrest
Live MLS inventory for Silver Forrest. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Silver Forrest listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
Every Home for Sale in Silver Forrest Right Now (1)
All 1 active and pending Silver Forrest listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2423 Forrest Crest Cir · $395,000 · 3 bd / 2 ba · listed Aug 15, 2026 · listed by Bingham Realty Inc
Silver Forrest on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Chiles-HB · Elementary
- Liberty-HB · Middle
- Freedom-HB · High
Zoned schools reflect the assignments reported on recent Silver Forrest listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Silver Forrest address.
Shop the zone: Homes zoned for Freedom-Hb High School
The Silver Forrest buying strategy.
If we were buying in Silver Forrest today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Forrest.
A uniform vintage means condition is the whole story
When a community's homes all date to a five-year window in the late 1980s, buyers should treat the systems as the real variable. Roofs, HVAC, plumbing, and electrical panels of that vintage are often at or past replacement age, and the difference between a home that has addressed those items and one that has not can be substantial. Read the inspection carefully and price the deferred work in — the median living area near 1,711 square feet gives you a sensible baseline, but the mechanical condition is where value is won or lost.
Because inventory is limited and most owners are here for the long haul, comparable sales can be sparse in any given stretch. That makes a disciplined, condition-adjusted approach to pricing essential on both sides of the table. Do not anchor to a single recent number without accounting for how updated that particular home was.
The location and the amenities are priced into every listing in Silver Forrest. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, tightly held community like Silver Forrest, thin comps and a condition-driven market reward local judgment over algorithms. We track what actually closes, adjust for the updates behind each number, and help buyers weigh the cost of aging systems before they commit — and help sellers position an updated home so it stands apart in a neighborhood where the housing stock is otherwise interchangeable.
Silver Forrest in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $4/month · median of 57 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $4 per month — the median AssociationFee across 57 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Forrest buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Forrest sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Forrest, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Forrest home worth?
Get a no-obligation home value based on real comparable sales in Silver Forrest, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lutz →
27% of homes for sale in ZIP 33549 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Frequently Asked Questions
Is Silver Forrest a buyer's or seller's market right now?
How many homes are in Silver Forrest?
What share of Silver Forrest is owner-occupied?
When were the homes in Silver Forrest built?
Who is the best real estate agent for Silver Forrest?
How do I find a top Lutz real estate agent who knows Silver Forrest?
Can Momentum Realty connect me with an agent for Silver Forrest?
Where is Silver Forrest, and what county is it in?
Should you buy in Silver Forrest?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 33549)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (44 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Silver Forrest fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Silver Forrest with Momentum Realty’s local guides.