Homes for Sale Under $300K in Lady Lake, FL
This page tracks every Lady Lake listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
101 homes listed under $300,000 are for sale or pending in Lady Lake, FL today across 51 communities. The median asking price is $225,000, from $3,000 to $299,900. Listings in Lady Lake without that feature have a median of $434,900. Most listings right now: The Villages (14), The Villages (11), Carlton Village Park (6). Updated October 2, 2026 from the MLS.
First-time buyers: what Lady Lake costs at the entry level
26 active single-family homes, townhomes and condos at or below $300,000 — median $243,950, about $1,534/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Lady Lake
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Lake County · First-time buyer guide
Lady Lake homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| The Villages | 14 | 0 | $237,500 | $150,000 |
| The Villages | 11 | 0 | $250,000 | $158,500 |
| Carlton Village Park | 6 | 1 | $232,000 | $189,000 |
| Lady Lake Orange Blossom Gardens Unit 10 | 5 | 0 | $189,000 | $165,000 |
| Oakland Hills Sub | 4 | 0 | $236,450 | $179,900 |
| The Reserve At Hammock Oaks | 3 | 3 | $265,000 | $225,644 |
| Lady Lake Padgett Estates Sub | 3 | 0 | $232,000 | $230,000 |
| Lady Lake Orange Blossom Gardens Unit 09 | 3 | 0 | $219,900 | $149,900 |
| Hammock Oaks Villas | 2 | 2 | $254,482 | $249,990 |
| Mi-Lu Estates | 2 | 0 | $242,000 | $215,000 |
| Harbor Hills Unit 02A | 2 | 0 | $237,900 | $235,900 |
| Orange Blossom Gardens Unit 03-1B | 2 | 0 | $179,900 | $119,900 |
| Lady Lake Orange Blossom Gardens Unit 08 | 2 | 0 | $174,999 | $150,000 |
| Lady Lake Orange Blossom Gardens Unit 07 | 2 | 0 | $171,449 | $117,999 |
| Boulevard Oaks | 1 | 1 | $299,900 | $299,900 |
| Lady Lake Orange Blossom Gardens Unit 15 | 1 | 0 | $299,000 | $299,000 |
| Oakland Hills First Add | 1 | 0 | $285,000 | $285,000 |
| Hammock Oaks | 1 | 1 | $279,990 | $279,990 |
| Lady Lake Cierra Oaks | 1 | 0 | $255,000 | $255,000 |
| Lady Lake Orange Blossom Gardens Unit 11 | 1 | 0 | $253,900 | $253,900 |
| Lady Lake Orange Blossom Gardens Unit 14 | 1 | 0 | $249,000 | $249,000 |
| Orange Blossom Gardens Un #10 | 1 | 0 | $248,000 | $248,000 |
| Hammock Oaks Townhomes | 1 | 1 | $242,900 | $242,900 |
| Mi-Lu Ests/Lk | 1 | 0 | $239,900 | $239,900 |
| The Villages Orange Blossom Gardens | 1 | 0 | $239,750 | $239,750 |
| Orange Blossom Gardens Unit 14 | 1 | 0 | $239,000 | $239,000 |
| Orange Blossom Gardens Un 3 1B | 1 | 0 | $228,900 | $228,900 |
| Carlton Village | 1 | 0 | $225,000 | $225,000 |
| Lady Lake Orange Blossom Gardens Unit 19 | 1 | 0 | $225,000 | $225,000 |
| Villages Of Sumter | 1 | 0 | $225,000 | $225,000 |
| Lady Lake Skyline Hills | 1 | 0 | $219,900 | $219,900 |
| Lady Lake Orange Blossom | 1 | 0 | $219,000 | $219,000 |
| Orange Blossom Gardens Un #5 | 1 | 0 | $210,000 | $210,000 |
| Skyline Hills | 1 | 0 | $209,900 | $209,900 |
| Sumter Delavista North Village | 1 | 0 | $209,000 | $209,000 |
| Lady Lake Orange Blossom Gardens Unit 12 | 1 | 0 | $209,000 | $209,000 |
| Lady Lake Orange Blossom Gardens Courtyard Villas | 1 | 0 | $209,000 | $209,000 |
| Lady Lake Orange Blossom Gardens Unit 06 | 1 | 0 | $199,500 | $199,500 |
| Lady Lake Oak Crest | 1 | 0 | $175,000 | $175,000 |
| Lady Lake Orange Blossom Gardens Unit 13 | 1 | 0 | $165,000 | $165,000 |
| Lady Lake Joy Estates | 1 | 0 | $150,000 | $150,000 |
| Lady Lake Oak Grove Mobile Home Unit 01 | 1 | 0 | $149,900 | $149,900 |
| Orange Blossom Gardens Unit 07 | 1 | 0 | $149,000 | $149,000 |
| Lady Lake Orange Blossom Gardens Unit 01 | 1 | 0 | $134,900 | $134,900 |
| Oak Grove Mobile Home Sub Un #2 | 1 | 0 | $129,000 | $129,000 |
| Orange Blossom Gardens Unit 03 | 1 | 0 | $119,800 | $119,800 |
| Lady Lake | 1 | 0 | $110,000 | $110,000 |
| Lady Lake Summit Medical Park | 1 | 0 | $72,360 | $72,360 |
| Summit Medical Park | 1 | 0 | $64,320 | $64,320 |
| Orange Blossom Gardens Un #6 | 1 | 0 | $3,000 | $3,000 |
| The Villages El Cortez | 1 | 0 | $3,000 | $3,000 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Lady Lake?
What do homes under $300K cost in Lady Lake?
Which Lady Lake community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
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Homes Under $300K in nearby Lake County cities
- Leesburg homes under $300K (459 for sale)
- Tavares homes under $300K (131 for sale)
- Clermont homes under $300K (112 for sale)
- Eustis homes under $300K (99 for sale)
- Mount Dora homes under $300K (66 for sale)
- Fruitland Park homes under $300K (48 for sale)
- Groveland homes under $300K (41 for sale)
- Astor homes under $300K (26 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Lady Lake, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.