Lady Lake Cierra Oaks
Homes for Sale in Lady Lake, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Lady Lake Cierra Oaks in Lady Lake, FL has 1 home for sale. Homes listed or recently sold were built 2005 - 2008; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 81 ft).

Cierra Oaks is a small pocket in Lady Lake, just 47 homes total, and right now only a single listing is active. With that little inventory, one home coming on or off the market can swing the numbers for the whole community, so any read on pricing here has to be treated as directional, not precise.
Twelve months of supply puts this squarely in buyer-leaning territory, meaning a buyer who does find a listing here likely has room to negotiate on price or terms. For a seller, that same math means the listing needs to be priced and presented carefully from day one, since there is no depth of competing buyers to force quick action.
Lady Lake Cierra Oaks right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Homes here were built between 2005 and 2024, with a median build year of 2006 and a typical living area around 1,495 square feet, putting this in the smaller-footprint, established side of newer Lady Lake construction.
Stellar MLS sales records identify 13 homes in Lady Lake Cierra Oaks that have changed hands since 2014, built between 2005 and 2008 (median 2006), with a median living area of about 2,003 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Lady Lake Cierra Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Lady Lake Cierra Oaks; content deemed reliable but not guaranteed.
Who Lady Lake Cierra Oaks is best for.
Best for
- A buyer set on the Lady Lake area who can be patient and act quickly when a Cierra Oaks listing appears
- Someone looking for a smaller, newer-built home without a community amenity package or associated dues
- A buyer comfortable negotiating in a market with more supply than demand relative to typical activity
Probably not for
- A buyer who wants multiple homes to tour and compare side by side before deciding
- Someone who wants a community with organized amenities like a pool, clubhouse, or recreation facilities
- A buyer on a tight timeline who cannot wait out a market with only one listing at a time
The market around Lady Lake Cierra Oaks
Lady Lake Cierra Oaks is too small for its own price trend, so here is the market around it.
In ZIP 32159, 325 homes are on the market and 26% are under contract — a steady corner of Lady Lake.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32159 (LADY LAKE), 1,693 homes closed in the last 12 months at a median of $360K ($236/sq ft), down 1.6% year over year, with a median 43 days on market. Right now 115 active and 48 pending listings put supply at about 5.4 months — a balanced market. See the live ZIP 32159 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Lady Lake Cierra Oaks specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in LADY LAKE CIERRA OAKS, LADY LAKE
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Lady Lake Cierra Oaks
Live MLS inventory for Lady Lake Cierra Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lady Lake Cierra Oaks listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Tap any home to ask about it.
Lady Lake Cierra Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Lady Lake Cierra Oaks buying strategy.
If we were buying in Lady Lake Cierra Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lady Lake Cierra Oaks.
A thin market by design
With only 1 active listing against 47 total homes, Cierra Oaks does not behave like a typical subdivision with a steady flow of comparable sales. Buyers watching this community should expect long stretches with nothing available, followed by an occasional listing that may not have direct comparables inside the neighborhood itself.
Just over half of homes here, 54%, are homesteaded, which points to a base of owner-occupied residency rather than a market dominated by short-term rental or investor turnover. No community amenities are identified from current MLS listings, so whatever draws a buyer to Cierra Oaks is likely the home and lot itself, not a clubhouse or shared recreation package.
The location and the amenities are priced into every listing in Lady Lake Cierra Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community this thin on inventory rewards a buyer or seller who is watching it closely and can move fast when something new appears. We track single-listing markets like this so a client is not relying on stale data or a generic search alert to catch the one home that fits.
Lady Lake Cierra Oaks in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lady Lake Cierra Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lady Lake Cierra Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lady Lake Cierra Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lady Lake Cierra Oaks home worth?
Get a no-obligation home value based on real comparable sales in Lady Lake Cierra Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lady Lake →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
LADY LAKE CIERRA OAKS Market Scorecard
LADY LAKE CIERRA OAKS is currently a balanced market. About 4.0 months of supply, a median asking price of $255,000, and homes go under contract in about 97 days.
Typical home value in the 32159 ZIP is $317,506, about 10.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Lady Lake Cierra Oaks a buyer's or seller's market right now?
Who is the best real estate agent for Lady Lake Cierra Oaks?
How do I find a top Lady Lake real estate agent who knows Lady Lake Cierra Oaks?
Can Momentum Realty connect me with an agent for Lady Lake Cierra Oaks?
Should you buy in Lady Lake Cierra Oaks?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Lady Lake Cierra Oaks with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2016 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Lady Lake Cierra Oaks fits the bigger picture — live prices, inventory, and Momentum Scores:




