Arbor Lake Villas in Jacksonville

Arbor Lake Villas
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32225
221 homesBuilt 1974–2004
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY · via realMLS

Built fromLive realMLS data22 years of closingsFL DOR public recordsUpdated twice daily
Live · Arbor Lake Villas Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Duval: 30% (1,188 of 4,002)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
79%
Owner-occupied · Arbor Lake Villas
174 of 221 parcels homesteaded (FL DOR 2025)
21%
Non-owner-occupied · Arbor Lake Villas
incl. 7% trust or LLC-held · 2% out-of-state
67%
Cash buyers · Arbor Lake Villas
2 of 3 sales, 12 mo ending July 2023
221
Homes in the community
221 residential parcels (FL DOR 2025)
Track record · 22 years of records
Est. 1974
Community established
homes built 1974-2004, median 1991 (FL DOR 2025)
0
Failed listings · 2025
peaked at 2 in 2024
0.9%/yr
Turnover rate
about 2 of 221 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Arbor Lake Villas is a 221-home community in Jacksonville built between 1974 and 2004, with the median home dating to 1991. That age spread is the story here: at a median of roughly 1,832 living square feet, price is driven far more by condition and updates than by floor plan. Two homes of nearly identical size can trade at very different numbers depending on roof, systems, and how much of the original 1990s finish is left.

With nearly 79% of homes carrying a homestead exemption, this is a predominantly owner-occupied community, not a churn-heavy rental pocket. That tends to mean fewer listings on the market at any given time and sellers who are under no pressure to move. A buyer should expect to compete on well-kept, updated homes and should underwrite dated ones honestly against renovation cost.

Arbor Lake Villas Housing Pulse · Momentum Research · as of July 15, 2026

Arbor Lake Villas right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Best for

  • Buyers seeking an established, owner-occupied community and willing to hold long term
  • Buyers with a renovation budget who can capture value in a dated but sound home
  • Buyers who prioritize a settled, low-turnover setting over the newest finishes

Probably not for

  • Buyers who require new or near-new construction
  • Investors chasing high-turnover rental inventory
  • Buyers who want no exposure to roof, HVAC, or plumbing replacement in an older home

The market around Arbor Lake Villas

Arbor Lake Villas is a small community — 9 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

In ZIP 32225, 125 homes are on the market and 41% are under contract — a fast-moving corner of Jacksonville.

Across Duval County, 2,814 homes are active and 1,188 pending (30% under contract).

The housing mix here is 50% single family residence, 50% townhouse.

ZIP and county figures describe the wider market, not Arbor Lake Villas specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Arbor Lake Villas

Live MLS inventory for Arbor Lake Villas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Arbor Lake Villas listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Arbor Lake Villas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Arbor Lake Villas.

Best Buy
Buyers who want an established Jacksonville community and will value homes on condition, not just square footage.
Biggest Risk
The older end of the 1974-2004 range can carry deferred maintenance in roof and systems.
Sweet Spot
An updated home near the 1,832-square-foot median with newer roof and HVAC.
Avoid If
You need new construction or want turnover and rental churn.

An age-and-condition market, not a size market

The construction window from 1974 to 2004 matters more than most buyers expect. Homes on the older end may be approaching or past the point where roofs, HVAC, and plumbing need attention, while those built nearer 2004 can carry newer systems. Because living areas cluster around 1,832 square feet, the meaningful variable when comparing two listings is almost always what has been replaced and when.

The high homestead share signals stability and limited turnover. For sellers, that scarcity of competing inventory can work in your favor when your home is updated and priced to condition. For buyers, it means patience and a willingness to move on the right listing, plus a clear-eyed budget for the deferred-maintenance homes that inevitably surface in a community of this vintage.

The location and the amenities are priced into every listing in Arbor Lake Villas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community where price is set by condition rather than size, our value is in reading the delta between an updated home and a tired one, and pricing the gap accurately. We help sellers position updated homes against thin inventory, and we help buyers underwrite older homes with an honest allowance for roof, HVAC, and plumbing so the number on the contract reflects the number you will actually live with.

Arbor Lake Villas in 15 seconds.

Best forBuyers who want an established Jacksonville community and will value homes on condition, not just square footage.
Biggest advantageHigh owner-occupancy means stability and limited competing inventory.
Biggest riskThe older end of the 1974-2004 range can carry deferred maintenance in roof and systems.
Sweet spotAn updated home near the 1,832-square-foot median with newer roof and HVAC.
Avoid ifYou need new construction or want turnover and rental churn.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Arbor Lake Villas sales matched to your home.

What is your Arbor Lake Villas home worth?

Get a no-obligation home value based on real comparable sales in Arbor Lake Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Arbor Lake Villas on the map →

Real comps, not an automated estimate.
How much local inventory is already under contract

37% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

Is Arbor Lake Villas a buyer's or seller's market right now?
As of July 15, 2026, Arbor Lake Villas leans toward buyers: 12.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Arbor Lake Villas?
The Florida DOR 2025 assessment roll shows 221 homes in Arbor Lake Villas (public records).
What share of Arbor Lake Villas is owner-occupied?
79% of Arbor Lake Villas parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Arbor Lake Villas built?
Homes in Arbor Lake Villas were built between 1974 and 2004, with a median year built of 1991 (FL DOR 2025 roll).
Do cash buyers compete in Arbor Lake Villas?
Cash buyers took 67% of Arbor Lake Villas sales in the 12 months ending July 2023 (2 of 3 closings, realMLS).
Who is the best real estate agent for Arbor Lake Villas?
The best agent for Arbor Lake Villas is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Arbor Lake Villas.
How do I find a top Jacksonville real estate agent who knows Arbor Lake Villas?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Arbor Lake Villas and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Arbor Lake Villas?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Arbor Lake Villas purchase or sale - no call center and no pressure.
Buyers seeking an established, owner-occupied community and willing to hold long termExcellent fit
Buyers with a renovation budget who can capture value in a dated but sound homeExcellent fit
Buyers who prioritize a settled, low-turnover setting over the newest finishesExcellent fit
Buyers who require new or near-new constructionProbably not
Investors chasing high-turnover rental inventoryProbably not
Buyers who want no exposure to roof, HVAC, or plumbing replacement in an older homeProbably not

Nearby Communities

Explore more neighborhoods near Arbor Lake Villas with Momentum Realty’s local guides.

HHHidden Hills JacksonvilleJacksonville, FL · 0.3 miBHBeacon Hills Harbour JacksonvilleJacksonville, FL · 0.6 miHIHarbour Island And Harbour North JacksonvilleJacksonville, FL · 0.7 miCJCobblestone JacksonvilleJacksonville, FL · 0.8 miMariner Point JacksonvilleJacksonville, FL · 0.9 miSWShadow WoodJacksonville, FL · 1.2 miSJSt Johns Landing JacksonvilleJacksonville, FL · 1.2 miRIReed Island JacksonvilleJacksonville, FL · 1.3 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32225))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2004 (24 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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