Ardsley Terrace
Homes for Sale in Jacksonville, FL
All 4,477 homes for sale in Jacksonville, FL · median $299,999 · 160 homes for sale in 32207 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of ROOT REALTY LLC · via realMLS
As of October 2026, the MLS records 32 closed sales in Ardsley Terrace in Jacksonville, FL since 2005, the most recent in August 2025. Recorded prices since 2024 ran from $357,500 to $625,000 (median $581,000), on homes of 1,637 to 2,004 sq ft. Across Jacksonville as a whole, 7,643 homes closed in the last 12 months at a median of $315,000, 43 median days on market, with 4,168 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $10,380 ($9,640 with the full homestead exemption).
Ardsley Terrace is an older, established Jacksonville pocket with a median build year of 1950 and stock stretching from 1926 all the way to 2020. That spread is the story here: price is driven far more by a specific home's condition, renovation history, and systems than by any neighborhood-wide number. A studs-out remodel and a deferred-maintenance original from the same block can sit worlds apart, so the median price is a starting reference, not a predictor for any single house.
With 174 homes and roughly 80% under homestead exemption, turnover is modest and most of the inventory is owner-occupied rather than held as rentals. For sellers, that means comparable sales are thin and condition-dependent — pricing has to be argued house by house. For buyers, it means you are competing for a limited number of listings, and the smart move is to underwrite the renovation reality of each property, not the median.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Ardsley Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a low-turnover, predominantly owner-occupied enclave of mostly mid-century homes with a median living area just over 2,200 square feet — larger than a lot of comparable-vintage Jacksonville pockets.
realMLS (Northeast Florida) sales records identify 18 homes in Ardsley Terrace that have changed hands since 2008, built between 1940 and 1992 (median 1952), with a median living area of about 2,080 sq ft and a typical 3-bedroom, 2-bath layout; 89% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Ardsley Terrace across 2024–2025 (3 in 2024, 1 in 2025), median $625,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Ardsley Terrace. Swipe to explore the community.
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Ardsley TerracePhotos from realMLS listings in Ardsley Terrace; content deemed reliable but not guaranteed.
Who Ardsley Terrace is best for.
Best for
- Buyers who want more square footage from an older home and are comfortable budgeting for updates
- Renovation-minded buyers who can underwrite a home's systems and scope work before offering
- Long-horizon owners looking for a stable, owner-occupied block rather than a quick flip
Probably not for
- Buyers who need move-in-ready, late-model construction with no deferred maintenance
- Shoppers relying on a single neighborhood price figure to gauge value on any given house
- Investors seeking high turnover and rental-heavy inventory to churn
The market around Ardsley Terrace
Ardsley Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32207, 213 homes are on the market and 26% are under contract — a steady corner of Jacksonville.
Across Duval County, 4,384 homes are active and 1,562 pending (26% under contract).
In ZIP 32207 (Jacksonville), 559 homes closed in the last 12 months at a median of $320K ($187/sq ft), down 0.4% year over year, with a median 31 days on market. Right now 136 active and 53 pending listings put supply at about 14.3 months — a buyer's market. See the live ZIP 32207 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Ardsley Terrace specifically. Momentum Research analysis of MLS records.
The Ardsley Terrace buying strategy.
If we were buying in Ardsley Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ardsley Terrace.
A condition-driven market, not a sticker market
The near-century range of construction — 1926 to 2020 — tells you what to expect on the ground: original mid-century homes, a handful of much older structures, and scattered newer builds, likely on infill or teardown lots. That variety makes generalizing about price a mistake. The median living size of roughly 2,203 square feet suggests these are not starter cottages; there is real square footage to work with, but the age of the median home means roofs, electrical, plumbing, and HVAC deserve close inspection.
The homestead share of about 80% points to a stable, held-for-the-long-term base of ownership rather than an investor-churned street. That tends to keep the block quiet and the listing supply tight. When something well-renovated does come up, it can move on its own merits; when a project house lists, it prices to its condition. Either way, the inspection and the scope-of-work estimate matter more here than the headline number.
The location and the amenities are priced into every listing in Ardsley Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, condition-driven market like Ardsley Terrace, the value is in reading individual homes correctly — separating a cosmetic refresh from a systems overhaul, and pricing accordingly. We work the block house by house rather than leaning on a neighborhood average, because with 174 homes and thin turnover, the wrong comp can cost you on both sides of the deal.
Ardsley Terrace in 15 seconds.
Tools for a Ardsley Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ardsley Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ardsley Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ardsley Terrace home worth?
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Recently off market in Ardsley Terrace
Homes in Ardsley Terrace that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4456 Worth Drive · off market
Housing distress & ownership in Ardsley Terrace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Worth Drive E (11 homes on record)
- Worth Drive E (6 homes on record)
Recent Developments in Ardsley Terrace
Development, infrastructure, retail, and school activity affecting Ardsley Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The site is about 4 miles north of Ardsley Terrace.
Source: Jacksonville Today - October 2026Schools
Loretto Elementary breaks ground on $12.3 million classroom addition
The addition will replace 13 portable classrooms and two aging pod buildings with 15 classrooms, a music room and a teacher planning room, and will expand the parent drop-off loop. The school enrolls 875 students for 2026-27. Funding comes from the voter-approved half-cent sales tax, with opening expected in 2028.
What it may mean for the marketExpanded permanent capacity and a longer drop-off loop affect school-area traffic and classroom availability in the Mandarin area. The site is about 4 miles south of Ardsley Terrace.
Source: Hoodline - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 12 miles northeast of Ardsley Terrace.
Source: News4JAX - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The site is about 4 miles north of Ardsley Terrace.
Source: Jacksonville Today - September 2026Development
Downtown review board approves concept for first new University of Florida graduate campus building in LaVilla
The Downtown Development Review Board voted 7-0 on Sept. 10 for a six to eight story, roughly 185,000 square foot academic building on a 2.34-acre site bounded by West Bay, Forsyth and North Lee streets. It is the first new building in a multiphase UF graduate and semiconductor institute campus estimated at $345 million. UF hopes to break ground in December, pending final design review and permitting.
What it may mean for the marketA large graduate campus adds education and technology jobs and daytime foot traffic to the western Downtown core. The site is about 4 miles northwest of Ardsley Terrace.
Source: Jacksonville Today - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 17 miles south of Ardsley Terrace.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Frequently Asked Questions
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Should you buy in Ardsley Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32207)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2005 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Nearby Communities
Explore more neighborhoods near Ardsley Terrace with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Ardsley Terrace. These are the public schools most often assigned to other communities in ZIP 32207; zones change and vary by address, so confirm with the district before you buy.
- Hendricks Avenue Elementary School · PreK-5 · FLDOE grade A (assigned to 16 nearby communities)
- Alfred I. duPont Middle School · 6-8 · FLDOE grade C (assigned to 13 nearby communities)
- Terry Parker High School · High · FLDOE grade C (assigned to 11 nearby communities)
- Englewood High School · 9-12 · FLDOE grade C (assigned to 7 nearby communities)
- Samuel W. Wolfson High School · 9-12 · FLDOE grade A (assigned to 7 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).