Ardsley Terrace
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of ROOT REALTY LLC · via realMLS
As of September 2026, the MLS records 32 closed sales in Ardsley Terrace in Jacksonville, FL since 2005, the most recent in August 2025. Recorded prices since 2024 ran from $357,500 to $625,000 (median $581,000), on homes of 1,637 to 2,004 sq ft. Across Jacksonville as a whole, 8,846 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,385 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $10,380 ($9,640 with the full homestead exemption).
Ardsley Terrace is an older, established Jacksonville pocket with a median build year of 1950 and stock stretching from 1926 all the way to 2020. That spread is the story here: price is driven far more by a specific home's condition, renovation history, and systems than by any neighborhood-wide number. A studs-out remodel and a deferred-maintenance original from the same block can sit worlds apart, so the median price is a starting reference, not a predictor for any single house.
With 174 homes and roughly 80% under homestead exemption, turnover is modest and most of the inventory is owner-occupied rather than held as rentals. For sellers, that means comparable sales are thin and condition-dependent — pricing has to be argued house by house. For buyers, it means you are competing for a limited number of listings, and the smart move is to underwrite the renovation reality of each property, not the median.
The 60-Second Overview
This is a low-turnover, predominantly owner-occupied enclave of mostly mid-century homes with a median living area just over 2,200 square feet — larger than a lot of comparable-vintage Jacksonville pockets.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Ardsley Terrace. Swipe to explore the community.
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Ardsley TerracePhotos from realMLS listings in Ardsley Terrace; content deemed reliable but not guaranteed.
Who Ardsley Terrace is best for.
Best for
- Buyers who want more square footage from an older home and are comfortable budgeting for updates
- Renovation-minded buyers who can underwrite a home's systems and scope work before offering
- Long-horizon owners looking for a stable, owner-occupied block rather than a quick flip
Probably not for
- Buyers who need move-in-ready, late-model construction with no deferred maintenance
- Shoppers relying on a single neighborhood price figure to gauge value on any given house
- Investors seeking high turnover and rental-heavy inventory to churn
The market around Ardsley Terrace
Ardsley Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32207, 199 homes are on the market and 27% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,972 homes are active and 1,630 pending (29% under contract).
ZIP and county figures describe the wider market, not Ardsley Terrace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Ardsley Terrace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recent Developments in Ardsley Terrace
Development, infrastructure, retail, and school activity affecting Ardsley Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 6 miles west of Ardsley Terrace, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 4 miles north of Ardsley Terrace, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 14 miles west of Ardsley Terrace, elsewhere in Duval County.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 17 miles south of Ardsley Terrace.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The project is about 11 miles northeast of Ardsley Terrace, elsewhere in Duval County.
Source: JAXPORT - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The project is about 11 miles northeast of Ardsley Terrace, elsewhere in Duval County.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Ardsley Terrace buying strategy.
If we were buying in Ardsley Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ardsley Terrace.
A condition-driven market, not a sticker market
The near-century range of construction — 1926 to 2020 — tells you what to expect on the ground: original mid-century homes, a handful of much older structures, and scattered newer builds, likely on infill or teardown lots. That variety makes generalizing about price a mistake. The median living size of roughly 2,203 square feet suggests these are not starter cottages; there is real square footage to work with, but the age of the median home means roofs, electrical, plumbing, and HVAC deserve close inspection.
The homestead share of about 80% points to a stable, held-for-the-long-term base of ownership rather than an investor-churned street. That tends to keep the block quiet and the listing supply tight. When something well-renovated does come up, it can move on its own merits; when a project house lists, it prices to its condition. Either way, the inspection and the scope-of-work estimate matter more here than the headline number.
The location and the amenities are priced into every listing in Ardsley Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, condition-driven market like Ardsley Terrace, the value is in reading individual homes correctly — separating a cosmetic refresh from a systems overhaul, and pricing accordingly. We work the block house by house rather than leaning on a neighborhood average, because with 174 homes and thin turnover, the wrong comp can cost you on both sides of the deal.
Ardsley Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Ardsley Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ardsley Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ardsley Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ardsley Terrace home worth?
Get a no-obligation home value based on real comparable sales in Ardsley Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Ardsley Terrace?
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Nearby Communities
Explore more neighborhoods near Ardsley Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-05 |
| Historical depth | Closed-sale records back to 2005 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Ardsley Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
Ardsley Terrace Market Scorecard
Ardsley Terrace is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32207 ZIP is $281,547, about 7.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.