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Bay Pine Shores in Santa Rosa Beach

Bay Pine Shores
Homes for Sale in Santa Rosa Beach, FL

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All 831 homes for sale in Santa Rosa Beach, FL · median $1,185,000 · 612 homes for sale in 32459 · Walton County homes for sale

Community in Santa Rosa Beach · Walton County · ZIP 32459
33 homesBuilt 1960–2023
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Bay Pine Shores in Santa Rosa Beach, FL has 2 homes for sale. As of October 2026, the MLS records 17 closed sales in Bay Pine Shores in Santa Rosa Beach, FL since 2004, the most recent in January 2026. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 790 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).

Live · Bay Pine Shores Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
24.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Walton: 18% (698 of 3,872)
2 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
51%
Owner-occupied · Bay Pine Shores
20 of 39 parcels homesteaded (FL DOR 2025)
49%
Non-owner-occupied · Bay Pine Shores
incl. 13% trust or LLC-held · 18% out-of-state
33
Homes in the community
plus 6 vacant residential lots · 39 residential parcels (FL DOR 2025)
Track record · 22 years of records
5
Recorded sales · 2024-2025
median $800K · qualified sales on the county roll (FL DOR 2025)
Est. 1960
Community established
homes built 1960-2023, median 2002 (FL DOR 2025)
3.0%/yr
Turnover rate
about 1 of 33 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 26, 2026

Bay Pine Shores is a small pocket in Santa Rosa Beach — 33 homes, with just two active and two recent closings. In a market this thin, price is set less by any list-wide trend and more by the specific house: its condition, its lot, and how recently it was updated. With a build range running from 1960 all the way to 2023 and a median year built of 2002, you are looking at a genuine mix of older stock and newer construction sitting side by side, so comps have to be read carefully rather than averaged.

For a buyer, the takeaway is that inventory is scarce and each listing stands on its own merits — you cannot wait for a dozen alternatives to appear. For a seller, the same scarcity is leverage, but only if the home is presented honestly against a wide spread of ages and conditions. Median living space runs about 2,558 square feet, which points to real houses rather than cottages, and roughly half the homes carry a homestead exemption — a sign this is not purely a rental-turnover street.

Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Bay Pine Shores Housing Pulse · Momentum Research · as of September 20, 2026

Bay Pine Shores right now

🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

By , Co-Founder, Momentum Realty · Updated October 20, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Bay Pine Shores is a compact enclave of about 33 homes in Santa Rosa Beach, where a build span from 1960 to 2023 means the character of the street shifts house to house. With only a couple of listings at any given time, availability is the binding constraint.

Emerald Coast MLS sales records identify 8 homes in BAY PINE SHORES that have changed hands since 2018, built between 1960 and 2023 (median 2006), with a median living area of about 2,542 sq ft and a typical 3-bedroom, 3-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 5 qualified sales in BAY PINE SHORES across 2024–2025 (1 in 2024, 4 in 2025), median $800,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Quick Match

Who Bay Pine Shores is best for.

Best for

  • Buyers wanting a full-size, roughly 2,500-square-foot home and willing to act on limited inventory
  • Owner-occupants comfortable in a street where recent construction and older homes coexist
  • Buyers who prioritize the Santa Rosa Beach location over community facilities

Probably not for

  • Buyers who need amenity-driven communities like pools or shared recreation
  • Shoppers who want many active listings to compare before deciding
  • Buyers seeking a uniform, single-vintage subdivision look
The Area Market

The market around Bay Pine Shores

Bay Pine Shores is too small for its own price trend, so here is the market around it.

In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Bay Pine Shores specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Bay Pine Shores

Live MLS inventory for Bay Pine Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

92 Carolyn Lane home for sale in Bay Pine ShoresPending · 489 days
$3,150,000
9 bd · 6.5 ba · built 2006
92 Carolyn Lane, Santa Rosa Beach, 32459
Listed by Scenic Sotheby's International Realty

Active and pending Bay Pine Shores listings as of 2026-10-19, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Bay Pine Shores listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Bay Pine Shores address.

Shop the zone: Homes zoned for South Walton High School

The Strategy

The Bay Pine Shores buying strategy.

If we were buying in Bay Pine Shores today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Pine Shores.

The Quick Decision
Best Buy
Buyers who want a full-size home in Santa Rosa Beach and can move when the right listing appears.
Biggest Risk
Inventory is extremely thin, so choice is limited and timing matters.
Sweet Spot
A well-updated home in the 2,500-square-foot range that reads clean against the older stock.
Avoid If
You need shared amenities or a wide menu of homes to compare before committing.
The Deep Dive

A small, mixed-age street

The defining feature here is variety of vintage within a very small footprint. A median year built of 2002 sits between original 1960s construction and homes finished as recently as 2023, so two houses a few doors apart can differ by decades of building standards. That makes condition and updates the main price driver — there is no single template for what a Bay Pine Shores home looks like.

At a median around 2,558 square feet, these are full-size homes rather than beach cottages, and a homestead share just over half suggests a meaningful portion are owner-occupied rather than short-term rentals. No community amenities turn up in current MLS listings, so value here rests on the individual home and its Santa Rosa Beach location, not on shared facilities.

“

The location and the amenities are priced into every listing in Bay Pine Shores. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Why Momentum

Why work with Momentum here

In a 33-home community with only a couple of listings and a couple of recent closings, generic price-per-foot math falls apart — the age spread from 1960 to 2023 means each comp needs a story. We read those houses individually, tell you where a specific property sits against the wider condition spectrum, and keep you from overpaying or underpricing in a market too thin to average.

The 15-Second Verdict

Bay Pine Shores in 15 seconds.

Best forBuyers who want a full-size home in Santa Rosa Beach and can move when the right listing appears.
Biggest advantageA small, owner-occupied-leaning street with genuine range of vintage and square footage.
Biggest riskInventory is extremely thin, so choice is limited and timing matters.
Sweet spotA well-updated home in the 2,500-square-foot range that reads clean against the older stock.
Avoid ifYou need shared amenities or a wide menu of homes to compare before committing.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Bay Pine Shores homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Bay Pine Shores.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Bay Pine Shores buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxWalton County millage and the homestead picture.Rent vs buyThe breakeven on owning in Bay Pine Shores.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Pine Shores sales matched to your home.

Selling in Bay Pine Shores

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Bay Pine Shores, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Bay Pine Shores home worth?

Get a no-obligation home value based on real comparable sales in Bay Pine Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Santa Rosa Beach →

Real comps, not an automated estimate.

Recently off market in BAY PINE SHORES

Homes in BAY PINE SHORES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Bay Pine Shores key facts
LocationSanta Rosa Beach, Walton County, FL · ZIP 32459
Homes in the community33 (FL DOR 2025 assessment roll)
Years built1960–2023 (median 2002)
Typical living area2,558 sq ft (median)
Amenities listed by sellersDock, Fishing
For sale right now2 active, 0 pending · median asking $2,272,500 · 24.0 months of supply
Owner-occupied (homestead) share51%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bay Pine Shores key facts,” movewithmomentum.com/neighborhoods/bay-pine-shores, data as of September 20, 2026.

Housing distress & ownership in BAY PINE SHORES, Santa Rosa Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-10-14)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Bay Pine Shores Right Now (1)

All 1 active and pending Bay Pine Shores listings with a detail page, newest first, refreshed twice a day from the MLS.

Email me new listings in Bay Pine Shores

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Bay Pine Shores

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bay Pine Shores will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

How much local inventory is already under contract

17% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-19).

Recent Developments in Bay Pine Shores

Development, infrastructure, retail, and school activity affecting Bay Pine Shores, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. July 2026
    Infrastructure

    Scenic Walton advances underground utilities and gateway landscape projects

    Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.

    What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 16 miles north of Bay Pine Shores.

    Source: Get The Coast

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Frequently Asked Questions

Is Bay Pine Shores a buyer's or seller's market right now?
As of September 20, 2026, Bay Pine Shores leans toward buyers: 24.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Bay Pine Shores?
The Florida DOR 2025 assessment roll shows 33 homes plus 6 vacant residential lots in Bay Pine Shores (public records).
What share of Bay Pine Shores is owner-occupied?
51% of Bay Pine Shores parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Bay Pine Shores built?
Homes in Bay Pine Shores were built between 1960 and 2023, with a median year built of 2002 (FL DOR 2025 roll).
Who is the best real estate agent for Bay Pine Shores?
The best agent for Bay Pine Shores is one who actively works Santa Rosa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bay Pine Shores.
How do I find a top Santa Rosa Beach real estate agent who knows Bay Pine Shores?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bay Pine Shores and the wider Santa Rosa Beach area.
Can Momentum Realty connect me with an agent for Bay Pine Shores?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bay Pine Shores purchase or sale - no call center and no pressure.
Where is Bay Pine Shores, and what county is it in?
Bay Pine Shores is in Santa Rosa Beach, Walton County, FL, ZIP 32459. The community's center is about 7 miles northwest of the center of Santa Rosa Beach (straight-line).
The Verdict

Should you buy in Bay Pine Shores?

An honest fit check. We will tell you when it is not your community.

Buyers wanting a full-size, roughly 2,500-square-foot home and willing to act on limited inventoryExcellent fit
Owner-occupants comfortable in a street where recent construction and older homes coexistExcellent fit
Buyers who prioritize the Santa Rosa Beach location over community facilitiesExcellent fit
Buyers who need amenity-driven communities like pools or shared recreationProbably not
Shoppers who want many active listings to compare before decidingProbably not
Buyers seeking a uniform, single-vintage subdivision lookProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 19, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32459))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2004 (17 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Bay Pine Shores with Momentum Realty’s local guides.

Bay Pines (Walton)0.1 mi away · 25 homes, built 1983–22, 1 for saleEden Parc0.2 mi away · 18 homes, built 1976–22, 1 for salePisces Cove0.3 mi away · 68 homes, built 1928–24Pisces Cove0.3 mi away · 25 homes, built 1983–22Pieces Cove0.4 mi away · 1 for saleTST S Mitchners0.4 mi away · 1 for saleHarstvedt Plantation0.4 mi away · median $442K, 4 sales/12 moSeclusion Bay0.4 mi away · median $1.59M, 4 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in BAY PINE SHORES? 1 recorded closings (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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