Seclusion Bay
Homes for Sale in Santa Rosa Beach, FL
All 760 homes for sale in Santa Rosa Beach, FL · median $1,118,000 · 779 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Seclusion Bay in Santa Rosa Beach, FL has 3 homes for sale. Over the 12 months ending 2026-11-09, 3 recorded sales closed at a median of $1,985,000, a median 18 days on market, sellers accepting 96% of original asking. Homes listed or recently sold were built 2017–2026 with 1 new construction; 7 of 7 report an HOA (median $125/mo); 1 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $19,370 ($18,980 with the full homestead exemption).
Last 30 days in Seclusion Bay: 2 new listings (median asking $1,997,500), 1 closed sale (median $1,985,000). As of November 11, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Seclusion Bay
Live MLS inventory for Seclusion Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 23 daysTop listing
Active · 10 days
Active · 52 daysActive and pending Seclusion Bay listings as of 2026-11-11, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Seclusion Bay is a small, newer-construction enclave in Santa Rosa Beach, with just 36 homes and a median build year of 2022. What drives the median price near $1,594,900 here isn't a wide address-to-address swing so much as size and vintage: the median home runs close to 3,690 square feet, and most of the inventory is recent. Condition and finish level do the rest of the work on price, so expect a spread that reflects how new and how large a given home is rather than a fixed entry or ceiling.
The current posture is thin and steady. With only 2 active listings against 36 homes and a median 42.5 days on market, this is a low-turnover community — buyers should be prepared to wait for the right home rather than choose from many, and sellers benefit from scarcity but not from urgency. Year-over-year the median is up 3.8%, a measured move, not a spike. A homestead share just under half suggests a real mix of full-time and non-primary ownership.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Seclusion Bay right now
🟢 Buyer-leaning market. 9.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Medium (3 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Seclusion Bay market snapshot (as of November 9, 2026): the median sale price is about $1.99M, a median 18 days on market for closed sales, and 9.0 months of supply, a buyer-leaning market.
In ZIP 32459 (Santa Rosa Beach), 195 homes closed in the last 12 months at a median of $837K, with a median 69 days on market. Right now 159 active and 24 pending listings put supply at about 9.8 months — a soft market. See the live ZIP 32459 housing market and the Walton County market.
County records show 9 qualified sales in SECLUSION BAY across 2024–2025 (4 in 2024, 5 in 2025), median $1.40M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Seclusion Bay is a community of 36 homes in Santa Rosa Beach, Walton County, built between 2006 and 2024 (median 2022.0), with a median living area of about 3,690 square feet. 48% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Seclusion Bay is a compact, mostly recent-build community of 36 homes near the coast in Walton County, where large square footage and newer construction — not a broad price range — define the market.
The setting & the homes.
Aerial and on-site photos of Seclusion Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Seclusion BaySeclusion BaySeclusion Bay
Seclusion Bay
Seclusion Bay
Seclusion Bay
Seclusion BayPhotos from Emerald Coast MLS listings in Seclusion Bay; content deemed reliable but not guaranteed.
Who Seclusion Bay is best for.
Best for
- Buyers with budgets around the mid-seven-figure median who want newer, spacious construction
- Patient buyers comfortable waiting on thin inventory for the right home
- Owners seeking a low-turnover Santa Rosa Beach address rather than a high-activity market
Probably not for
- Buyers who need many options to compare right now
- Anyone shopping well below the mid-seven-figure median
- Buyers who want a resort-style shared amenity package
Seclusion Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Dune Lakes · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Seclusion Bay listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Seclusion Bay address.
Shop the zone: Homes zoned for South Walton High School
The Seclusion Bay buying strategy.
If we were buying in Seclusion Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Seclusion Bay.
A small, newer pocket that trades on scarcity
The build range runs 2006 to 2024, but the median year built of 2022 tells you where the weight sits: this is predominantly newer construction, with generous floor plans around 3,690 square feet at the median. That combination of size and recent vintage is the core of the pricing story. Because we only have the median to work from, treat everything else about price as condition- and finish-driven rather than as a published range.
No community amenities surfaced in current MLS listings, so the draw here is the homes themselves and the Santa Rosa Beach location, not a shared amenity package. With just 2 homes active and a median of 42.5 days on market, the practical challenge is availability — the right listing may not exist on any given week, and patience is part of the strategy.
The location and the amenities are priced into every listing in Seclusion Bay. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Seclusion Bay buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.5). Basis: Liquidity & Demand 9.0 months of supply; Owner Commitment 48% owner-occupied; Pricing Power 96.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 36-home community with only 2 active listings, the edge is knowing the block before it lists. We track how condition, square footage, and build year move value in a market where the median is your only public anchor, so you can price a sale or gauge an offer against what's actually comparable — not a rounded guess. When inventory is this thin, we help buyers stay ready and sellers time a scarcity advantage without overreaching on a 3.8% year-over-year market.
Seclusion Bay in 15 seconds.
Tools for a Seclusion Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Seclusion Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Seclusion Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Seclusion Bay home worth?
Get a no-obligation home value based on real comparable sales in Seclusion Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
Recently off market in SECLUSION BAY
Homes in SECLUSION BAY that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 159 Seclusion Way · off market
- 267 Hideaway Circle · off market
| Location | Santa Rosa Beach, Walton County, FL · ZIP 32459 |
|---|---|
| Homes in the community | 36 (FL DOR 2025 assessment roll) |
| Years built | 2006–2024 (median 2022.0) |
| Typical living area | 3,690 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Dock, Fishing, Gated, Short Term Rental - Not Allowed, Fire Alarm, Waterfront |
| Sale prices, last 12 months | $1,985,000 median across 3 closed sales |
| Days on market (closed sales) | 18 median |
| For sale right now | 3 active, 0 pending · median asking $1,645,000 · 9.0 months of supply |
| Owner-occupied (homestead) share | 48% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Seclusion Bay key facts,” movewithmomentum.com/neighborhoods/seclusion-bay, data as of November 9, 2026.
Housing distress & ownership in SECLUSION BAY, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Seclusion Bay
The newest homes for sale in Seclusion Bay right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 515 Hideaway Circle $1,645,000 · 4 bd · 3.5 ba · listed Nov 2, 2026 Courtesy of Berkshire Hathaway HomeServices
- 35 Seclusion Way $2,350,000 · 5 bd · 5.5 ba · listed Oct 20, 2026 Courtesy of Berkshire Hathaway HomeServices
- 416 Hideaway Circle $850,000 · 3 bd · 2 ba · listed Sep 21, 2026 Courtesy of Pinnacle Beach Properties
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Seclusion Bay Right Now (3)
All 3 active and pending Seclusion Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 515 Hideaway Circle · $1,645,000 · 4 bd / 3.5 ba · listed Nov 1, 2026 · listed by Berkshire Hathaway HomeServices
- 35 Seclusion Way · $2,350,000 · 5 bd / 5.5 ba · listed Oct 19, 2026 · listed by Berkshire Hathaway HomeServices
- 416 Hideaway Circle · $850,000 · 3 bd / 2 ba · listed Sep 20, 2026 · listed by Pinnacle Beach Properties
Recently sold in Seclusion Bay
- 267 Hideaway Circle · sold $1,985,000
- 159 Seclusion Way · sold $2,700,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Santa Rosa Beach home searches
- All homes for sale in Santa Rosa Beach, FL
- Homes for sale in Walton County, FL
- Santa Rosa Beach pool homes for sale
- Santa Rosa Beach home values: what is my house worth?
- ZIP 32459 housing scorecard
Santa Rosa Beach guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Property taxes (Walton County)
- Homestead exemption (Walton County)
- Home insurance cost
- New construction
- New construction (Walton County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Real estate agent in Santa Rosa Beach? Join Momentum in Santa Rosa Beach: 100% commission, one $12K cap.
Recent Developments in Seclusion Bay
Development, infrastructure, retail, and school activity affecting Seclusion Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Development
DeFuniak Springs tactical training firm plans campus expansion after multimillion-dollar contracts
Stronghold Test & Training Center, on a 50-acre campus at 150 Warfighter Way, plans a new complex with secure vaults, classrooms, offices and a 3D-printing prototyping bay. The company cites a $21 million Navy contract through 2030 and other federal awards; no cost, timeline or job count was given.
What it may mean for the marketDefense-linked contracting growth near Eglin and Hurlburt supports employer activity and specialized jobs in the DeFuniak Springs area. The project is about 30 miles northwest of Seclusion Bay, elsewhere in Walton County.
Source: Get The Coast - August 2026Infrastructure
Walton commissioners approve up to $4.69 million Westbay Parkway design contract
At its August 17, 2026 meeting, the Walton County Board of County Commissioners approved, on the consent agenda, a contract with Mott MacDonald for Westbay Parkway design not to exceed $4,693,502.38. The same agenda included a $184,117 Dewberry task order for the Santa Clara Regional Beach Access Bramble Grove addition.
What it may mean for the marketDesign work on Westbay Parkway is an early step toward added road capacity in western Walton County. The project is about 18 miles northwest of Seclusion Bay, elsewhere in Walton County.
Source: Walton County Government - July 2026Infrastructure
Scenic Walton advances underground utilities and gateway landscape projects
Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.
What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 18 miles northwest of Seclusion Bay.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
What it really costs to own in Seclusion Bay
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $125/month across 4 MLS listings (most billed quarterly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Walton County is $1,942/yr (433 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2023 across 4 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Seclusion Bay
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Seclusion Bay
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Seclusion Bay will answer, and the answer is published on this page for the next buyer.
17% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
Frequently Asked Questions
What is the median home price in Seclusion Bay?
How long do homes in Seclusion Bay take to sell?
Is Seclusion Bay a buyer's or seller's market right now?
How many homes are in Seclusion Bay?
What share of Seclusion Bay is owner-occupied?
When were the homes in Seclusion Bay built?
Who is the best real estate agent for Seclusion Bay?
How do I find a top Santa Rosa Beach real estate agent who knows Seclusion Bay?
Can Momentum Realty connect me with an agent for Seclusion Bay?
Where is Seclusion Bay, and what county is it in?
Should you buy in Seclusion Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 11, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending November 9, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how SECLUSION BAY fits the bigger picture — live prices, inventory, and Momentum Scores: