SECLUSION BAY
Homes for Sale in Santa Rosa Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via emeraldcoast
Seclusion Bay is a small, newer-construction enclave in Santa Rosa Beach, with just 36 homes and a median build year of 2022. What drives the median price near $1,594,900 here isn't a wide address-to-address swing so much as size and vintage: the median home runs close to 3,690 square feet, and most of the inventory is recent. Condition and finish level do the rest of the work on price, so expect a spread that reflects how new and how large a given home is rather than a fixed entry or ceiling.
The current posture is thin and steady. With only 2 active listings against 36 homes and a median 42.5 days on market, this is a low-turnover community — buyers should be prepared to wait for the right home rather than choose from many, and sellers benefit from scarcity but not from urgency. Year-over-year the median is up 3.8%, a measured move, not a spike. A homestead share just under half suggests a real mix of full-time and non-primary ownership.
SECLUSION BAY right now
🟡 Still climbing. The trailing-12-month median ($1.59M) is up 3.8% from the prior 12 months ($1.54M). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level emeraldcoast closed sales, 12-month windows ending July 25. Confidence: Low (4 and 6 sales in the two windows).
What's unique here: the median sale price is about 2x the typical Walton County sale ($1.59M vs $684K, trailing 12 months, emeraldcoast records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 25, 2026 · Live data: emeraldcoast, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
SECLUSION BAY market snapshot (as of July 25, 2026): the median sale price is about $1.59M, and a median 43 days on market for closed sales. The trailing-12-month median is up 4% from the prior 12 months, computed from record-level emeraldcoast closed sales (4 closings in the current window).
SECLUSION BAY is a community of 36 homes in Santa Rosa Beach, Walton County, built between 2006 and 2024 (median 2022.0), with a median living area of about 3,690 square feet. 48% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Seclusion Bay is a compact, mostly recent-build community of 36 homes near the coast in Walton County, where large square footage and newer construction — not a broad price range — define the market.
The setting & the homes.
Aerial and on-site photos of SECLUSION BAY. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
SECLUSION BAY
SECLUSION BAY
SECLUSION BAYPhotos from emeraldcoast listings in SECLUSION BAY; content deemed reliable but not guaranteed.
Who SECLUSION BAY is best for.
Best for
- Buyers with budgets around the mid-seven-figure median who want newer, spacious construction
- Patient buyers comfortable waiting on thin inventory for the right home
- Owners seeking a low-turnover Santa Rosa Beach address rather than a high-activity market
Probably not for
- Buyers who need many options to compare right now
- Anyone shopping well below the mid-seven-figure median
- Buyers who want a resort-style shared amenity package
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.59M) IS the median in the snapshot above, and the move from 2025 ($1.54M) IS the +3.8% one-year change.
Windows contain 0 to 8 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
SECLUSION BAY Market Scorecard
SECLUSION BAY is currently a balanced market., a median asking price of $1,524,950, and homes go under contract in about 37 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in SECLUSION BAY
Live MLS inventory for SECLUSION BAY. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 37 daysTop listingActive · 3 daysPending · 88 daysActive and pending SECLUSION BAY listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
SECLUSION BAY on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from emeraldcoast. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Dune Lakes · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent SECLUSION BAY listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any SECLUSION BAY address.
The SECLUSION BAY buying strategy.
If we were buying in SECLUSION BAY today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in SECLUSION BAY.
A small, newer pocket that trades on scarcity
The build range runs 2006 to 2024, but the median year built of 2022 tells you where the weight sits: this is predominantly newer construction, with generous floor plans around 3,690 square feet at the median. That combination of size and recent vintage is the core of the pricing story. Because we only have the median to work from, treat everything else about price as condition- and finish-driven rather than as a published range.
No community amenities surfaced in current MLS listings, so the draw here is the homes themselves and the Santa Rosa Beach location, not a shared amenity package. With just 2 homes active and a median of 42.5 days on market, the practical challenge is availability — the right listing may not exist on any given week, and patience is part of the strategy.
The location and the amenities are priced into every listing in SECLUSION BAY. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in SECLUSION BAY buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.8). Basis: Recent Direction +3.8% year-over-year; Owner Commitment 48% owner-occupied; Pricing Power 98.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 36-home community with only 2 active listings, the edge is knowing the block before it lists. We track how condition, square footage, and build year move value in a market where the median is your only public anchor, so you can price a sale or gauge an offer against what's actually comparable — not a rounded guess. When inventory is this thin, we help buyers stay ready and sellers time a scarcity advantage without overreaching on a 3.8% year-over-year market.
SECLUSION BAY in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a SECLUSION BAY buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed SECLUSION BAY sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in SECLUSION BAY, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your SECLUSION BAY home worth?
Get a no-obligation home value based on real comparable sales in SECLUSION BAY, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in SECLUSION BAY on the map →
Frequently Asked Questions
What is the median home price in SECLUSION BAY?
How long do homes in SECLUSION BAY take to sell?
How many homes are in SECLUSION BAY?
What share of SECLUSION BAY is owner-occupied?
When were the homes in SECLUSION BAY built?
Do cash buyers compete in SECLUSION BAY?
Who is the best real estate agent for SECLUSION BAY?
How do I find a top Santa Rosa Beach real estate agent who knows SECLUSION BAY?
Can Momentum Realty connect me with an agent for SECLUSION BAY?
Should you buy in SECLUSION BAY?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near SECLUSION BAY with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | emeraldcoast, refreshed twice daily (last: July 25, 2026) |
| Community market stats | emeraldcoast closed sales, 12-month windows ending July 25, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32459)) |
| Historical depth | Closed-sale records back to 2019 (24 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.
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