Bayou Woods in Fort Walton Beach

Bayou Woods
Homes for Sale in Fort Walton Beach, FL

Community in Fort Walton Beach · Okaloosa County · ZIP 32548
Median sale $425K
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data32 years of closingsUpdated twice daily

As of September 2026, Bayou Woods 2ND Addn in Fort Walton Beach, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $425,000, a median 73 days on market, sellers accepting 90% of original asking. Homes listed or recently sold were built 1964–1967. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,480 ($4,970 with the full homestead exemption).

Live · Bayou Woods Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$425K
Median sold · 12 mo
90.5%
Sale vs ask
Okaloosa median: 96.7%
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
73days
Median DOM · closed
3 days at the 2022 low
0%
Under contract
Okaloosa: 25% (765 of 3,030)
1 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 2 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and by what a given lot has been built into, not by a uniform product type. With a build range running from 1947 to 2024 and a median year built of 1966, this is an established, mostly mid-century pocket where some homes have been renovated or replaced and others have not. The median living area of roughly 2,297 square feet points to real interior space, but the spread in age means two similar-looking homes can price very differently based on updates, systems, and finish.

The current posture is thin. One active listing against 101 homes, and just two closings in the trailing window, means there is very little to comp against and very little to choose from. For a seller, that scarcity can work in your favor if your home shows well. For a buyer, it means patience: you may wait for the right home, and when it lists you should be ready to move on it rather than assume another comparable will follow quickly.

Bayou Woods Housing Pulse · Momentum Research · as of September 12, 2026

Bayou Woods right now

🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Bayou Woods market snapshot (as of September 12, 2026): the median sale price is about $425K, a median 73 days on market for closed sales, and 4.0 months of supply, a balanced market.

Bayou Woods Addn is a small, established enclave in Fort Walton Beach where roughly two-thirds of homes are homesteaded, signaling an owner-occupied core rather than a rental-heavy street.

Best for

  • Long-hold buyers targeting an established street who can wait for the right listing
  • Renovation-minded buyers comfortable underwriting a mostly older housing stock
  • Buyers wanting real interior square footage in an owner-occupied core

Probably not for

  • Buyers on a tight timeline who need to close fast
  • Buyers who want shared community amenities, which none were identified here
  • Buyers who want a wide selection to compare before committing

Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
012320122014201620182020202220242026
0 to 3 a year; 3 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,235/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

BAYOU WOODS 2ND ADDN Market Scorecard

Balanced

BAYOU WOODS 2ND ADDN is currently a balanced market. About 4.0 months of supply, a median asking price of $414,000, and homes go under contract in about 122 days.

4.0
Months supply
$414,000
Median list
$425,000
Median sold
n/a
Per sqft
122
Days on mkt
1/0/3
Active/Pend/Sold

Typical home value in the 32548 ZIP is $341,402, about 7.2% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in BAYOU WOODS 2ND ADDN, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Bayou Woods

Live MLS inventory for Bayou Woods. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Bayou Woods listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Elliott Point · Elementary
  • Bruner · Middle
  • Fort Walton Beach · High

Zoned schools reflect the assignments reported on recent Bayou Woods listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Bayou Woods address.

If we were buying in Bayou Woods today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bayou Woods.

Best Buy
Buyers who want an established Fort Walton Beach street and are willing to wait for the right home.
Biggest Risk
Thin inventory and few recent closings make comps and timing harder.
Sweet Spot
A mid-century home with updated systems that shows well against an older stock.
Avoid If
You need move-in speed or a large menu of homes to compare right now.

An established pocket that turns over slowly

With 101 homes and a homestead share near 67%, this is a settled neighborhood that does not churn much. That stability shows up in the listing count: at the snapshot date there was a single active home. Low turnover tends to keep well-kept homes tightly held, so inventory arrives in ones and twos rather than in waves.

The wide build range, from 1947 through 2024, is the thing to underwrite. A median year built of 1966 means most of the housing stock predates modern construction standards, and buyers should budget diligence for roofs, electrical, plumbing, and HVAC. The newer builds scattered in show the area does support tear-down and rebuild, which is part of why price tracks condition so closely here rather than a single tidy range. No community amenities were identified from current MLS listings, so value is in the homes and the location, not shared facilities.

The location and the amenities are priced into every listing in Bayou Woods. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a neighborhood this thin on data, the comps do most of the lying and the details do most of the truth-telling. We read condition, age of systems, and permit history against a median build year of 1966 so you are pricing the actual home in front of you, not a neighborhood average. With one active listing and only two recent closings, timing and readiness matter more than usual, and that is exactly the kind of low-volume market where local judgment earns its keep.

Bayou Woods in 15 seconds.

Best forBuyers who want an established Fort Walton Beach street and are willing to wait for the right home.
Biggest advantageA settled, largely owner-occupied core with generous median interior space.
Biggest riskThin inventory and few recent closings make comps and timing harder.
Sweet spotA mid-century home with updated systems that shows well against an older stock.
Avoid ifYou need move-in speed or a large menu of homes to compare right now.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bayou Woods sales matched to your home.

What is your Bayou Woods home worth?

Get a no-obligation home value based on real comparable sales in Bayou Woods, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.

Recently off market in BAYOU WOODS 2ND ADDN

Homes in BAYOU WOODS 2ND ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Bayou Woods?
The median sale price in Bayou Woods was $425K over the 12 months ending September 12, 2026 (3 closed sales, Emerald Coast MLS).
How long do homes in Bayou Woods take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 73 days on market (3 sales, Emerald Coast MLS).
Is Bayou Woods a buyer's or seller's market right now?
As of September 12, 2026, Bayou Woods is roughly balanced: 4.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
Who is the best real estate agent for Bayou Woods?
The best agent for Bayou Woods is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bayou Woods.
How do I find a top Fort Walton Beach real estate agent who knows Bayou Woods?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bayou Woods and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Bayou Woods?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bayou Woods purchase or sale - no call center and no pressure.
Long-hold buyers targeting an established street who can wait for the right listingExcellent fit
Renovation-minded buyers comfortable underwriting a mostly older housing stockExcellent fit
Buyers wanting real interior square footage in an owner-occupied coreExcellent fit
Buyers on a tight timeline who need to close fastProbably not
Buyers who want shared community amenities, which none were identified hereProbably not
Buyers who want a wide selection to compare before committingProbably not

Nearby Communities

Explore more neighborhoods near Bayou Woods with Momentum Realty’s local guides.

BWBayou Woods 1St Addn0.1 mi awayNTNatures Trail0.1 mi awayVHVesta Heights0.3 mi awayVHVesta Heights 1St Addn0.3 mi awayBWBayou Woods 3Rd Addn0.3 mi awayBSBayou S D0.3 mi awayVHVesta Heights 2Nd Addn0.4 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 12, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesEmerald Coast MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 1994 (33 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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CallFree valuation →
Thinking of selling in BAYOU WOODS 2ND ADDN? 3 recorded closings; median 73 days on market (window ending 2026-09-12). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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