Bays End
Homes for Sale in Oldsmar, FL
All 174 homes for sale in Oldsmar, FL · median $319,450 · 153 homes for sale in 34677 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, Bays End in Oldsmar, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $535,000, $331 per square foot, a median 53 days on market, sellers accepting 96% of original asking. Homes listed or recently sold were built 1993–1997; 7 of 7 report an HOA (median $68/mo); 1 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $10,370 ($9,560 with the full homestead exemption).
Bays End is a mature Oldsmar community with a housing stock spanning 1973 to 2018 and a median build year of 1994. With that kind of range, price here is driven less by location premium and more by condition and updates — a renovated home and an original one on the same street can sit far apart on price. The median sits at just under $500,000, around $336 per square foot on a median of roughly 2,175 living square feet.
Days on market are running at 56 — a measured pace, not a scramble. That posture rewards sellers who prepare and price to condition rather than to hope, and it gives buyers room to inspect, negotiate, and walk if the numbers don't work. The homestead share is high at about 89%, which points to a stable, owner-occupied stock and typically thinner turnover; expect fewer listings and patient competition rather than a flood of inventory.
Bays End right now
🔴 Seller-leaning market. 2.4 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 4 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bays End market snapshot (as of September 20, 2026): the median sale price is about $535K ($331 per sq ft over the trailing 12 months of closed sales), a median 54 days on market for closed sales, and 2.4 months of supply, a seller-leaning market.
In ZIP 34677 (Oldsmar), 439 homes closed in the last 12 months at a median of $365K ($239/sq ft), down 4.5% year over year, with a median 61 days on market. Right now 90 active and 20 pending listings put supply at about 4.7 months — a buyer's market. See the live ZIP 34677 housing market and the Pinellas County market.
County records show 6 qualified sales in Bays End across 2024–2025 (3 in 2024, 3 in 2025), median $610,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Bays End is a community of 96 homes in Oldsmar, Pinellas County, built between 1973 and 2018 (median 1994.0), with a median living area of about 2,176 square feet. 88% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Bays End is a settled, primarily owner-occupied pocket of Oldsmar where the wide construction span means each home has to be judged on its own updates, not on a neighborhood template.
The setting & the homes.
Aerial and on-site photos of Bays End. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Bays EndPhotos from Stellar MLS listings in Bays End; content deemed reliable but not guaranteed.
Who Bays End is best for.
Best for
- Buyers with a mid-$500s budget who want an established, owner-heavy Oldsmar community
- Buyers willing to renovate an older home and price accordingly
- Long-term owners planning to hold rather than flip
Probably not for
- Buyers who need to close quickly given the 56-day median pace
- Investors seeking high turnover or short-hold flips in a nearly 89% homesteaded stock
- Buyers wanting a wide slate of active listings to compare at once
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($535K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Deemed reliable but not guaranteed.
20% of homes for sale in ZIP 34677 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-16).
Bays End Market Scorecard
Bays End is currently a seller-leaning market. About 2.4 months of supply, a median asking price of $499,000, and homes go under contract in about 105 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Bays End
Live MLS inventory for Bays End. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bays End listings as of 2026-10-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Tap any home to ask about it.
Bays End on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Oldsmar Elementary-PN · Elementary
- Carwise Middle-PN · Middle
- East Lake High-PN · High
Zoned schools reflect the assignments reported on recent Bays End listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bays End address.
Shop the zone: Homes zoned for East Lake High-Pn High School
The Bays End buying strategy.
If we were buying in Bays End today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bays End.
Why condition sets the price
A build range from 1973 to 2018 is unusual for a single community, and it matters at the closing table. Older homes here may carry original systems, roofs, or floor plans, while later builds bring newer construction expectations. The median at just under $500,000 and about $336 per square foot is a midpoint, not a rule — the spread around it is largely a function of renovation level.
With roughly 89% of homes homesteaded, this is a hold-and-live stock rather than an investor churn. That tends to keep active inventory limited and stretches marketing timelines; the 56-day median reflects a market where well-prepared homes clear and overpriced ones linger.
The location and the amenities are priced into every listing in Bays End. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bays End buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.0). Basis: Liquidity & Demand 2.4 months of supply; Owner Commitment 88% owner-occupied; Pricing Power 96.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community where a five-decade build range means condition drives value, the work is in the comparables — matching a home to the right updated or original peers rather than a blanket per-square-foot number. We price and negotiate to condition, use the 56-day pace to your advantage, and tell you plainly when a listing's asking price isn't supported by what it actually is.
Bays End in 15 seconds.
What it really costs to own in Bays End
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $68/month across 192 MLS listings (most billed annually; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1994 across 6 listings. An original roof here would be about 32 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Bays End
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Bays End
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bays End will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $68/month (about $816/yr) · median of 192 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $68 per month ($816 a year) — the median AssociationFee across 192 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bays End buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bays End sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bays End, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bays End home worth?
Get a no-obligation home value based on real comparable sales in Bays End, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Oldsmar →
Last 30 days in Bays End: 1 new listing (median asking $451,000). As of October 16, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | Oldsmar, Pinellas County, FL · ZIP 34677 |
|---|---|
| Homes in the community | 96 (FL DOR 2025 assessment roll) |
| Years built | 1973–2018 (median 1994.0) |
| Typical living area | 2,176 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Closed Circuit Camera(s), Deed Restrictions, Security System |
| Sale prices, last 12 months | $535,000 median across 4 closed sales · $331 per sq ft |
| Days on market (closed sales) | 53 median |
| For sale right now | 1 active, 0 pending · median asking $499,000 · 2.4 months of supply |
| Owner-occupied (homestead) share | 88% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bays End key facts,” movewithmomentum.com/neighborhoods/bays-end, data as of September 20, 2026.
Housing distress & ownership in Bays End, Oldsmar
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Bays End Right Now (1)
All 1 active and pending Bays End listings with a detail page, newest first, refreshed twice a day from the MLS.
- 854 Christina Circle · $480,000 · 3 bd / 2 ba · listed Jul 16, 2026 · listed by Re/Max Realtec Group Inc
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Christina Circle (23 homes on record)
- Mapleleaf Boulevard (3 homes on record)
- Christina Circle (2 homes on record)
Recent Developments in Bays End
Development, infrastructure, retail, and school activity affecting Bays End, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Development
ClearView apartments complete at $1 billion Echelon City Center in St. Petersburg
The 363-unit ClearView community, with ground-floor retail, is complete within the Echelon City Center development by Third Lake Partners and Echelon. A 3rd & 3rd residential high-rise with ground-floor retail is expected to open in the first quarter of 2027.
What it may mean for the marketNew downtown apartments and walkable retail add rental inventory and amenities in central St. Petersburg. The project is about 20 miles south of Bays End, elsewhere in Pinellas County.
Source: Tampa Bay Business and Wealth - August 2026Development
AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa
AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.
What it may mean for the marketA large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 10 miles southeast of Bays End.
Source: Tampa Bay Business and Wealth - August 2026Infrastructure
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 9 miles southeast of Bays End.
Source: Tampa Bay Business and Wealth - July 2026Infrastructure
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
What it may mean for the marketEstablishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The project is about 20 miles south of Bays End, elsewhere in Pinellas County.
Source: FOX 13 Tampa Bay - July 2026Development
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
What it may mean for the marketAdvances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 20 miles south of Bays End, elsewhere in Pinellas County.
Source: St Pete Catalyst - July 2026Development
Blake-Related team selected to redevelop 86-acre Historic Gas Plant District
St. Petersburg selected a bid led by Blake Investment Partners, with the Related Group as co-developer, to redevelop the 86-acre Historic Gas Plant District at the Tropicana Field site. The roughly 8.1 billion dollar mixed use plan calls for more than 3,600 income-restricted residential units, a 13-acre central park, and office, retail, hotel and civic space over an estimated 20-year buildout. The developers plan to purchase about 58 acres while the city retains roughly one third.
What it may mean for the marketAdds a large mixed use district with thousands of new residential units, a central park, and office, retail, hotel and civic space to the downtown St. Petersburg market. Redevelopment of the Tropicana Field site reshapes the surrounding property landscape and expands housing supply. The project is about 20 miles south of Bays End, elsewhere in Pinellas County.
Source: Florida YIMBY
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Bays End?
How long do homes in Bays End take to sell?
Is Bays End a buyer's or seller's market right now?
How many homes are in Bays End?
What share of Bays End is owner-occupied?
When were the homes in Bays End built?
Who is the best real estate agent for Bays End?
How do I find a top Oldsmar real estate agent who knows Bays End?
Can Momentum Realty connect me with an agent for Bays End?
Where is Bays End, and what county is it in?
Should you buy in Bays End?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34677)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2007 (29 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on Bays End
- Home values · What homes in Bays End actually sell for
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