Harbor Palms
Homes for Sale in Oldsmar, FL
All 172 homes for sale in Oldsmar, FL · median $329,450 · 150 homes for sale in 34677 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, the MLS records 45 closed sales in Harbor Palms Unit 6 A in Oldsmar, FL since 2004, the most recent in May 2026. Recorded prices since 2024 ran from $389,000 to $460,000 (median $440,000), on homes of 1,430 to 1,719 sq ft. Across Oldsmar as a whole, 296 homes closed in the last 12 months at a median of $364,750, 61 median days on market, with 89 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $8,530 ($7,720 with the full homestead exemption).
Part of Harbor Palms Unit Eleven, Oldsmar, FL — see all Harbor Palms Unit Eleven homes for sale (10 listings across 9 sections in the MLS).
| Location | Oldsmar, Pinellas County, FL · ZIP 34677 |
|---|---|
| Homes in the community | 360 (FL DOR 2025 assessment roll) |
| Years built | 1972–2013 (median 1979.0) |
| Typical living area | 1,631 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 78% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Palms Unit 6 A key facts,” movewithmomentum.com/neighborhoods/harbor-palms-unit-6-a, data as of September 20, 2026.
Harbor Palms Unit 6 A is a small, defined pocket in Oldsmar, on the Pinellas County side of upper Tampa Bay. With a snapshot this tight, price here is driven less by any headline number and more by the individual home: condition, updates, lot, and how long a given listing has been sitting. Treat each address on its own merits rather than assuming a single going rate for the whole enclave.
For buyers, that means underwriting the specific house — recent roof, systems, and finish level will move the price more than the community label. For sellers, presentation and pricing discipline matter, because in a subdivision this size a single stale listing sets the tone. Come in with a clear read on comparable condition and you will negotiate from a stronger position on either side.
Nearby homes for sale
No active listings inside Harbor PalmsHomes for Sale in Oldsmar, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbor Palms Unit 6 A is a compact residential enclave in Oldsmar, positioned in Pinellas County near the top of Tampa Bay, which puts it within reach of both the Pinellas and Hillsborough sides of the metro.
Stellar MLS sales records identify 323 homes in Harbor Palms that have changed hands since 2004, built between 1972 and 2012 (median 1974), with a median living area of about 1,442 sq ft and a typical 3-bedroom, 2-bath layout; 95% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 19 qualified sales in Harbor Palms across 2024–2025 (11 in 2024, 8 in 2025), median $365,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbor Palms is best for.
Best for
- Buyers wanting an Oldsmar base with reach toward both sides of Tampa Bay
- Purchasers willing to underwrite a specific home's condition and updates rather than a community average
- Sellers ready to invest in presentation and disciplined pricing in a low-inventory setting
Probably not for
- Shoppers who need a wide, always-active pool of listings to compare
- Buyers wanting a single predictable price point across the whole community
- Those unwilling to evaluate roof, systems, and finish level on a house-by-house basis
The market around Harbor Palms
Harbor Palms is too small for its own price trend, so here is the market around it.
In ZIP 34677, 185 homes are on the market and 19% are under contract — a steady corner of Oldsmar.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 34677 (Oldsmar), 439 homes closed in the last 12 months at a median of $365K ($239/sq ft), down 4.5% year over year, with a median 61 days on market. Right now 90 active and 20 pending listings put supply at about 4.7 months — a buyer's market. See the live ZIP 34677 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Harbor Palms specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Harbor Palms Unit 6 A, Oldsmar
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Harbor Palms buying strategy.
If we were buying in Harbor Palms today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Palms.
A small enclave read on its own terms
Oldsmar sits at the northern edge of Pinellas County, giving this community a location advantage that is genuinely dual-county in feel — bay access nearby and reasonable reach toward the wider Tampa Bay area. That location is the durable asset here; the housing stock itself should be evaluated house by house rather than by any assumed uniform standard.
Because the community is narrow in scope, inventory can be thin and turnover uneven. That cuts both ways: fewer choices for a buyer, but less direct competition for a well-prepared seller. The practical move is to watch condition-driven spread closely — two similar-looking homes can price differently based on updates alone.
The location and the amenities are priced into every listing in Harbor Palms. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small Pinellas enclave like Harbor Palms Unit 6 A, the edge comes from knowing each listing as it moves, not from broad averages. We track condition, days on market, and how individual homes are priced against one another, so you are negotiating on the specific house in front of you — and we will tell you plainly when a given property, or the community itself, is not the right fit for your goals.
Harbor Palms in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Palms buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Palms sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Palms, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Palms home worth?
Get a no-obligation home value based on real comparable sales in Harbor Palms, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Oldsmar →
Frequently Asked Questions
How many homes are in Harbor Palms?
What share of Harbor Palms is owner-occupied?
When were the homes in Harbor Palms built?
Who is the best real estate agent for Harbor Palms?
How do I find a top Oldsmar real estate agent who knows Harbor Palms?
Can Momentum Realty connect me with an agent for Harbor Palms?
Where is Harbor Palms, and what county is it in?
Should you buy in Harbor Palms?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 22, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (11 streets, ZIP 34677)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (45 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harbor Palms Unit 6 A fits the bigger picture — live prices, inventory, and Momentum Scores:
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