Bear Creek
Homes for Sale in Freeport, FL
All 373 homes for sale in Freeport, FL · median $426,028 · 374 homes for sale in 32439 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Bear Creek Ph I in Freeport, FL has 2 homes for sale. Bear Creek Ph I is a community in Freeport, Walton County, FL. Across Freeport as a whole, 608 homes closed in the last 12 months at a median of $385,471, 71 median days on market, with 296 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $3,760 ($3,380 with the full homestead exemption).
Part of Bear Creek, Freeport, FL — see all Bear Creek homes for sale (7 listings across 3 sections in the MLS).
Bear Creek is a thin market right now, with just two active listings as of mid-2026. In a community this small, price is set less by the neighborhood and more by the specific condition, lot, and finish level of whatever happens to be for sale. There is no deep pool of comparable inventory to anchor a number, so each listing tends to stand on its own.
For a buyer, that means patience and flexibility matter more than speed — your options are limited, and the right home may not be listed on the day you start looking. For a seller, low competing supply can work in your favor, but with so few data points, pricing has to be built carefully from the condition of the home itself rather than assumed from a busy comp set.
The 60-Second Overview
Bear Creek is a small pocket in Freeport, in Walton County, and its inventory reflects that scale — a handful of homes rather than a steady stream. This is a place you buy when the specific house fits, not because there are many to choose from.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Bear Creek is best for.
Best for
- Buyers targeting a Walton County location who can wait for the right home to list
- Sellers who want to price into a low-competition window with careful, condition-based positioning
- Buyers comfortable evaluating a home on its own merits rather than against a large comp set
Probably not for
- Buyers who need a wide range of homes to compare before committing
- Buyers on a fixed timeline who must close within a narrow window
- Buyers counting on shared community amenities, which are not identified in current listings
28% of homes for sale in ZIP 32439 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-24).
Bear Creek Ph I Market Scorecard
Bear Creek Ph I is currently a thin data market. Limited supply, a median asking price of $674,550, and homes go under contract in about 106 days.
Typical home value in the 32439 ZIP is $391,682, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Bear Creek
Live MLS inventory for Bear Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bear Creek listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Bear Creek Ph I Right Now (2)
All 2 active and pending Bear Creek Ph I listings with a detail page, newest first, refreshed twice a day from the MLS.
- 97 Muzzle Street · $769,700 · 4 bd / 3 ba · listed Jun 30, 2026 · listed by Compass
- 78 E Grizzly Street · $579,400 · 3 bd / 2 ba · listed Jun 30, 2026 · listed by Keller Williams Realty SRB
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Freeport · Elementary
- Freeport · Middle
- Freeport · High
Zoned schools reflect the assignments reported on recent Bear Creek listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bear Creek address.
Shop the zone: Homes zoned for Freeport High School
The Bear Creek buying strategy.
If we were buying in Bear Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bear Creek.
A small-supply market in Freeport
Two active listings is the whole story on availability here. That number tells you this is not a community you shop by browsing dozens of options; it is one you track and act on when something comes up. The current MLS record shows no identified shared amenities, so buyers should evaluate each home on its own lot, layout, and condition rather than expecting community facilities to carry value.
Because supply is so limited, the usual signals — days on market trends, price bands, a range of comparable sales — are simply not robust here. That makes local guidance more important, not less. The Freeport location within Walton County is the durable draw; the individual home is where the real analysis happens.
The location and the amenities are priced into every listing in Bear Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a two-listing market, generic pricing tools and broad averages are close to useless. We work the individual home in front of you — its condition, its lot, and how it stacks against the little that is actually available or recently traded in and around Freeport — and we tell you plainly when the fit or the price does not make sense.
Bear Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bear Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bear Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bear Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bear Creek home worth?
Get a no-obligation home value based on real comparable sales in Bear Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Bear Creek on the map →
Should you buy in Bear Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
More Freeport & Destin, Okaloosa & Walton (Emerald Coast) guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Destin, Okaloosa & Walton (Emerald Coast) or the full Neighborhood Finder.
See how BEAR CREEK PH I fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Bear Creek
Where is Bear Creek?
Bear Creek is a community in Freeport, Walton County, Florida.
Are there homes for sale in Bear Creek right now?
Yes — 2 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Bear Creek have an HOA or CDD?
No HOA is on record for Bear Creek in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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