BEAR STONE
Homes for Sale in OVIEDO, FL

Community in OVIEDO · Seminole County · ZIP 32765
104 homesBuilt 1997–2004
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Built fromLive Stellar MLS data19 years of closingsFL DOR public recordsUpdated twice daily
Live · BEAR STONE Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
2
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
85%
Owner-occupied · BEAR STONE
88 of 104 parcels homesteaded (FL DOR 2025)
15%
Non-owner-occupied · BEAR STONE
incl. 10% trust or LLC-held · 4% out-of-state
0%
Cash buyers · BEAR STONE
0 of 4 sales, 12 mo ending June 2026
104
Homes in the community
104 residential parcels (FL DOR 2025)
Track record · 19 years of records
Est. 1997
Community established
homes built 1997-2004, median 2002 (FL DOR 2025)
0
Failed listings · 2024
peaked at 6 in 2006
1.9%/yr
Turnover rate
about 2 of 104 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Bear Stone is a built-out pocket of Oviedo where the homes came up between 1997 and 2004, clustered around a 2002 build. What sets price here is condition, not location premium or new-construction sheen: with a median around 2,973 square feet and homes now two decades old or more, the spread between a renovated interior and an original one does the pricing work. Expect a wide range driven by updates, not by any list of tiers.

The closing data is thin — only two sales in the current window — so treat any single number as a signal, not a market. With 104 homes and roughly 85% carrying a homestead exemption, turnover is low and inventory surfaces sparingly. For a seller, that scarcity is leverage; for a buyer, it means patience and a willingness to move when the right updated home lists.

Best for

  • Long-hold buyers who want space and plan to stay put for many years
  • Buyers comfortable budgeting for updates on an early-2000s home
  • Sellers with an updated home who can wait for the right offer in a scarce market

Probably not for

  • Buyers set on new construction or the latest floor plans
  • Investors seeking quick turnover or high rental churn
  • Buyers who need to choose from a large, immediately available inventory

The market around BEAR STONE

BEAR STONE is a small community — 42 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.

In ZIP 32765, 287 homes are on the market and 34% are under contract — a fast-moving corner of OVIEDO.

Across Seminole County, 1,574 homes are active and 662 pending (30% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not BEAR STONE specifically. Momentum Research analysis of MLS records.

If we were buying in BEAR STONE today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in BEAR STONE.

Best Buy
Buyers who want a larger home in a settled, low-turnover Oviedo community.
Biggest Risk
Thin sales data makes pricing dependent on a few comparables, not a deep market.
Sweet Spot
An updated home near the 2,973-square-foot median with modern systems already handled.
Avoid If
You need new construction or a quick pick from broad, ready inventory.

A built-out community trading on condition

The homes here share a common era and generous footprint — a median near 2,973 square feet — which narrows the structural variation and pushes the real differences into finishes, systems, and how each home has been maintained. Roofs, HVAC, and kitchens from the original build cycle are the line items that separate one asking price from another. Buyers should underwrite for updates on anything untouched since delivery.

High homestead occupancy, roughly 85%, tells you this is a long-hold community rather than an investor churn or rental play. That stability supports steady demand, but it also throttles supply: with so few homes and so few of them turning over, a buyer waiting for the ideal floor plan and finish level may wait a while. The two-sale window underscores how little trades here at any given time.

The location and the amenities are priced into every listing in BEAR STONE. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-turnover community like Bear Stone, the number that matters is not a broad market average — it is what one comparable, similarly updated home actually did. With only a handful of recent sales, we anchor pricing to condition and square footage rather than to noisy averages, and we tell sellers plainly where their finishes sit and buyers exactly what an outdated system will cost to bring current.

BEAR STONE in 15 seconds.

Best forBuyers who want a larger home in a settled, low-turnover Oviedo community.
Biggest advantageScarce inventory and long ownership give sellers real leverage when they list.
Biggest riskThin sales data makes pricing dependent on a few comparables, not a deep market.
Sweet spotAn updated home near the 2,973-square-foot median with modern systems already handled.
Avoid ifYou need new construction or a quick pick from broad, ready inventory.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed BEAR STONE sales matched to your home.

What is your BEAR STONE home worth?

Get a no-obligation home value based on real comparable sales in BEAR STONE, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in BEAR STONE?
The Florida DOR 2025 assessment roll shows 104 homes in BEAR STONE (public records).
What share of BEAR STONE is owner-occupied?
85% of BEAR STONE parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in BEAR STONE built?
Homes in BEAR STONE were built between 1997 and 2004, with a median year built of 2002 (FL DOR 2025 roll).
Do cash buyers compete in BEAR STONE?
Cash buyers took 0% of BEAR STONE sales in the 12 months ending June 2026 (0 of 4 closings, Stellar MLS).
Who is the best real estate agent for BEAR STONE?
The best agent for BEAR STONE is one who actively works OVIEDO and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for BEAR STONE.
How do I find a top OVIEDO real estate agent who knows BEAR STONE?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows BEAR STONE and the wider OVIEDO area.
Can Momentum Realty connect me with an agent for BEAR STONE?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your BEAR STONE purchase or sale - no call center and no pressure.
Long-hold buyers who want space and plan to stay put for many yearsExcellent fit
Buyers comfortable budgeting for updates on an early-2000s homeExcellent fit
Sellers with an updated home who can wait for the right offer in a scarce marketExcellent fit
Buyers set on new construction or the latest floor plansProbably not
Investors seeking quick turnover or high rental churnProbably not
Buyers who need to choose from a large, immediately available inventoryProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32765))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2007 (44 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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CallFree valuation →
Thinking of selling in BEAR STONE? 2 recorded closings (window ending 2026-08-02). See the Seminole County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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