Bear Stone
Homes for Sale in Oviedo, FL
All 203 homes for sale in Oviedo, FL · median $489,990 · 135 homes for sale in 32765 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, the MLS records 44 closed sales in Bear Stone in Oviedo, FL since 2007, the most recent in May 2026. Recorded prices since 2024 ran from $625,000 to $819,000 (median $720,000), on homes of 2,522 to 3,920 sq ft. Across Oviedo as a whole, 444 homes closed in the last 12 months at a median of $479,950, 34 median days on market, with 66 homes for sale today. At that median and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $10,930 ($10,330 with the full homestead exemption).

Bear Stone is a built-out pocket of Oviedo where the homes came up between 1997 and 2004, clustered around a 2002 build. What sets price here is condition, not location premium or new-construction sheen: with a median around 2,973 square feet and homes now two decades old or more, the spread between a renovated interior and an original one does the pricing work. Expect a wide range driven by updates, not by any list of tiers.
The closing data is thin — only two sales in the current window — so treat any single number as a signal, not a market. With 104 homes and roughly 85% carrying a homestead exemption, turnover is low and inventory surfaces sparingly. For a seller, that scarcity is leverage; for a buyer, it means patience and a willingness to move when the right updated home lists.
Nearby homes for sale
No active listings inside Bear Stone right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bear Stone is a small, stable Oviedo community of 104 larger homes built in a tight window around 2002, where most owners stay put and listings are infrequent.
Stellar MLS sales records identify 56 homes in Bear Stone that have changed hands since 2005, built between 2000 and 2004 (median 2002), with a median living area of about 2,973 sq ft and a typical 5-bedroom, 4-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Bear Stone is best for.
Best for
- Long-hold buyers who want space and plan to stay put for many years
- Buyers comfortable budgeting for updates on an early-2000s home
- Sellers with an updated home who can wait for the right offer in a scarce market
Probably not for
- Buyers set on new construction or the latest floor plans
- Investors seeking quick turnover or high rental churn
- Buyers who need to choose from a large, immediately available inventory
The market around Bear Stone
Bear Stone is too small for its own price trend, so here is the market around it.
In ZIP 32765, 269 homes are on the market and 32% are under contract — a fast-moving corner of Oviedo.
Across Seminole County, 1,646 homes are active and 585 pending (26% under contract).
In ZIP 32765 (Oviedo), 735 homes closed in the last 12 months at a median of $485K ($251/sq ft), down 2.1% year over year, with a median 35 days on market. Right now 60 active and 36 pending listings put supply at about 3.1 months — a healthy market. See the live ZIP 32765 housing market and the Seminole County market.
ZIP and county figures describe the wider market, not Bear Stone specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Bear Stone, Oviedo
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Bear Stone buying strategy.
If we were buying in Bear Stone today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bear Stone.
A built-out community trading on condition
The homes here share a common era and generous footprint — a median near 2,973 square feet — which narrows the structural variation and pushes the real differences into finishes, systems, and how each home has been maintained. Roofs, HVAC, and kitchens from the original build cycle are the line items that separate one asking price from another. Buyers should underwrite for updates on anything untouched since delivery.
High homestead occupancy, roughly 85%, tells you this is a long-hold community rather than an investor churn or rental play. That stability supports steady demand, but it also throttles supply: with so few homes and so few of them turning over, a buyer waiting for the ideal floor plan and finish level may wait a while. The two-sale window underscores how little trades here at any given time.
The location and the amenities are priced into every listing in Bear Stone. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-turnover community like Bear Stone, the number that matters is not a broad market average — it is what one comparable, similarly updated home actually did. With only a handful of recent sales, we anchor pricing to condition and square footage rather than to noisy averages, and we tell sellers plainly where their finishes sit and buyers exactly what an outdated system will cost to bring current.
Bear Stone in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $122/month (about $1,464/yr) · median of 6 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $122 per month ($1,464 a year) — the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bear Stone buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bear Stone sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bear Stone, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bear Stone home worth?
Get a no-obligation home value based on real comparable sales in Bear Stone, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Oviedo →
Should you buy in Bear Stone?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2007 (44 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Bear Stone fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Bear Stone
Where is Bear Stone?
Bear Stone is a community in Oviedo, Seminole County, Florida, ZIP 32765.
Are there homes for sale in Bear Stone right now?
No active listings inside Bear Stone at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Bear Stone have an HOA or CDD?
No HOA is on record for Bear Stone in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Bear Stone with Momentum Realty’s local guides.
Bear Stone Market Scorecard
Bear Stone is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32765 ZIP is $491,442, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






