Bear Stone
Homes for Sale in Oviedo, FL
All 214 homes for sale in Oviedo, FL · median $479,950 · 195 homes for sale in 32765 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, Bear Stone in Oviedo, FL has 1 home for sale. Homes listed or recently sold were built 2001–2003; 4 of 4 report an HOA (median $123/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 49 ft).

Bear Stone is a built-out pocket of Oviedo where the homes came up between 1997 and 2004, clustered around a 2002 build. What sets price here is condition, not location premium or new-construction sheen: with a median around 2,973 square feet and homes now two decades old or more, the spread between a renovated interior and an original one does the pricing work. Expect a wide range driven by updates, not by any list of tiers.
The closing data is thin — only two sales in the current window — so treat any single number as a signal, not a market. With 104 homes and roughly 85% carrying a homestead exemption, turnover is low and inventory surfaces sparingly. For a seller, that scarcity is leverage; for a buyer, it means patience and a willingness to move when the right updated home lists.
Figures in this note are as of July 13, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Bear Stone right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 24, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bear Stone is a small, stable Oviedo community of 104 larger homes built in a tight window around 2002, where most owners stay put and listings are infrequent.
Stellar MLS sales records identify 57 homes in Bear Stone that have changed hands since 2005, built between 2000 and 2004 (median 2002), with a median living area of about 2,969 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in Bear Stone across 2024–2025 (1 in 2024, 5 in 2025), median $720,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Bear Stone. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Bear Stone; content deemed reliable but not guaranteed.
Who Bear Stone is best for.
Best for
- Long-hold buyers who want space and plan to stay put for many years
- Buyers comfortable budgeting for updates on an early-2000s home
- Sellers with an updated home who can wait for the right offer in a scarce market
Probably not for
- Buyers set on new construction or the latest floor plans
- Investors seeking quick turnover or high rental churn
- Buyers who need to choose from a large, immediately available inventory
The market around Bear Stone
Bear Stone is too small for its own price trend, so here is the market around it.
In ZIP 32765, 256 homes are on the market and 29% are under contract — a steady corner of Oviedo.
Across Seminole County, 1,676 homes are active and 570 pending (25% under contract).
In ZIP 32765 (Oviedo), 734 homes closed in the last 12 months at a median of $485K ($251/sq ft), down 2.3% year over year, with a median 36 days on market. Right now 70 active and 34 pending listings put supply at about 3.4 months — a balanced market. See the live ZIP 32765 housing market and the Seminole County market.
ZIP and county figures describe the wider market, not Bear Stone specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Bear Stone
Live MLS inventory for Bear Stone. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bear Stone listings as of 2026-10-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Tap any home to ask about it.
Bear Stone on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Seminole County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Evans Elementary · Elementary
- Tuskawilla Middle · Middle
- Lake Howell High · High
Zoned schools reflect the assignments reported on recent Bear Stone listings and can change; always confirm with Seminole County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bear Stone address.
The Bear Stone buying strategy.
If we were buying in Bear Stone today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bear Stone.
A built-out community trading on condition
The homes here share a common era and generous footprint — a median near 2,973 square feet — which narrows the structural variation and pushes the real differences into finishes, systems, and how each home has been maintained. Roofs, HVAC, and kitchens from the original build cycle are the line items that separate one asking price from another. Buyers should underwrite for updates on anything untouched since delivery.
High homestead occupancy, roughly 85%, tells you this is a long-hold community rather than an investor churn or rental play. That stability supports steady demand, but it also throttles supply: with so few homes and so few of them turning over, a buyer waiting for the ideal floor plan and finish level may wait a while. The two-sale window underscores how little trades here at any given time.
The location and the amenities are priced into every listing in Bear Stone. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-turnover community like Bear Stone, the number that matters is not a broad market average — it is what one comparable, similarly updated home actually did. With only a handful of recent sales, we anchor pricing to condition and square footage rather than to noisy averages, and we tell sellers plainly where their finishes sit and buyers exactly what an outdated system will cost to bring current.
Bear Stone in 15 seconds.
Tools for a Bear Stone buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bear Stone sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bear Stone, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bear Stone home worth?
Get a no-obligation home value based on real comparable sales in Bear Stone, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Oviedo →
| Location | Oviedo, Seminole County, FL · ZIP 32765 |
|---|---|
| Homes in the community | 104 (FL DOR 2025 assessment roll) |
| Years built | 1997–2004 (median 2002) |
| Typical living area | 2,973 sq ft (median) |
| Amenities listed by sellers | Gated Community, Gated Community - No Guard, Deed Restrictions, Gated, Maintenance, Playground |
| For sale right now | 1 active, 0 pending · median asking $700,000 · 4.0 months of supply |
| Owner-occupied (homestead) share | 85% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bear Stone key facts,” movewithmomentum.com/neighborhoods/bear-stone, data as of September 20, 2026.
Housing distress & ownership in Bear Stone, Oviedo
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Bear Stone Right Now (2)
All 2 active and pending Bear Stone listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2712 Aloma Oaks Drive · $749,900 · 5 bd / 4 ba · pending · listed Oct 9, 2026 · listed by Hamilton Group Realty
- 2672 Aloma Oaks Drive · $650,000 · 4 bd / 3 ba · listed Sep 20, 2026 · listed by Dj & Lindsey Real Estate
More Oviedo home searches
- All homes for sale in Oviedo, FL
- Homes for sale in Seminole County, FL
- Oviedo pool homes for sale
- Oviedo waterfront homes for sale
- Gated communities in Oviedo
- Homes under $300K in Oviedo
- Homes from $300K to $500K in Oviedo
- 4-bedroom homes for sale in Oviedo
- Oviedo home values: what is my house worth?
- ZIP 32765 housing scorecard
Oviedo guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Seminole County)
- Homestead exemption (Seminole County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Oviedo? Join Momentum in Oviedo: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Bear Stone Run (32 homes on record)
- Aloma Oaks Drive (24 homes on record)
26% of homes for sale in ZIP 32765 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-23).
What it really costs to own in Bear Stone
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $1,472/year (about $123/month) across 4 MLS listings (most billed annually; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Seminole County is $1,572/yr (1,203 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2002 across 3 listings. An original roof here would be about 24 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Bear Stone
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Bear Stone
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bear Stone will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
Is Bear Stone a buyer's or seller's market right now?
How many homes are in Bear Stone?
What share of Bear Stone is owner-occupied?
When were the homes in Bear Stone built?
Who is the best real estate agent for Bear Stone?
How do I find a top Oviedo real estate agent who knows Bear Stone?
Can Momentum Realty connect me with an agent for Bear Stone?
Where is Bear Stone, and what county is it in?
Should you buy in Bear Stone?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 23, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32765)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2007 (44 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Bear Stone fits the bigger picture — live prices, inventory, and Momentum Scores:
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