Bear Stone
Homes for Sale in Oviedo, FL

All 194 homes for sale in Oviedo, FL · median $479,950 · 181 homes for sale in 32765 · Seminole County homes for sale

Community in Oviedo · Seminole County · ZIP 32765
104 homesBuilt 1997–2004
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Photo via Stellar MLS

Built fromLive Stellar MLS data19 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Bear Stone in Oviedo, FL has 1 home for sale. Homes listed or recently sold were built 2002–2003; 3 of 3 report an HOA (median $123/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 50 ft).

Bear Stone key facts
LocationOviedo, Seminole County, FL · ZIP 32765
Homes in the community104 (FL DOR 2025 assessment roll)
Years built1997–2004 (median 2002)
Typical living area2,973 sq ft (median)
Amenities listed by sellersGated, Gated Community, Gated Community - No Guard, Deed Restrictions, Maintenance, Playground
For sale right now1 active, 0 pending · median asking $700,000 · 4.0 months of supply
Owner-occupied (homestead) share85%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bear Stone key facts,” movewithmomentum.com/neighborhoods/bear-stone, data as of September 20, 2026.

Last 30 days in Bear Stone: 1 new listing (median asking $700,000). As of October 5, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Bear Stone Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Seminole: 25% (570 of 2,246)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
85%
Owner-occupied · Bear Stone
88 of 104 parcels homesteaded (FL DOR 2025)
15%
Non-owner-occupied · Bear Stone
incl. 10% trust or LLC-held · 4% out-of-state
104
Homes in the community
104 residential parcels (FL DOR 2025)
Track record · 19 years of records
6
Recorded sales · 2024-2025
median $720K · qualified sales on the county roll (FL DOR 2025)
Est. 1997
Community established
homes built 1997-2004, median 2002 (FL DOR 2025)
1.9%/yr
Turnover rate
about 2 of 104 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Bear Stone is a built-out pocket of Oviedo where the homes came up between 1997 and 2004, clustered around a 2002 build. What sets price here is condition, not location premium or new-construction sheen: with a median around 2,973 square feet and homes now two decades old or more, the spread between a renovated interior and an original one does the pricing work. Expect a wide range driven by updates, not by any list of tiers.

The closing data is thin — only two sales in the current window — so treat any single number as a signal, not a market. With 104 homes and roughly 85% carrying a homestead exemption, turnover is low and inventory surfaces sparingly. For a seller, that scarcity is leverage; for a buyer, it means patience and a willingness to move when the right updated home lists.

Bear Stone Housing Pulse · Momentum Research · as of September 20, 2026

Bear Stone right now

🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 5, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Bear Stone is a small, stable Oviedo community of 104 larger homes built in a tight window around 2002, where most owners stay put and listings are infrequent.

Stellar MLS sales records identify 57 homes in Bear Stone that have changed hands since 2005, built between 2000 and 2004 (median 2002), with a median living area of about 2,969 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 6 qualified sales in Bear Stone across 2024–2025 (1 in 2024, 5 in 2025), median $720,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Long-hold buyers who want space and plan to stay put for many years
  • Buyers comfortable budgeting for updates on an early-2000s home
  • Sellers with an updated home who can wait for the right offer in a scarce market

Probably not for

  • Buyers set on new construction or the latest floor plans
  • Investors seeking quick turnover or high rental churn
  • Buyers who need to choose from a large, immediately available inventory

The market around Bear Stone

Bear Stone is too small for its own price trend, so here is the market around it.

In ZIP 32765, 256 homes are on the market and 29% are under contract — a steady corner of Oviedo.

Across Seminole County, 1,676 homes are active and 570 pending (25% under contract).

In ZIP 32765 (Oviedo), 734 homes closed in the last 12 months at a median of $485K ($251/sq ft), down 2.3% year over year, with a median 36 days on market. Right now 70 active and 34 pending listings put supply at about 3.4 months — a balanced market. See the live ZIP 32765 housing market and the Seminole County market.

ZIP and county figures describe the wider market, not Bear Stone specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Bear Stone, Oviedo

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-23)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Bear Stone

Live MLS inventory for Bear Stone. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Bear Stone listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Tap any home to ask about it.

Every Home for Sale in Bear Stone Right Now (1)

All 1 active and pending Bear Stone listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 2672 Aloma Oaks Drive · $700,000 · 4 bd / 3 ba · listed Sep 20, 2026 · listed by Dj & Lindsey Real Estate

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Bear Stone today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bear Stone.

Best Buy
Buyers who want a larger home in a settled, low-turnover Oviedo community.
Biggest Risk
Thin sales data makes pricing dependent on a few comparables, not a deep market.
Sweet Spot
An updated home near the 2,973-square-foot median with modern systems already handled.
Avoid If
You need new construction or a quick pick from broad, ready inventory.

A built-out community trading on condition

The homes here share a common era and generous footprint — a median near 2,973 square feet — which narrows the structural variation and pushes the real differences into finishes, systems, and how each home has been maintained. Roofs, HVAC, and kitchens from the original build cycle are the line items that separate one asking price from another. Buyers should underwrite for updates on anything untouched since delivery.

High homestead occupancy, roughly 85%, tells you this is a long-hold community rather than an investor churn or rental play. That stability supports steady demand, but it also throttles supply: with so few homes and so few of them turning over, a buyer waiting for the ideal floor plan and finish level may wait a while. The two-sale window underscores how little trades here at any given time.

“

The location and the amenities are priced into every listing in Bear Stone. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-turnover community like Bear Stone, the number that matters is not a broad market average — it is what one comparable, similarly updated home actually did. With only a handful of recent sales, we anchor pricing to condition and square footage rather than to noisy averages, and we tell sellers plainly where their finishes sit and buyers exactly what an outdated system will cost to bring current.

Bear Stone in 15 seconds.

Best forBuyers who want a larger home in a settled, low-turnover Oviedo community.
Biggest advantageScarce inventory and long ownership give sellers real leverage when they list.
Biggest riskThin sales data makes pricing dependent on a few comparables, not a deep market.
Sweet spotAn updated home near the 2,973-square-foot median with modern systems already handled.
Avoid ifYou need new construction or a quick pick from broad, ready inventory.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Bear Stone homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Bear Stone.
In short
  • HOA dues reported around $123/month (about $1,476/yr) · median of 61 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $123 per month ($1,476 a year) — the median AssociationFee across 61 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bear Stone sales matched to your home.

What is your Bear Stone home worth?

Get a no-obligation home value based on real comparable sales in Bear Stone, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Oviedo →

Real comps, not an automated estimate.
How much local inventory is already under contract

26% of homes for sale in ZIP 32765 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-04).

Frequently Asked Questions

Is Bear Stone a buyer's or seller's market right now?
As of September 20, 2026, Bear Stone is roughly balanced: 4.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Bear Stone?
The Florida DOR 2025 assessment roll shows 104 homes in Bear Stone (public records).
What share of Bear Stone is owner-occupied?
85% of Bear Stone parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Bear Stone built?
Homes in Bear Stone were built between 1997 and 2004, with a median year built of 2002 (FL DOR 2025 roll).
Who is the best real estate agent for Bear Stone?
The best agent for Bear Stone is one who actively works Oviedo and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bear Stone.
How do I find a top Oviedo real estate agent who knows Bear Stone?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bear Stone and the wider Oviedo area.
Can Momentum Realty connect me with an agent for Bear Stone?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bear Stone purchase or sale - no call center and no pressure.
Where is Bear Stone, and what county is it in?
Bear Stone is in Oviedo, Seminole County, FL, ZIP 32765. The community's center is about 2 miles southwest of the center of Oviedo (straight-line).
Long-hold buyers who want space and plan to stay put for many yearsExcellent fit
Buyers comfortable budgeting for updates on an early-2000s homeExcellent fit
Sellers with an updated home who can wait for the right offer in a scarce marketExcellent fit
Buyers set on new construction or the latest floor plansProbably not
Investors seeking quick turnover or high rental churnProbably not
Buyers who need to choose from a large, immediately available inventoryProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32765))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2007 (44 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Bear Stone? 2 recorded closings (window ending 2026-09-20). See the Seminole County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Bear Stone with Momentum Realty’s local guides.

Cedar Glen Of Aloma Woods0.1 mi away · median $440K, 3 sales/12 moCypress Head At The Enclave0.2 mi away · median $568K, 6 sales/12 moWentworth Estates0.4 mi away · 59 homes, built 1997–02CLChapman Lakes0.4 mi away · 121 homes, built 1991–01EAEstates At Aloma Woods0.4 mi away · median $680K, 5 sales/12 mo

Browse all neighborhood guides →

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