Bel-Air S/D
Homes for Sale in Fort Walton Beach, FL

A 439-home subdivision of mostly mid-century Fort Walton Beach houses, Bel-Air trades on renovation quality rather than size or shared amenities, and inventory here is scarce enough that listings tend to move quickly.

Emerald Coast MLS sales records identify 85 homes in BEL-AIR S/D that have changed hands since 2001, built between 1954 and 2018 (median 1957), with a median living area of about 1,283 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 11 qualified sales in BEL-AIR S/D across 2024–2025 (4 in 2024, 7 in 2025), median $273,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Bel-Air S/D is too small for its own price trend, so here is the market around it.

In ZIP 32548, 307 homes are on the market and 10% are under contract — a slower corner of Fort Walton Beach.

Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).

In ZIP 32548 (Fort Walton Beach), 51 homes closed in the last 12 months at a median of $325K, up 10.3% year over year, with a median 57 days on market. Right now 37 active and 10 pending listings put supply at about 8.7 months — a buyer's market. See the live ZIP 32548 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Bel-Air S/D specifically. Momentum Research analysis of MLS records.

• Edwins · Elementary
• Bruner · Middle
• Fort Walton Beach · High

Zoned schools reflect the assignments reported on recent Bel-Air S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Bel-Air S/D address.

The defining fact of Bel-Air is age spread. Homes span 1954 to 2020, but the median year built is 1959, so the bulk of the neighborhood is genuinely mid-century. That creates a wide, condition-driven price spread: two houses of similar size can sell far apart depending on roof, systems, kitchens, and whether prior owners modernized. Treat the $316,000 median as a midpoint, not a menu — the number under it or over it is about what has been done to the house.

No community amenities were identified from current MLS listings, so you are buying the house and the location, not a pool or gate. Roughly two-thirds of homes carry a homestead exemption, which points to a stable, largely owner-occupied fabric rather than a heavy rental-turnover street. With one home active and a 16-day median time to contract, the practical challenge is availability, not marketability.

In a subdivision this old and this thin on inventory, the entire negotiation turns on reading condition correctly and moving fast. We know how to price a renovated Bel-Air house against an original one, how to underwrite roof and systems risk on a 1950s build, and how to have you ready to write when the next listing hits a market that clears in about two weeks.