BEL-AIR S/D
Homes for Sale in Fort Walton Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via emeraldcoast
Bel-Air is an established Fort Walton Beach subdivision where the housing stock, not amenities or new construction, sets the price. With a median build year of 1959 and homes dating back to 1954, condition and updates drive value more than square footage; the median footprint sits around 1,430 sq ft, so what you pay reflects how much of the original house has been reworked.
The current posture is thin and quick. One active listing against a median 16 days on market tells you inventory clears fast when it is priced right. For sellers, that is leverage on a well-prepped home; for buyers, it means you move on the right listing without dawdling, and you underwrite condition carefully at a $316,000 median.
The 60-Second Overview
BEL-AIR S/D market snapshot (as of July 25, 2026): the median sale price is about $316K, and a median 16 days on market for closed sales.
BEL-AIR S/D is a community of 439 homes in Fort Walton Beach, Okaloosa County, built between 1954 and 2020 (median 1959), with a median living area of about 1,430 square feet. 67% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A 439-home subdivision of mostly mid-century Fort Walton Beach houses, Bel-Air trades on renovation quality rather than size or shared amenities, and inventory here is scarce enough that listings tend to move quickly.
Who BEL-AIR S/D is best for.
Best for
- Buyers targeting a mid-$300s median who value an established location over new build
- Renovation-minded buyers comfortable pricing and improving a mid-century house
- Owner-occupants who want a stable, largely homesteaded street
Probably not for
- Buyers who want turnkey new construction and modern floor plans
- Anyone needing community amenities like a pool, gate, or clubhouse
- Shoppers who want a deep, patient search — inventory here is scarce and moves fast
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($316K) IS the median in the snapshot above.
Windows contain 1 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
BEL-AIR S/D Market Scorecard
BEL-AIR S/D is currently a balanced market., a median asking price of $274,900, and homes go under contract in about 358 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in BEL-AIR S/D
Live MLS inventory for BEL-AIR S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending BEL-AIR S/D listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Edwins · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent BEL-AIR S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any BEL-AIR S/D address.
The BEL-AIR S/D buying strategy.
If we were buying in BEL-AIR S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in BEL-AIR S/D.
A condition-driven mid-century pocket
The defining fact of Bel-Air is age spread. Homes span 1954 to 2020, but the median year built is 1959, so the bulk of the neighborhood is genuinely mid-century. That creates a wide, condition-driven price spread: two houses of similar size can sell far apart depending on roof, systems, kitchens, and whether prior owners modernized. Treat the $316,000 median as a midpoint, not a menu — the number under it or over it is about what has been done to the house.
No community amenities were identified from current MLS listings, so you are buying the house and the location, not a pool or gate. Roughly two-thirds of homes carry a homestead exemption, which points to a stable, largely owner-occupied fabric rather than a heavy rental-turnover street. With one home active and a 16-day median time to contract, the practical challenge is availability, not marketability.
The location and the amenities are priced into every listing in BEL-AIR S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this old and this thin on inventory, the entire negotiation turns on reading condition correctly and moving fast. We know how to price a renovated Bel-Air house against an original one, how to underwrite roof and systems risk on a 1950s build, and how to have you ready to write when the next listing hits a market that clears in about two weeks.
BEL-AIR S/D in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a BEL-AIR S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed BEL-AIR S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in BEL-AIR S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your BEL-AIR S/D home worth?
Get a no-obligation home value based on real comparable sales in BEL-AIR S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in BEL-AIR S/D on the map →
Frequently Asked Questions
What is the median home price in BEL-AIR S/D?
How long do homes in BEL-AIR S/D take to sell?
How many homes are in BEL-AIR S/D?
What share of BEL-AIR S/D is owner-occupied?
When were the homes in BEL-AIR S/D built?
Do cash buyers compete in BEL-AIR S/D?
Who is the best real estate agent for BEL-AIR S/D?
How do I find a top Fort Walton Beach real estate agent who knows BEL-AIR S/D?
Can Momentum Realty connect me with an agent for BEL-AIR S/D?
Should you buy in BEL-AIR S/D?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near BEL-AIR S/D with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | emeraldcoast, refreshed twice daily (last: July 25, 2026) |
| Community market stats | emeraldcoast closed sales, 12-month windows ending July 25, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (7 streets, ZIP 32548)) |
| Historical depth | Closed-sale records back to 1994 (83 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.
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