Bayridge
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 282 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Bayridge Addn To Fort Walton Beach in Fort Walton Beach, FL has 1 home for sale. As of October 2026, the MLS records 26 closed sales in Bayridge Addn To Fort Walton Beach in Fort Walton Beach, FL since 1996, the most recent in August 2025. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 261 (FL DOR 2025 assessment roll) |
| Years built | 1950–2020 (median 1960) |
| Typical living area | 1,590 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $300,000 |
| Owner-occupied (homestead) share | 71% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “BAYRIDGE ADDN TO FORT WALTON BEACH key facts,” movewithmomentum.com/neighborhoods/bayridge-addn-to-fort-walton-beach, data as of September 20, 2026.

Bayridge is an established pocket of Fort Walton Beach where the stock skews older — a median build year of 1960 inside a range that runs from 1950 to 2020. That spread is the whole story: two homes at the same square footage can sell for very different numbers depending on whether they've been reworked or left largely original. Condition, not location alone, is what sets price here.
The market is thin right now — one active listing against a single recent closing. With 261 homes and 71% carrying a homestead exemption, turnover is low and inventory arrives in trickles rather than waves. For a buyer that means patience and quick decisions when something does list; for a seller it means less direct competition, but pricing has to be anchored to the actual condition of your home, not a neighbor's renovated comp.
The 60-Second Overview
Bayridge is a small, long-settled Fort Walton Beach neighborhood of roughly 261 homes with a median size near 1,590 square feet. The mix of mid-century originals and newer infill means each home has to be judged on its own merits.
Emerald Coast MLS sales records identify 19 homes in BAYRIDGE that have changed hands since 2001, built between 1954 and 1980 (median 1956), with a median living area of about 1,215 sq ft and a typical 3-bedroom, 1.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 14 qualified sales in BAYRIDGE across 2024–2025 (8 in 2024, 6 in 2025), median $340,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Bayridge is best for.
Best for
- Buyers targeting an owner-occupied, long-held Fort Walton Beach neighborhood
- Those comfortable renovating an older home or paying up for one already updated
- Anyone wanting a modestly sized home near central Fort Walton Beach
Probably not for
- Buyers who require amenities like a pool, gate, or clubhouse
- Those needing a large, new-construction floor plan and unwilling to compromise
- Buyers who need immediate selection and can't wait for the right listing to appear
The market around Bayridge
Bayridge is too small for its own price trend, so here is the market around it.
In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Bayridge specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in BAYRIDGE ADDN TO FORT WALTON BEACH, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Bayridge
Live MLS inventory for Bayridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bayridge listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Bayridge Addn To Fort Walton Beach Right Now (1)
All 1 active and pending Bayridge Addn To Fort Walton Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 126 NW Watson Drive · $300,000 · 3 bd / 2 ba · listed Jul 2, 2026 · listed by LPT Realty LLC
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Edwins · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Bayridge listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bayridge address.
Shop the zone: Homes zoned for Fort Walton Beach High School
The Bayridge buying strategy.
If we were buying in Bayridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bayridge.
An older core with scattered new build
The defining feature is age and variety. A 1960 median build year tells you most of the neighborhood predates modern construction, but the range extending to 2020 confirms there has been teardown or infill activity along the way. Buyers should expect to underwrite each property individually — roof, systems, and any updates matter far more than a per-square-foot average across a block this varied.
At roughly 1,590 square feet median, these are modest, manageable footprints rather than sprawling floor plans. No community amenities were identified from current MLS listings, so the draw here is the neighborhood itself and its position within Fort Walton Beach — not a pool, gate, or shared clubhouse. High homestead occupancy at 71% points to a stable, owner-held street rather than an investor churn.
The location and the amenities are priced into every listing in Bayridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood this thin on inventory and this wide on condition, the value is in reading each home correctly — separating a solid mid-century house from one that needs everything. We track what actually lists and closes in Bayridge, so we can tell you whether a given price reflects updates you're paying for or work you'll inherit.
Bayridge in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bayridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bayridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bayridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bayridge home worth?
Get a no-obligation home value based on real comparable sales in Bayridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
16% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Frequently Asked Questions
How many homes are in Bayridge?
What share of Bayridge is owner-occupied?
When were the homes in Bayridge built?
Who is the best real estate agent for Bayridge?
How do I find a top Fort Walton Beach real estate agent who knows Bayridge?
Can Momentum Realty connect me with an agent for Bayridge?
Where is Bayridge, and what county is it in?
Should you buy in Bayridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1996 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how BAYRIDGE ADDN TO FORT WALTON BEACH fits the bigger picture — live prices, inventory, and Momentum Scores:
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