Bella Vista S/D in Fort Walton Beach

Bella Vista S/D
Homes for Sale in Fort Walton Beach, FL

All 408 homes for sale in Fort Walton Beach, FL · median $396,000 · 101 homes for sale in 32547 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
67 homesBuilt 1946–2024
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data32 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Bella Vista S/D in Fort Walton Beach, FL has 1 home for sale. As of September 2026, the MLS records 21 closed sales in Bella Vista S/D in Fort Walton Beach, FL since 1994, the most recent in July 2022. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).

BELLA VISTA S/D key facts
LocationFort Walton Beach, Okaloosa County, FL · ZIP 32547, 32548
Homes in the community67 (FL DOR 2025 assessment roll)
Years built1946–2024 (median 1972)
Typical living area2,912 sq ft (median)
Amenities listed by sellersSecurity System
For sale right now1 active, 1 pending · median asking $950,000
Owner-occupied (homestead) share61%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “BELLA VISTA S/D key facts,” movewithmomentum.com/neighborhoods/bella-vista-s-d, data as of September 20, 2026.

Live · Bella Vista S/D Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
50%
Under contract
Okaloosa: 23% (551 of 2,441)
1 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
61%
Owner-occupied · Bella Vista S/D
43 of 71 parcels homesteaded (FL DOR 2025)
39%
Non-owner-occupied · Bella Vista S/D
incl. 25% trust or LLC-held · 14% out-of-state
67
Homes in the community
plus 4 vacant residential lots · 71 residential parcels (FL DOR 2025)
Track record · 32 years of records
Est. 1946
Community established
homes built 1946-2024, median 1972 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Bella Vista is a small subdivision in Fort Walton Beach, and the current snapshot is thin by design: two active listings and no recorded closings in the window we're measuring. With inventory this limited, there's no reliable trend line to lean on — price here is set property by property, driven by the condition, lot, and updates of whatever happens to be for sale rather than by any community-wide market momentum.

For a buyer, that means patience and flexibility: you may be choosing between two homes, not two dozen, and you'll need to move on the right one rather than wait for a broad selection. For a seller, the flip side is real — with almost nothing competing, a well-prepared listing can command attention it wouldn't get in a deeper market. In both cases, the read is the same: this is a pricing-by-comparison-to-the-specific-home market, not a chart-driven one.

The 60-Second Overview

Bella Vista is a compact subdivision in the Fort Walton Beach / Okaloosa County market with only a couple of homes currently listed and no amenities identified from the current MLS data — a small pocket where each individual listing carries the story.

Emerald Coast MLS sales records identify 8 homes in BELLA VISTA S/D that have changed hands since 2008, built between 1947 and 2013 (median 1978), with a median living area of about 1,904 sq ft and a typical 3-bedroom, 2.5-bath layout; 62% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a particular home in Fort Walton Beach who value a quiet, small-subdivision setting over a large inventory
  • Sellers who want minimal direct competition and are willing to price against nearby comparable sales
  • Patient buyers comfortable acting decisively when the right one of a handful of listings appears

Probably not for

  • Buyers who need a wide selection to compare before committing
  • Anyone relying on active community amenities, since none are identified in the current listings
  • Buyers wanting a clear, data-rich price trend before making an offer

The market around Bella Vista S/D

Bella Vista S/D is too small for its own price trend, so here is the market around it.

In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Bella Vista S/D specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in BELLA VISTA S/D, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
25.0%
1 of 4 listings · reo 1
Distress share trend — 25.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Bella Vista S/D

Live MLS inventory for Bella Vista S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Bella Vista S/D listings as of 2026-09-22, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Bella Vista S D Right Now (2)

All 2 active and pending Bella Vista S D listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 308 Bella Vista Drive · $636,000 · 5 bd / 3 ba · pending · listed Jul 31, 2026 · listed by ERA American Real Estate
  • 144 Monahan Drive · $950,000 · 4 bd / 3.5 ba · listed Jun 27, 2026 · listed by ERA American Real Estate

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Elliott Point · Elementary
  • Pryor · Middle
  • Choctawhatchee · High

Zoned schools reflect the assignments reported on recent Bella Vista S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Bella Vista S/D address.

If we were buying in Bella Vista S/D today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bella Vista S/D.

Best Buy
Buyers who want a specific home in a small Fort Walton Beach subdivision and aren't shopping for a big selection.
Biggest Risk
Thin data means no reliable price trend, so every valuation rests on comparable sales from outside the community.
Sweet Spot
A well-prepared listing meeting a decisive buyer, priced off recent nearby comps.
Avoid If
You need choice or a fast, deep pool of options to compare.

A thin-inventory pocket

The defining feature of Bella Vista right now is scarcity of data, not any headline number. With two active listings and no closings in the measured window, there's no median price to anchor to and no volume to establish a pace. That's not a knock on the community — it's simply what a small, quiet subdivision looks like on paper.

No community amenities surface in the current listings, so the value case here rests on the homes themselves and on the broader Fort Walton Beach location rather than on shared facilities. Anyone evaluating Bella Vista should underwrite the specific property in front of them and use nearby comparable sales — inside and outside the subdivision — to sanity-check price, because the community alone won't give you enough transactions to do it.

“

The location and the amenities are priced into every listing in Bella Vista S/D. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin, the value we add is legwork and honesty: pulling comparable sales from beyond the subdivision line, reading each individual home on its own merits, and telling you plainly when a given listing is priced for its condition and when it isn't. With so few data points inside Bella Vista itself, that outside context is what keeps a buyer or seller from guessing.

Bella Vista S/D in 15 seconds.

Best forBuyers who want a specific home in a small Fort Walton Beach subdivision and aren't shopping for a big selection.
Biggest advantageLow competition — with almost nothing listed, sellers face little rivalry and buyers face little bidding pressure.
Biggest riskThin data means no reliable price trend, so every valuation rests on comparable sales from outside the community.
Sweet spotA well-prepared listing meeting a decisive buyer, priced off recent nearby comps.
Avoid ifYou need choice or a fast, deep pool of options to compare.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Bella Vista S/D homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Bella Vista S/D.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bella Vista S/D sales matched to your home.

What is your Bella Vista S/D home worth?

Get a no-obligation home value based on real comparable sales in Bella Vista S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.

Recently off market in BELLA VISTA S/D

Homes in BELLA VISTA S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

How much local inventory is already under contract

27% of homes for sale in ZIP 32547 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-28).

Frequently Asked Questions

How many homes are in Bella Vista S/D?
The Florida DOR 2025 assessment roll shows 67 homes plus 4 vacant residential lots in Bella Vista S/D (public records).
What share of Bella Vista S/D is owner-occupied?
61% of Bella Vista S/D parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Bella Vista S/D built?
Homes in Bella Vista S/D were built between 1946 and 2024, with a median year built of 1972 (FL DOR 2025 roll).
Who is the best real estate agent for Bella Vista S/D?
The best agent for Bella Vista S/D is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bella Vista S/D.
How do I find a top Fort Walton Beach real estate agent who knows Bella Vista S/D?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bella Vista S/D and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Bella Vista S/D?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bella Vista S/D purchase or sale - no call center and no pressure.
Where is Bella Vista S/D, and what county is it in?
Bella Vista S/D is in Fort Walton Beach, Okaloosa County, FL, ZIP codes 32547, 32548. The community's center is about 5 miles northwest of the center of Fort Walton Beach (straight-line).
Buyers targeting a particular home in Fort Walton Beach who value a quiet, small-subdivision setting over a large inventoryExcellent fit
Sellers who want minimal direct competition and are willing to price against nearby comparable salesExcellent fit
Patient buyers comfortable acting decisively when the right one of a handful of listings appearsExcellent fit
Buyers who need a wide selection to compare before committingProbably not
Anyone relying on active community amenities, since none are identified in the current listingsProbably not
Buyers wanting a clear, data-rich price trend before making an offerProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 22, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32547/32548))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1994 (21 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Bella Vista S/D with Momentum Realty’s local guides.

Monahan Manor0.0 mi away · 54 homes, built 1946–24Bella Vista (Okaloosa)0.2 mi away · 54 homes, built 1946–24, 1 for saleGarniers Beach0.2 mi away · median $305K, 3 sales/12 moForest Breeze0.3 mi away · 12 homes, built 1986–88, 1 for saleWoodham Manor0.4 mi away · 30 homes, built 1954–92Whitrock Village S D0.4 mi away · 46 homes, built 1997–01Lisette Estates0.4 mi away · 7 homes, built 1979–82Woodham Manor0.4 mi away · 81 homes, built 1956–24

Browse all neighborhood guides →

Thinking of selling in BELLA VISTA S/D? See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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