Bella Vista S/D
Homes for Sale in Fort Walton Beach, FL
All 408 homes for sale in Fort Walton Beach, FL · median $396,000 · 101 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Bella Vista S/D in Fort Walton Beach, FL has 1 home for sale. As of September 2026, the MLS records 21 closed sales in Bella Vista S/D in Fort Walton Beach, FL since 1994, the most recent in July 2022. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547, 32548 |
|---|---|
| Homes in the community | 67 (FL DOR 2025 assessment roll) |
| Years built | 1946–2024 (median 1972) |
| Typical living area | 2,912 sq ft (median) |
| Amenities listed by sellers | Security System |
| For sale right now | 1 active, 1 pending · median asking $950,000 |
| Owner-occupied (homestead) share | 61% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “BELLA VISTA S/D key facts,” movewithmomentum.com/neighborhoods/bella-vista-s-d, data as of September 20, 2026.

Bella Vista is a small subdivision in Fort Walton Beach, and the current snapshot is thin by design: two active listings and no recorded closings in the window we're measuring. With inventory this limited, there's no reliable trend line to lean on — price here is set property by property, driven by the condition, lot, and updates of whatever happens to be for sale rather than by any community-wide market momentum.
For a buyer, that means patience and flexibility: you may be choosing between two homes, not two dozen, and you'll need to move on the right one rather than wait for a broad selection. For a seller, the flip side is real — with almost nothing competing, a well-prepared listing can command attention it wouldn't get in a deeper market. In both cases, the read is the same: this is a pricing-by-comparison-to-the-specific-home market, not a chart-driven one.
The 60-Second Overview
Bella Vista is a compact subdivision in the Fort Walton Beach / Okaloosa County market with only a couple of homes currently listed and no amenities identified from the current MLS data — a small pocket where each individual listing carries the story.
Emerald Coast MLS sales records identify 8 homes in BELLA VISTA S/D that have changed hands since 2008, built between 1947 and 2013 (median 1978), with a median living area of about 1,904 sq ft and a typical 3-bedroom, 2.5-bath layout; 62% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Bella Vista S/D is best for.
Best for
- Buyers targeting a particular home in Fort Walton Beach who value a quiet, small-subdivision setting over a large inventory
- Sellers who want minimal direct competition and are willing to price against nearby comparable sales
- Patient buyers comfortable acting decisively when the right one of a handful of listings appears
Probably not for
- Buyers who need a wide selection to compare before committing
- Anyone relying on active community amenities, since none are identified in the current listings
- Buyers wanting a clear, data-rich price trend before making an offer
The market around Bella Vista S/D
Bella Vista S/D is too small for its own price trend, so here is the market around it.
In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Bella Vista S/D specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in BELLA VISTA S/D, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Bella Vista S/D
Live MLS inventory for Bella Vista S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bella Vista S/D listings as of 2026-09-22, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Bella Vista S D Right Now (2)
All 2 active and pending Bella Vista S D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 308 Bella Vista Drive · $636,000 · 5 bd / 3 ba · pending · listed Jul 31, 2026 · listed by ERA American Real Estate
- 144 Monahan Drive · $950,000 · 4 bd / 3.5 ba · listed Jun 27, 2026 · listed by ERA American Real Estate
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Elliott Point · Elementary
- Pryor · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent Bella Vista S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bella Vista S/D address.
Shop the zone: Homes zoned for Choctawhatchee High School
The Bella Vista S/D buying strategy.
If we were buying in Bella Vista S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bella Vista S/D.
A thin-inventory pocket
The defining feature of Bella Vista right now is scarcity of data, not any headline number. With two active listings and no closings in the measured window, there's no median price to anchor to and no volume to establish a pace. That's not a knock on the community — it's simply what a small, quiet subdivision looks like on paper.
No community amenities surface in the current listings, so the value case here rests on the homes themselves and on the broader Fort Walton Beach location rather than on shared facilities. Anyone evaluating Bella Vista should underwrite the specific property in front of them and use nearby comparable sales — inside and outside the subdivision — to sanity-check price, because the community alone won't give you enough transactions to do it.
The location and the amenities are priced into every listing in Bella Vista S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the value we add is legwork and honesty: pulling comparable sales from beyond the subdivision line, reading each individual home on its own merits, and telling you plainly when a given listing is priced for its condition and when it isn't. With so few data points inside Bella Vista itself, that outside context is what keeps a buyer or seller from guessing.
Bella Vista S/D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bella Vista S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bella Vista S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bella Vista S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bella Vista S/D home worth?
Get a no-obligation home value based on real comparable sales in Bella Vista S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in BELLA VISTA S/D
Homes in BELLA VISTA S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 308 Bella Vista Road · off market
27% of homes for sale in ZIP 32547 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-28).
Frequently Asked Questions
How many homes are in Bella Vista S/D?
What share of Bella Vista S/D is owner-occupied?
When were the homes in Bella Vista S/D built?
Who is the best real estate agent for Bella Vista S/D?
How do I find a top Fort Walton Beach real estate agent who knows Bella Vista S/D?
Can Momentum Realty connect me with an agent for Bella Vista S/D?
Where is Bella Vista S/D, and what county is it in?
Should you buy in Bella Vista S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 22, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32547/32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1994 (21 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how BELLA VISTA S/D fits the bigger picture — live prices, inventory, and Momentum Scores:
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Explore more neighborhoods near Bella Vista S/D with Momentum Realty’s local guides.

