Rosebud Plantation T/H
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 149 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 20 closed sales in Rosebud Plantation T/H in Fort Walton Beach, FL since 2001, the most recent in October 2025. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547 |
|---|---|
| Homes in the community | 22 (FL DOR 2025 assessment roll) |
| Years built | 1997–1997 (median 1997.0) |
| Typical living area | 1,111 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 32% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “ROSEBUD PLANTATION T/H key facts,” movewithmomentum.com/neighborhoods/rosebud-plantation-t-h, data as of September 20, 2026.
Rosebud Plantation T/H is a townhome community in Fort Walton Beach, and with no active MLS numbers to anchor to, the honest read is that pricing here is driven by the individual unit far more than by any community-wide trend. Condition, updates, and floor plan will do most of the work when a home comes to market, so treat each listing on its own terms rather than assuming a neighborhood 'going rate.'
For buyers, that means the posture is patient: this is a place you watch for the right unit rather than a market you chase. For sellers, it means presentation matters — with no amenity package to lean on, the townhome itself has to carry the pitch, and a clean, move-in-ready unit will separate itself quickly.
Nearby homes for sale
No active listings inside ROSEBUD PLANTATION T/H right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A townhome enclave in Fort Walton Beach, Okaloosa County, where the value proposition is the low-maintenance attached-home format rather than shared amenities — none are identified in the current listings.
Emerald Coast MLS sales records identify 15 homes in ROSEBUD PLANTATION T/H that have changed hands since 2001, built between 1996 and 1997 (median 1997), with a median living area of about 950 sq ft and a typical 2-bedroom, 2-bath layout; 100% are townhomes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Rosebud Plantation T/H is best for.
Best for
- Buyers prioritizing a lock-and-leave townhome with less exterior maintenance than a standalone house
- Value-focused buyers willing to weigh each unit on condition and HOA terms rather than a neighborhood premium
- Buyers who want a Fort Walton Beach location and don't need shared amenities to justify the purchase
Probably not for
- Buyers set on a detached home with a private yard and no shared walls
- Buyers who want an amenity-rich community with pools, clubhouses, or gated features
- Buyers who want a large, liquid market with lots of comparable listings to choose from at any given moment
The market around Rosebud Plantation T/H
Rosebud Plantation T/H is too small for its own price trend, so here is the market around it.
In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Rosebud Plantation T/H specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in ROSEBUD PLANTATION T/H, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Rosebud Plantation T/H buying strategy.
If we were buying in Rosebud Plantation T/H today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rosebud Plantation T/H.
A unit-by-unit townhome market
Rosebud Plantation is townhome living, which shapes both cost and lifestyle: attached construction, shared walls, and typically an HOA structure that handles some exterior upkeep. Confirm the specifics of any association, fees, and rental rules before you write an offer — those terms vary and can change what a unit is worth to you.
We can't point to community amenities here, and that's not a knock — it simply means the appeal is location within Fort Walton Beach and the practicality of the townhome itself. Judge value by the unit's condition and layout, and by how the location fits your commute and daily errands, not by a clubhouse or pool that isn't part of the picture.
The location and the amenities are priced into every listing in Rosebud Plantation T/H. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, unit-driven townhome community, the difference between a good buy and a mistake is in the fine print — HOA health, fees, reserves, and rental restrictions — plus a clear-eyed read on how one unit compares to the last one that sold. We do that homework before you commit, and we'll tell you plainly when a particular unit doesn't justify its ask.
Rosebud Plantation T/H in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Rosebud Plantation T/H buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rosebud Plantation T/H sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Rosebud Plantation T/H, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Rosebud Plantation T/H home worth?
Get a no-obligation home value based on real comparable sales in Rosebud Plantation T/H, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Rosebud Plantation T/H?
What share of Rosebud Plantation T/H is owner-occupied?
When were the homes in Rosebud Plantation T/H built?
Who is the best real estate agent for Rosebud Plantation T/H?
How do I find a top Fort Walton Beach real estate agent who knows Rosebud Plantation T/H?
Can Momentum Realty connect me with an agent for Rosebud Plantation T/H?
Where is Rosebud Plantation T/H, and what county is it in?
Should you buy in Rosebud Plantation T/H?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32547)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2001 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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