Bermuda
Homes for Sale in Safety Harbor, FL

Bermuda is a modestly sized subdivision inside Safety Harbor, in Pinellas County, close to the town's waterfront core. Because so few homes trade here in any given window, it reads as a low-turnover, hold-and-live neighborhood rather than an active flip or investment market.

Stellar MLS sales records identify 11 homes in Bermuda that have changed hands since 2005, built between 1991 and 2015 (median 1992), with a median living area of about 2,064 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Bermuda is too small for its own price trend, so here is the market around it.

In ZIP 34695, 114 homes are on the market and 23% are under contract — a steady corner of Safety Harbor.

Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).

In ZIP 34695 (Safety Harbor), 224 homes closed in the last 12 months at a median of $520K ($307/sq ft), up 0.5% year over year, with a median 44 days on market. Right now 47 active and 11 pending listings put supply at about 5.2 months — a balanced market. See the live ZIP 34695 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Bermuda specifically. Momentum Research analysis of MLS records.

The defining feature of Bermuda right now is data scarcity. Our snapshot runs on a two-closing window, which is far too few sales to establish a median, a spread, or a direction with any confidence. When a market is this quiet, the honest posture is qualitative: you evaluate the home in front of you, its condition and its lot, against the broader Safety Harbor market rather than a hyper-local comp set.

Location does more of the work here than the numbers can. Safety Harbor sits on the western edge of Tampa Bay in Pinellas County, with a compact, walkable downtown and waterfront access nearby. Those fundamentals tend to support demand even when a specific subdivision goes long stretches without a sale — but they also mean you should expect to wait for the right listing rather than choose from many at once.

In a low-volume pocket like Bermuda, the value we add is judgment, not a spreadsheet. With too few recent closings to lean on, we price and negotiate off the wider Safety Harbor and Pinellas context, the condition of the actual home, and a realistic read of how long the right buyer or listing may take to appear. We'll tell you plainly when the data can't answer a question — and what to do anyway.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.