Cardinal Terrace
Homes for Sale in Cocoa, FL
All 264 homes for sale in Cocoa, FL · median $325,000 · 127 homes for sale in 32926 · Brevard County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 15 closed sales in Cardinal Terrace in Cocoa, FL since 2005, the most recent in July 2025. Across Cocoa as a whole, 526 homes closed in the last 12 months at a median of $329,450, 39 median days on market, with 121 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $5,140 ($4,520 with the full homestead exemption).
| Location | Cocoa, Brevard County, FL · ZIP 32926 |
|---|---|
| Homes in the community | 19 (FL DOR 2025 assessment roll) |
| Years built | 1963–2020 (median 1985) |
| Typical living area | 1,288 sq ft (median) |
| Owner-occupied (homestead) share | 70% |
Data as of September 20, 2026. Based on information from the Space Coast MLS for the period 2005 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cardinal Terrace key facts,” movewithmomentum.com/neighborhoods/cardinal-terrace, data as of September 20, 2026.
Cardinal Terrace is a small pocket in Cocoa with no closings in the current window, so there is no active price signal to read. That absence is itself the story: pricing here will be set deal by deal, driven by the condition of the specific home and what a seller and buyer negotiate rather than by a steady run of comparable sales.
For a buyer, that means leaning hard on inspection, condition, and recent nearby activity outside the community line rather than expecting a tidy comp set inside it. For a seller, it means pricing is a judgment call, not a formula — and a mispriced listing can sit while the market waits for a reference point.
Nearby homes for sale
No active listings inside Cardinal TerraceHomes for Sale in Cocoa, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Cardinal Terrace is a small residential enclave in Cocoa, Brevard County, without its own amenity package identified in current MLS listings — a place you buy for the house and the location, not for community features.
Space Coast MLS sales records identify 12 homes in Cardinal Terrace that have changed hands since 2005, built between 1966 and 2006 (median 1985), with a median living area of about 1,150 sq ft and a typical 3-bedroom, 2-bath layout. Source: Space Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cardinal Terrace is best for.
Best for
- Buyers who value a quiet residential setting over community amenities
- Buyers willing to rely on surrounding-area comps and a solid inspection to set their number
- Sellers who understand pricing here is a judgment call and will price to real evidence
Probably not for
- Buyers who want pools, clubhouses, or other shared amenities on site
- Buyers who need a deep set of recent in-community sales before they'll commit
- Sellers expecting a formula-driven list price without doing the comp legwork
The market around Cardinal Terrace
Cardinal Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32926, 180 homes are on the market and 25% are under contract — a steady corner of Cocoa.
Across Brevard County, 4,132 homes are active and 1,477 pending (26% under contract).
In ZIP 32926 (Cocoa), 490 homes closed in the last 12 months at a median of $329K ($211/sq ft), up 4.2% year over year, with a median 38 days on market. Right now 86 active and 32 pending listings put supply at about 2.5 months — a healthy market. See the live ZIP 32926 housing market and the Brevard County market.
ZIP and county figures describe the wider market, not Cardinal Terrace specifically. Momentum Research analysis of MLS records.
Cardinal Terrace by the numbers
From county property records and closed MLS sales for the Cardinal Terrace subdivision: 12 homes on record; built 1966–2006; typical size about 1,127 heated sq ft; 3 bedrooms is the median.
| Year | Recorded sales | Median price |
|---|---|---|
| 2018 | 1 | $54,000 |
| 2019 | 1 | $98,000 |
| 2021 | 1 | $115,000 |
| 2022 | 1 | $140,000 |
| 2024 | 1 | $168,000 |
| 2025 | 1 | $175,000 |
Newest recorded sale: $175,000 on 2025-07-11.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
Housing distress & ownership in Cardinal Terrace, Cocoa
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on information from the Space Coast MLS for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Cardinal Terrace buying strategy.
If we were buying in Cardinal Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cardinal Terrace.
A thin-data corner of Cocoa
With no closings in the current window and no community amenities identified from the listings, Cardinal Terrace trades on fundamentals: the individual home's condition, lot, and how it sits relative to Cocoa's broader amenities and road network. There is no HOA feature set or shared facility to prop up value, so what you pay reflects the physical property in front of you.
The practical implication is that both sides need outside reference points. Recent sales in adjacent Cocoa neighborhoods, days a home realistically takes to move, and the true cost of any deferred maintenance matter more here than a headline community figure — because there isn't one.
The location and the amenities are priced into every listing in Cardinal Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has no recent closings to lean on, the pricing work moves off the spreadsheet and onto local knowledge. We pull comparable activity from the surrounding Cocoa market, read condition honestly, and tell you plainly when a listing is priced on hope rather than evidence — whether you're the one buying or selling.
Cardinal Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cardinal Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cardinal Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cardinal Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cardinal Terrace home worth?
Get a no-obligation home value based on real comparable sales in Cardinal Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Cardinal Terrace?
What share of Cardinal Terrace is owner-occupied?
When were the homes in Cardinal Terrace built?
Who is the best real estate agent for Cardinal Terrace?
How do I find a top Cocoa real estate agent who knows Cardinal Terrace?
Can Momentum Realty connect me with an agent for Cardinal Terrace?
Where is Cardinal Terrace, and what county is it in?
Should you buy in Cardinal Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32926)) |
| Under-contract shares | Space Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (15 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Cardinal Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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